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    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
    • Looks similar to you original email to their Complaints team. I dont rate copypasta for a CEO complaint. Rewrite it with emotion involved as to how badly this is affecting you and make them feel embarrassed for their actions... 
    • Well, not quite the trouncing they deserve, and Andy Street suffering - despite distancing himself from the poops and being a good mayor (and despite the rather ridiculous muslim voter labour boycott across regions - did they really want the tories to stay in power?) - But not bad at all The Reformatory goons managed two council seats didn't it - out of over 300 they tried for ..     
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jonny still waiting


jonnyb321
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Well i waited for over 2 months for my sar to arrive, they said it was due to having no open date on my account (as its now closed) they couldnt find it!

 

sent off my prelim letter recorded but no signature, is this due to it being freepost?

 

so after a week and a couple of days ive just sent a reminder letter with attached prelim, their not getting the better of me im sticking to my time table. hahaha

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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jonnyb321

 

definitely stick to the timetable you have set

 

i had some post that was 'not signed for' but it all went thru ok + my account was closed and they still sent me all the statements

 

those crazy bankers!

 

sod

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cheers toon that eases my mind about the non signed for

 

ta

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Well no reply from natwest so LBA goes today, watch this space!

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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  • 2 weeks later...

Hi every one ive sent prelim and LBA, which was up satuerday but ive had no reply what so ever i even sent 2 letters between prelim and lba to say ive had no reply.

 

Sent both recorded delivery but royal mail says on its way. is this due to the address been a free post?

 

what should i do go straight to money claim?

 

 

thanks

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Guest NATTIE

i get tired of delays so i won't delay in saying give em a ring and see if an offer is in the offing.

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right people ive got a problem !

 

having taken Natties advise i rang natwest. they said they have recieved nothing from me.

the recorded delivery i sent for prelim and lba both say on its way by royal mail. so ive no idea whats happened

 

what steps should i now take?

 

start again at prelim?

send another lba?

go straight to money claim?

 

if i need to send letters can someone sort me the right address as i sent to cust relations

borehamwood

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Hi jonny - did you send prelim and LBA to Borehamwood address in the first place???? If not, slight possibility that they may not have been passed on to them???? (nattie will have a better answer for you than me though).

 

Personally, I'd send another LBA (recorded to the Borehamwood address) giving them 7 days to comply - explaining that you've had no response to previous letters and you're prepared to take them to court if you don't have reply after 7 days.

 

Borehamwood address is in livelylad's sticky (just above main nat west threads). Good luck - hedgey xxx :D

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Thanks Hedgy for good advise !

 

Nattie what would you do ?

 

 

thanks!

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Guest NATTIE

timescales are timescales, no offer no money and 28 days up, mmmmmm, i would be suing them. I think it is time to be more hardline i am afraid.

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Thanks nattie,

 

but just worried that if it goes all the way they could turn round to say they didnt recieve any documents from me, which i have no proof of sending!

 

i would love to go to court now, anyone had same senario?

 

ta

 

jonny

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Soz jonny......... not got to this stage yet!!! Hopefully a mod or similiar will be along soon to give the definitive answer!!!! Bit worrying that you've got no proof............but someone should advise further soon. good luck mate, xxxx :p

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thanks hedgey,

 

Royal mail eh would have em!

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Royal mail or royal snail??!! :D

 

Just on the offchance, pop into the chat room to see if anybody there can give you a quick answer. Might be quicker than waiting for someone to post tonight.......... and at least you can get the right letter off tomorrow!!!! give it a whirl....... can't hurt!!!!!!!! xxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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soz aint seen where that link is, any pointers please?

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Try here mate http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php if it doesn't work.......... it's at the top of the page next to the search bar. xxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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thanks hedgey

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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got it sorted gonna send a n lba explaining they have 7 days but send it reciepted delivery! then next stage court

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Yaaaaaaayyyyyy!!!!! Onwards and upwards jonny.......... go get your cash mate, it's got your name on it!!! xxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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I had the same problem with recorded delivery for my prelim letter. When I rang Royal mail the guy said it wasn't a guaranteed delivery and that often the staff at the bank won't sign for the delivery - so there is no record of what happens to it.

Predictably NatWest said they had no record of my letter, so I re-sent it registered post.

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  • 4 weeks later...

hi guys just fillin mcol in but when ive searched the postcode of natwest it brings 2 companies up

natwest and i think royal bank of scotland

 

which do i put on to serve papers

 

ta

 

jonny

Prelimary sent 18/9/06

:-)

£420 first offer 30/9/06 :mad:

LBA & partial acceptance sent 2/10/06:-)

Halifax acknowledge refusal of full and final settlement 5/10/06

Money claim issued 10/10/06

Acknowledged by Halif%&ers 12/10/06

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Hi jonny - put the registered address down:

 

Nat West Bank

135 Bishopsgate

London

EC2M 3UR

 

Sending mine off tomorrow as well.............must be something in the air!!!

 

Good luck mate, hedgey xxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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