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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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nima vs hsbc


nima21
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Not sure what he has included in it. Is it all the legal stuff for backing your case up? Can you post a quick index of what is included?

yeah its all the legal stuff, its 198 pages long ive just noticed lol

there isnt really an index unless i go thru it all and list them which will take a year so im not sure

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Well if it is the stuff in the basic court bundle then you will need all of it. It seems a bit long though. Without knowing exactly whats there I can't say any more. I can pm you my email and you could forward it to me and i'll take a look.

 

if u wouldnt mind that would be brill mate

 

ive got the basic court bundle stuff printed so just need 2 see if i need any of that

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oh i just spotted the index

 

1. Dunlop v New Garage case summary

2. Robin v Harman extract from Keating

3. Murray v Leisureplay transcript

4. Australian Unfair Fees report

5. BBC Money Programme Summary

6. House of Commons Early Day Motion

7. Peter McNamara Transcript

8. Unfair Terms in Consumer Contracts Act 1999

9. Unfair Contract Terms Act 1977

10. Office of Fair Trading Statement

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That is everything I used apart from the Mcnamara interview and the australian unfair fees report. I think they have been added since I did mine. All the rest you need. My bundle without those 2 was around 200 pages so yours will be that plus the exrta documents.

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just found a copy of my index for you to compare. I will cahange the size of the lettering in a second.

 

 

 

 

INDEX

Description: Pages:

1. Correspondence 1 - 38

2. Bank Statements 39 - 85

3. Statement Of Evidence 86 - 92

4. Relevant Case Law Summary 93 - 95

5. Early Day Motion From The House 96 - 98

Of Parliament

6. Dunlop v New Garage 99 - 100

7. UTCCR 1999 101 - 112

8. UCTA 1977 112 - 124

9. SOGA 1982 124 - 139

10. OFT Statement Summary 140 - 142

11. List Of Previously Settled Cases 143

12. HSBC Bank PLC Terms and Conditions 144 - 189

13. Latest Schedule Of Charges 190 - 192

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Thats not work thats torture! get another job man! Saturday nights are not for working! Unless you work for the emergency sevices and then thats ok!

torture seems like heaven compared 2 working all night on a saturday. but ive done it for 2 years now, been looking for a new job but its gotta be something im gonna gonna love doing cos the pay where i am now is pretty good so chances r i will have 2 take a pay cut 2 begin with in my new job. i need a job in IT, thats what im qualified in:cool:

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Hey Nima think of the experience in litigation etc you have just gained through all this reclaiming work ....could put that to good use !!!! Was working myself all weekedn - hope the CAG picnic went ok and didn't get rained off ...sure someone will report on the day :p Still haven't had my paperwork from local court yet ....might ring them today

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I KNEW they would treat me differently -- guess what I got with my defence filed papers this morning !!! An Allocation Questionnaire to complete...I stupidly thought these had been dispensed with so now gotta read up on completing it and getting it in before 17th July plus £100 ...:shock:

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aq info:

Allocation Questionnaires - A guide to completion

this is your step by step completion guide -and here is:New strategy for Allocation Questionaires

and here is how to use it:

for section g of the n149 (section h on the n150), use the wording in blue on post #3 of new strategy link, and then attach draft order for directions - use wording on post #2 of new strategy link(the bit in blue) making sure to add your name and court claim number to all pages. simple as that. just follow the steps with these two minor additions. the draft order is just asking the judge to order both parties to lay out their wares within 14 days of him ordering it - so it shortens the length of the time to a court date - and as dg/hsbc/all banks don't want to do it - they will pay up by offer or just not file their aq in which case you also win.

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