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    • Hello all,   I ordered a laptop online about 16 months ago. The laptop was faulty and I was supposed to send it back within guarantee but didn't for various reasons. I contacted the company a few months later and they said they will still fix it for me free of charge but I'd have to pay to send it to them and they will pay to send it back to me. The parcel arrived there fine. Company had fixed it and they sent it via dpd. I was working in the office so I asked my neighbours who would be in, as there's been a history of parcel thefts on our street. I had 2 neighbours who offered but when I went to update delivery instructions, their door number wasn't on the drop down despite sharing the same post code.  I then selected a neighbour who I thought would likely be in and also selected other in the safe place selection and put the number of the neighbour who I knew would definitely be in and they left my parcel outside and the parcel was stolen. DPD didn't want to deal with me and said I need to speak to the retailer. The retailer said DPD have special instructions from them not to leave a parcel outside unless specified by a customer. The retailer then said they could see my instructions said leave in a safe space but I have no porch. My front door just opens onto the road and the driver made no attempt to conceal it.  Anyway, I would like to know if I have rights here because the delivery wasn't for an item that I just bought. It was initially delivered but stopped working within the warranty period and they agreed to fix it for free.  Appreciate your help 🙏🏼   Thanks!
    • As the electric carmaker sees sales fall and cuts jobs, we take a closer look at its problems.View the full article
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    • Hi Guys, well a year on and my friend has just received this in the post today, obviously a little scared so looking for more of your advice.  Letter from the NCC dated 1-May-2024 is as follows.......   Before deputy district judge Haythorne sitting at the national business centre, 4th floor st Kathrine's house Northampton Upon reading an application from the claimant  it is ordered that  1. The claim be sent to the county court at #### (Friends local Court) Because this order has been made without a hearing, the parties have the right to apply to have the order set aside, varied or stayed.  A party making such an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this order.  If the application is one which requires a hearing, and a) the party making the application is the defendant: and b) the defendant is an individual, then upon filing of the application the claim will be transferred to the defendants home court.  In all other cases requiring a hearing the claim will be transferred to the preferred court.    As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) 
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Yeswotver Vs HSBC


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Hi im a newbie on here I have found it thoroughly intersting reading about everyone elses "campaigns". I sent my request for statement nearly 2 weeks ago and although I asked for the statements for the last 6 years I recieved a bundle of them through the post today from april 2000 until december 2003, theres 2 & 1/2 years still to come I hope they come in the next few days. I thought it strange how they sent it like that a mate of mine had all of his delivered in one envelope from DHL mine came in seperate montlhy envelopes with a rubber band round them.

Anyway I'll keep you updated,

Keep up the good work

POWER TO THE PEOPLE

 

Chris

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The rest of my statements came through yesterday, thankgod, I have just finished totting up the charges & i get a grand total of ........£ 2380.50 :D without the interset which would be £ 471.82 which could give me a grand total of £ 2798.32 if it ever went to court. I will compose my letter asking for MY money back soon & post it off.

Wish me luck !!!

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One little item I am unsure of, I have inputted all the charges from my statemnts into the excel spreadsheet that I downloaded from this site, the last column on it is the 8% interest that is added on. On the preliminary letter asking for my money bank it says

What I require

I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX

should I have totted up the interset they charged me at the time of my penalties or the 8% interest that is calculated from the spreadsheet.

Please help

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Personally I wouldn't bother. I totted up all debit interest, including interest charged on parts of the overdraft that weren't made up by charges and it came to just short of £20 over six years which means that it wasn't really worth the effort calculating an accurate figure for the purpose of the claim.

 

I suppose the fact that I've paid such a small amount in debit interest over six years shows just how ridiculous these charges are. Any unauthorised overdraft I've ever had has never been for a full month, has always been broght back into credit on pay day and has never really caused them any problems at all because they have always known that my account is credited with substantially more than the amount of the unauthorised overdraft at the end of each month.

 

OC

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  • 2 weeks later...

I got my response from the bank today & surprise surprise they said they dont see the charges as unlawful & consider the matter resolved but if i wish to continue with my claim I am to submit the charges & dates which I will do with an LBA letter

 

UP YOURS HSBC!!!:evil:

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  • 2 weeks later...
I got my reply back from my LBA on saturday they are not going to pay me my money back, small claims court here I come!!!

 

yep get it fired in straight away, not long till you get your money now,

 

hold fast ;-)

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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  • 12 years later...

This topic was closed on 11 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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