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    • and it legally informs them of your correct and current address as you must do with all old debts last paid/used in say 7 yrs you dont want backdoor CCJ's. what were the names of these IVA scammers, the one you took it out with, and the one that scammed you to let them take over please? your story is slightly worrying. dx  
    • Incidentally, congratulations on not buying the warranty. That is another Big Motoring World rip-off. See what we have to say about extended warranties and the Big Motoring World attitude to them is particularly unhelpful
    • well that google is from 2019, but the photos are certainly of someone driving on the public highway in/out by an ANP system, though the site of where the camera actually is, is not showing there are anpr cameras up by the low yellow barriers but they wont get from facing shots from there. interesting, needs to be checked if the road IS a public highway but on private land, cause as you say, if the whole area is max 4hrs , how does the hotel work< ?? must have a reg entry system.  now as for taking pictures of cars on a public highway then guessing the are parking ...erm.... i dont thnk thats right nor allowed under GDPR. dx  
    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
    • A 'violent left wing mob', comprised of a chap in a red hoody with a damp polystyrene coffee cup and a bit of wet cement, gets nowhere near cowering frightened farage some distance away on top of his double decker bus .. as farages security and support seem to film the incident grinning     Farage bravely flinches, grimaces and seems to almost burst into tears as the 'objects managed to travel a part of the way toward his position on top of his bus. His reactions honed by having a bit of milk splash him at a prior incident allow him to swiftly fall into a protective cower and grimace .. .. Sometime after, once the mob of 1 had been safely bundled away, farage apparently wipes his eyes of tears, and rising from his cowed and frightened pose, bravely shouts “I will not be bullied or cowed by a violent left-wing mob who hate our country.” .. however few they may comprise of.   https://www.independent.co.uk/news/uk/crime/nigel-farage-cement-barnsley-reform-uk-b2560501.html  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Barclaycard Credit card


marksteps
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Can i claim on this?And how far back? Im interested in going for it, reading otherposts, it looks as if i could be successful.Would the initial letter be like the one i used for the bank etc?

I have changed cards over the years, either by losing them or having them stolen. Would that affect anything ie will they have records of me going OD on old cards.

 

:) x

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Im stalling from attacking Barclaycard because i want to see if there is a way round this! I need the years 2001 to 2004 which i wont get from my DPA what can we do??

 

:)

 

Am I missing something..why not?

 

 

 

 

 

 

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Because B/card won't send them, Alan. They hide behind the Microfiche argument. Have a browse at the B/card threads, you'll soon see what OP means.

 

Mark, they will send you the semi-useless printout though, and since they've said they only started charging from mid-01, you should be able to estimate an amount from there. If the amount is too high, or they have refunded, let them prove it, and then explain to a judge why this info wasn'tmnmade available to you.

 

Or you can hit them with a S 9 court claim to force compliance. Takes a bit longer, but you'll get the right data to claim.

 

.

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They will do eventually, the site is growing and sometimes different procedures take time to get around. Now where i live it would only take an hour :D to be shared but here it can take awhile longer.

 

Now if you have or see some one in your position you can pass it on :)

 

BL

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They will do eventually, the site is growing and sometimes different procedures take time to get around. Now where i live it would only take an hour :grin: to be shared but here it can take awhile longer.

 

Now if you have or see some one in your position you can pass it on :-)

 

BL

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hi not sure if this is the right way to go but I requested 6 years from barclaycard and got 2 years, i worked out how much they had charged me in 2 years and multiplied by 3. here is the prelim letter i sent, i assumed if they where to argue and wanted to go to court then they would have to provide the six years information anyway as they had breached dpa, and I would be happy if it was less as long as it was what i had been charged. I highlighted that it was estimate due to lack of statements they were able to provide.... maybe moderator can see if this is a good way to go I will keep you up to date LBA due out on 7th june....then moneyclaim 14 days later.... DONT MIND TELLING JUDGE IT WAS ESTIMATE AS BARCLAYCARD DISREGARDED THE DPA 1998...

 

copied this from parkes v barclaycard this is what I am trying see what happens???

 

I always request email from them to say they have received letters so I have copy if it does go to court..

 

 

Customer complaints department

Barclaycard

1234 Pavilion Drive

Northampton

NN4 7SG

 

24/05/06

 

Dear Sir/Madam,

 

CARD/ACCOUNT NUMBER:

 

I now understand that the regime of fees which you have been applying to my account in relation to late fees and over limit charges are unlawful at Common Law, Statute and recent Consumer regulations.

 

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

 

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.

 

*I estimate that you have taken £1680 plus £134.40 which you have charged me in interest for the sums which you have taken. Total £1814.40

Additionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the result of impecuniosity caused directly by the taking by you of penalty charges which you had applied unlawfully to my account.

 

*The reason I am estimating these charges is that you say you can only provide 2years information (may 04 until may 06) under the data protection act. I find this to be untrue and unlawful and a separate letter will be sent to the information commissioner to report these actions. I am willing to be advised if this amount is incorrect of the true amount, once this information is received and then can be adjusted accordingly.

 

In addition to full payment of the sum mentioned above I require that you remove the default entry from the register. Please note that mere correction or amendment to the entry will not be acceptable.

 

I require repayment in full of this money and removal of the default notice. If you do not comply fully within 14 days, I shall begin a claim against you for the full amount plus interest plus my costs and without further notice.

 

Yours faithfully

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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I am willing to be advised if this amount is incorrect of the true amount, once this information is received and then can be adjusted accordingly.

 

You require proof that your estimate is wrong as well or let them prove it in court , as we all know they won't

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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so I take it this is okay to do then????? If this is the case why is this not done by everybody having difficulty getting 6 years or more statements...Is this the way to go

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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I paid for the 3 additional Statements at £3 each and I hope to claim this back as well.

HSBC, FS £100

Hfax Credit Card Full Settlement £330

Lloyds FS £503 (had to do moneyclaim + allocation questionaires

Halifax Full Settlement £979

Lloyds Credit Card Moneyclaim raised.

 

03/05/06 Fraud case with Egg resolved after 2 1/2 months!, full refund of fraud amount+interest+charges (£1060). Apology and cheque for £300 - BBC Working Lunch helped scare them into action.

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lets not become them, follow the rules or the judge will see the greed....

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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They will do eventually, the site is growing and sometimes different procedures take time to get around. Now where i live it would only take an hour :D to be shared but here it can take awhile longer.

 

Now if you have or see some one in your position you can pass it on :)

 

BL

 

i have no idead what to do regarding bank charges, can you please help

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  • 2 weeks later...

The statements i received where for May 2004 onwards with only one £25 fee!

I have just printed my next letter ready for posting Monday morning 9 am sharp for non-compliance....

They say i have to pay £3 per statement prior to April 2004.

 

This is the correct next steps right??

 

:)

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Barclays are right old buggers... im seriously thinking of giving up! I m getting all confused and they aint as easy as the rest have been.

 

All this for £££, true which is mine, but i am only aware of £25 owed, until i see my statements that are held on micro...thingy and i have sent a letter today saying they have 15 days left to comply in sending complete statements, not fobbing me off with paying £3 per statement as its on microthingy. The letter i sent was a non-compliance.....have i done the right one?

 

:(

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hi

the maximum you should pay for your statements is £10.00, i telephoned the commisioners office and he told me the maximum you should pay is ONLY £10.00, barclays tried that one on me and i threatened them with the ombussman at the commisioners office, dont take any of their fob off, they are trying to worm there way out of it.

hope this helps

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I rang up and said i need statements before May 2004 even tho they are on micro thingy. I said they are covered under a DPA where i was told they are not and if i want them i need to pay.

 

I called again some 20 minutes later and the lady i spoke to said she would order them. Now for clarification , are these statements on microfilm covered under the DPA?

 

Who do i contact re this query, i cannot see anything on the site about them. Im stressed as i only have £25 to claim in the statements i have but i know there is more, i was awful at getting charges in the start...I just dont wanna let them away with it.

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Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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