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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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Mercantile Hearing, Leeds, 26th April 2007


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hey there everyone have drafted a letter (well nabbed a template !) to capital one accepting their offer but am after costs too so do i hand in my CMI sheet and adda bit about costs in the letter to C one too ?

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does anyone have a copy of the updated case list they could pm me ? my partner is stillwaiting for her new claim number my list only goes upto 55 claims

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have nabbed this too from mindazai an lucids post and adapted what do you reckon ?

Total Costs Incurred in Pursuing the Claims

 

1. Schedule of letters written and posted since filing each claim

 

3 letters have been written in total since filing the claim – all in relation to the claims. Each letter has been accounted for and was sent via Royal Mail Special Delivery.

The Claimants request a repayment of £4.10 per letter to recover postage costs, £1 per letter stationary costs and travel to the Post Office.

 

List date who to and ref number……

TOTAL: £15.30

 

2. Document bundles/Paper and printing costs

 

The Claimants used his own multifunction printer at home for all printing and photocopying and feel that a reasonable cost to cover the toner and running of the printer would be 1p per sheet of paper printed.

 

The Claimants prepared two document bundles for the claim to Leeds County Court on 05/03/2007.

-paper cost of £20 (1 box of 5 reams)

- printer ink cost of £10

The paper used was purchased from PC World and is ‘PC Line A4 80gsm Multifunction Paper (333686)’ and approximately 4 reams have been used in total.

Each ream costs £3.99.

TOTAL: £30

 

 

 

4. Preparation time

The Claimant estimates that he has spent a minimum of 20 hours in preparing letters, spreadsheets, document bundles, case notes and research.

He respectfully requests an award of £9.25 per hour for time spent.

TOTAL: £185

 

5. Loss of earnings

 

The Claimants had to take leave from work for two days in order to prepare for and attend the hearing.

We respectfully request that the Court consider awarding the loss of earnings in the sum of £50 for Mr xxxxxx, or such amount as it sees fit, as per the Civil Procedure Rules 27.14(2)(e).

 

- Mr xxxxxx earns approximately £50 per 7.5 hour workday after deducting income tax and national insurance.

 

TOTAL: £50

 

__________________

TOTAL COSTS INCURRED:

280.30

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Have you already had to do a bundle? I didn't think it would be needed at this stage, or is this just a template you were going to use. You should be able to prove what you are asking for, but this kind of format is fine, and remember to include your receipts.

 

This is merely a directions hearing so I don't think you will be able to justify that much preparation time and 2 days off work.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hey all i have just been on the phone to the chancery dept of leeds court the lady said they are working over this weekend to try and get thru the claims !!

they have decided on a 2 week cut off point so as to avoid any last few days crisis claimants may have so anyone who doesnt hear from them this week with a new claim number will have to wait till June whenthe next lot are scheduled

She also mentioned the case that barrister is taking natwest on said hopefully might set a precedent they can refer to.

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Very interesting. It would be good if he did set a precedent but I fear he may have a way to go yet. The case was adjourned.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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As I understand it what he's asking is for the judge to consider if his case has merit and to then boost it up to a higher court, where it obviously would.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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As I understand it what he's asking is for the judge to consider if his case has merit and to then boost it up to a higher court, where it obviously would.

oh right missed that bit. doesnt say on his website or on the media.

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Didn't realise he had a website, although I suppose I should have. To be honest one of the other mods told me that and I'm not entirely sure where it came from.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Any claimants reading this who in the last few days have received their notification for the Leeds hearing on the 26 April, can you give an update as to the total number of cases listed for the hearing and the number shown as 'settled'.

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My relative received offer of full settlement from the bank today, so that is one off the list for next week. I understand 77 cases are listed and no more to be added for the 26th April. Next Leeds hearing probably June.

 

If anybody goes to the hearing on 26th, will they please let us know what happens on this thread.

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Thanks 'barnett'.

I'm 'sworn to secrecy' as to which bank, but having looked at the listings I can say that it is not the one that you are up against. I'm a third party in all of this, just trying to help my relative and anyone else who visits this site and ensure that justice is done.

I hope you get a settlement before the hearing.

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hello everyone just received another letter from capital ones legal team

Dear Mr

Court Claim number: xxxxx

Claimant: xxxxxxx

Defendant: Capital One Bank (Europe) plc

Please find enclosed a copy Case Management Information Sheet which has been sent to Leeds County Court today in relation to your claim.

We have attempted to contact you by telephone on the number you provided when you opened your account with us however, this number does not appear to work.

We are hoping to settle the matter with you and are prepared to remove the default from your credit file, which combined with the xxxxx already refunded to you, would be in full and final settlement of the matter.

I would be grateful if you would please contact me on the telephone number below, as soon as you receive this letter, to discuss the matter with me and inform me as to your proposals regarding acceptance of the above settlement.

Yours sincerely

Carolyn Parsons

Litigation Paralegal

For and on behalf of Capital One Bank (Europe)

funny thing is i have already written to the court manager saying the case has been settled and as i desperatley needed the money (am moving home) was prepared to give up on the default removal for now, as in their settlement letter said couldnt remove the default so things have turned out rather well !

oh and for anyone else taking these $$$$ on in the cmi sheet it mentions default fees and if they say they cant remove the defalut they are just tyreing it on

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If you have settled, you can't go back and ask for costs, and Calculator, I hope your silence cost the bank extra. I'd hazard a guess at Lloyds imposing conditions, which you don't have to accept, although if you already have theres not a lot you can do, or them come to that.;)

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Donbrancho, I've just noticed what you've said about default removal. If you haven't actually done the deed and settled, I'd advise you don't settle without the default removal, as it will be hard to get removed anyway, but nigh on impossible if you have accepted the charges.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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donbracho

 

I think I would bite their hand off and accept their offer including the default removal and ask that they fax me to that effect. I wouldn't let on that you have informed court of settlement. The court will probably tell them that all in good time. Worth a punt me thinks.

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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hello all thanks for the advice just got off the phone with the legal person at c one she said having looked deeply into the case she will remove the default as if the fees hadnt been imposed there would be no default to speak of ! said i would fax a letter to court informing them i had settled if they would put it in writing to me also

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Wow donbracho, that is an excellent result. Defaults are notoriously difficult to remove so they must really want to avoid court.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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yeah have read tanzarellis post and others about default removal and capital one,so was s suprised when she said that as i was about to mention it myself !

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Nice One donbracho.

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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