Jump to content


  • Tweets

  • Posts

    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
    • hahah except I can't locate the courier to frighten them with it hahaha   
    • Dx100uk according to the ICO office, who I spoke to at some length earlier today after getting the email from the court, Equita are the data controller if they have instructed the contracted EA. The ICO have noted the case, and stated very clearly that the court has the higher standing in terms of dealing with, and punishing either party if they fail to adhere to the district judges order and any action they take will not be criminal.    but they also stated very clearly that with what I’ve told them, and on the basis of accepting what I’ve told them as gospel (which it is with written confirmation from both the courts and the police) then there is some major red flags being raised on both sides with them blaming each other.    they’ve advised me to essentially keep my powder dry until there is a charging decision and an outcome from the seperate proceedings with the EAC2 complaint, and then come back to them with the case and they will be in a stronger position to act against Equita and the EA as there will be established facts and evidence that have already been laid before a court.     
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

going to court soon


getthere
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6177 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi can anyone offer any advice - have to file court papers on the 27 and am really confused the best way to go N1 form or online? can i copy and paste the N1 form avaliable on this website and take that in to local court or do they have the form avaliable in the court, and do i need to take any paperwork with me to the court. sorry for all the questions am really confused and dont want to mess this up:confused:

Link to post
Share on other sites

  • Replies 53
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

You can download N1 from here:

N1 Claims form in .PDF format with form filling

N1 Claims form in .PDF format with form filling

 

and cut and paste the POCs from here

N1 - hard copy version - Particulars of claim

4. Particulars of claim - N1 - hard copy version

 

you cannot save the download N1 so when you have filled it out, print off several copies

 

do i need to take any paperwork with me to the court.

 

Only your schedule of charges
Link to post
Share on other sites

micheal,

 

thank you so much will prepare these ready, barclays had sent me a letter in response to my first letter asking for charges back saying they will be in touch on or before the 16 March but i have not heard anything, in the mean time my 14 days had expired and have sent the LBA, should i contact Barclays regarding their deadline or ignore it and contiue to my deadlines? anyone had any of these letters before?

Link to post
Share on other sites

Recieved a letter of offer today off barclays for 1135 orginal claim 1510 and with interest it amounts to over 2 grand i am sending the letter of rejection today - if barclays do not contact me within the time scale set in my LBA i take it that i continue on with court papers, - will it be for outstanding amount (with settlement offer taken off) or do i claim for full amount as orginally requested. Sorry to be a pain

Link to post
Share on other sites

Thanks Torigirl_uk

 

Thanks for that posted my rejection of settlement offer on the 21st and barclays have until 27th March to reply will file papers on the 28th March, will be getting N1 form ready over the weekend

can anyone help on this part

 

how do i work out the court interest, i obviously know how much my charges are and the 8 % interest, as i have used the spreadsheet to do this but how to i work out the court interest

 

Also

 

When sending my schedule of charges to barclays i also included a how much the 8 % interest amounts to i done this back in Jan, so when filing my N1 do i have to add the amount of interest i sent in with charges or do i redo the charges to total amount of interest to date.

 

I am thankful for all your support

Link to post
Share on other sites

but how to i work out the court interest

 

Do you mean the daily rate? iF so it's just your charges x 0.00022

do i redo the charges to total amount of interest to date.

 

If you open the spreadsheet it uses the date on your computer to automatically update the interest to today's date.
Link to post
Share on other sites

Thank for your reply Micheal sorry for going over the same things again just want to be sure that i get it right, unfortunatly no i did not use the spreadsheet on this website i used the one on GMTV site as i did not find out about this site untill i has sent of my first letter for request of charges but must say as soon as i logged on i was converted this is a brilliant site. So in response to your response do i just do a new spreadsheet (off this website) and with updated interest charges to date and on the N1 claim form do i add this 8% interest under the overdraft interest sum and under the interest under the courts act enter the amount calculated using (your charges x 0.00022)

 

sorry to ask again just wanna make sure i am so rubbish with maths.

Link to post
Share on other sites

GT

just out of interest have you used the spreadsheet from CAG to compare figures on your sheet?

 

If you do this, as Michael states, the interest is auto updated so when Barclays contact you to settle, you can open your excel document and it will be there in front of you.

 

dont forget to add your court costs on too.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

Thats perfect. Thank you so much for everything you are really a great help, am now filling in my N1 form and just wanna make sure i got my numbers right for the court interest i calculated that it is £880.91 from £1510.00 charges and £492.08 interest added that together and X by 0.00022 which i got 0.44 then X 0.44 by charges including interest - is that right giving me a total of £2882.99. Please help really cant afford to mess this up.

Link to post
Share on other sites

Hi can anyone help i took my N1 claim to my local county court and the lady on the reception said that under the Charges section where i have put overdraft interest i need to state what sort of interest it is like under the court interest it states it comes from section 69 i have to do the same thing for the overdraft interest. has this happened to anyone else and does anyone know what i need to add to make the judge know where the interest is comming from, also the lady said something about whether it is contractual interest and including something from my terms and conditions? Can anyone help barclays LBA deadline was 27/3/07 which is today

Link to post
Share on other sites

i don't think you can add the interest on to your charges to get your daily rate of interest.

i think you should have charges + 8% interest under s69.

you can then claim daily interest from the day you served your claim which is 0.00022 times your charges (£1510) which comes to 0.33 per day.

i hope thats right , maybe someone could clarify it better.

Link to post
Share on other sites

i see where you have got mixed up.

your charges come to £1510 and you can claim 8% statutary interest under section 69 of the county court act.

you can also claim a daily rate of interest which is the figure you get when you multiply your charges by 0.00022 which comes to 0.33 a day in your case from the start of your claim or the date you submit your n1.

this is what you should have stated in your particulars of claim.

could you post your particulars just to clarify what you have stated.

Link to post
Share on other sites

Hi all

 

Thanks for all your help and responses have now filed my N1 claim form done this on 28/3/2007 - got help with all the interest charges from a lady in the finance department at work who has claimed back her charges.

 

now reading up on the next stage.

 

now keeping my fingers crossed that barclays will settle soon.

 

will post my progress

Link to post
Share on other sites

Hi just a little update (with a question- as usual) i telephoned barclays (I know i shouldnt) but i have a second claim with them for £210 and the deadline for my LBA is on the 5th April and have not recieved any letters from them watsoever, and thought to myself are they really gonna go through the court process for £210 so i checked to see if they have signed for my letters - they have then i called and lady at barclays said they have no record of my letters and said that she would start the complaint from today - i did not want to do this as this does not seem fair if they have lost my letters, i suggested i photocopy my letters and recorded delivery slips and send them to them but really not sure what to do - not send them anything but stick to my deadlines or start again - any ideas

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...