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    • That's a blessed relief. They would have been withdrawn because, as I said, they have no evidence that you were driving. That comes from the responses to the requests for driver's details which you failed to send. The important thing is that the speeding charges were laid. That makes life much easier (and far more likely to see a successful outcome). You need to make your SD and serve it on the court where you were convicted. The next you should hear is by way of a "Single Justice Procedure Notice" laying the four charges against you again. You will have three options (for each charge): Plead Guilty and do not attend court Plead guilty and attend court Plead not guilty You must plead Not Guilty to all charges. In the section headed “reason for not guilty plea” you can state that you will offer to plead guilty to the speeding charging providing, and only providing, the FtP charges are dropped. This is a procedure well known to all court users (prosecutors, magistrates and their legal advisors) and is carried out up and down the land daily. I’ll refer to it as “the deal”. Before the pandemic it was necessary to attend court to undertake this deal and speak to the prosecutor (the agreement of the prosecutor is required as the court cannot accept it without that agreement).  However, during the pandemic courts aimed to reduce the numbers of people required to attend to an absolute minimum and most courts accepted a written request to do the deal. Local police prosecutors made an agreement with their courts that the magistrates’ legal advisors could accept the deal. In some areas this arrangement has carried on. In others they have reverted to the old process where attendance was required. So your offer of the “deal” with either be accepted in writing and dealt with under the Single Justice procedure or you may have to attend court. In either event it is important to emphasise that you will plead guilty to speeding only if the FtP charges are dropped.  There may be slight variations to the process depending on how the individual area works but there is no reason why this should not be successful.    
    • Yes thank you dx, my sentiments exactly.  We don't have access to his credit report to see the CCJ.  We were just told by the Estate Agency who he was trying to act as a guarantor for me.......  I can get a free one for a month I believe.  
    • I would say it's snotty letter time. You can do a search on CAG for examples of what other people have sent. Don't make it too polite. HB
    • Ok, received this letter that looks like a letter of claim but it still doesn’t sound too convincing    2024-06 BW Letter Of Claim.pdf
    • I got a hearing adjourned due to counsel getting covid. Hearing was delayed 5 months !
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Wilky423 v Lloyds TSB


wilky423
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Hi there, quite new to the CAG site, but have been with MSE for a while now.

 

Downloaded my charges from the online banking in order to save some time.

 

Q1. if it gets to the court stage, will downloaded information i.e. figures on a spreadsheet suffice ?

 

Q2. I sent my 1st letter on the 12th Mar, they have not wrote back as yet, but as I did'nt formally request the information how can I confirm that they are looking at my 1st letter ?

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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Hello and welcome :p

 

Did you send a summary of charges with your letter ? and did you send recorded mail ?

 

___________________________________________________

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

If I have been helpful click the scales

 

SAR sent 18/12/06

Statements received 02/02/07

Preliminary Request sent 05/02/07

Standard ‘No’ letter received 15/02/07

LBA sent 16.02.07

NO RESPONSE

Court Claim sent off 05/03/07

Claim issued 14/03/07

Claim Deemed to be served 16/03/07

 

 

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi Curlychick.

Yes sent the spreadsheet with the summary, but no did'nt send recorded.

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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Always send by recorded delivery, that way you have a record of when it was delivered and they cannot try to fob you off.

 

You can 1 of 2 things.....

 

wait the suggested timescale for a response.

 

or

 

phone them and ask if they are dealing with your request.

 

In phoning them you should get some form of clarification that they have recieved your letter, but it may appear as though you are not sure what you are doing.

 

Personally i would just sit it out and wait for a response, but its up to you x

 

_____________________________________________________

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

If I have been helpful click the scales

 

SAR sent 18/12/06

Statements received 02/02/07

Preliminary Request sent 05/02/07

Standard ‘No’ letter received 15/02/07

LBA sent 16.02.07

NO RESPONSE

Court Claim sent off 05/03/07

Claim issued 14/03/07

Claim Deemed to be served 16/03/07

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Many thanks, I will sit it out I think.

Will keep this thread updated on my situ.

Fingers crossed.

Looking at your signature, today (16th) should be the serving day.

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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:p Yep, my claim is being served today :p

 

Nearly there

 

Good luck with your claim

 

:p

 

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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To answer Q1 if you print your statements out from internet banking it should suffice but only send this to the court once the case has been allocated and you've been asked to submit evidence bundle.

 

Until then the spread sheet print outs will suffice.

 

Welcome to forum and good luck BTW

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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I think I might have fallen at the first hurdle :mad:

 

I sent my initial letter to my branch rather than the head office.

 

Do I need to send it out again ?? or should I give them a little more time to make sure it gets to the right department.

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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Sorry Michael.

I downloaded my statements from online banking, converted them to a spreadsheet & sent this along with a letter to the branch requesting the money back. (I think this is step 2).

 

I am waiting for 14 days for them to reply.

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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Many thanks Michael, yup looks like im right at the start of things, will give them till 27th then send the letter above.

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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  • 2 weeks later...

Received a standard letter asking for 4 weeks to look into the complaint ;)

 

Sent off my second letter giving them a further 14 to settle.

Heres to the middle of April. :)

Lloyds TSB reclaiming £2587 - 1st letter sent 12/3 :D

Lloyds TSB Business reclaiming £1065 - Not yet started ;)

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