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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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Help Req with OD Intrest and claim


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Oh ! Latty ! - you creep - LOL! ;)

 

Nice to see you back again Lat......... if Bill has to pay for freaky's face job that'll be Microsoft bankrupt....:rolleyes: be none left for you (or me come to that.........:) )

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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Boy - have you got a problem - even Bill Gates can't afford to get you out of this one freaky LOL! ;):D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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  • 1 month later...

Hello all,

 

A couple of quick questions,

 

1.it is reported that the likely hood of a quick decision folllowing appeal is out of the questions and rumours of a TWO Year time scale for us all to actually see the money. What is the likely hood for this becomng reality?

2.Since m initial claim i had have the odd charge applied to the same account, should the judgement go in our favour, would the monies automatically be reversed?

3.Where charges have been applied and people have not made a case, how do they stand? would they also recieve a credit?

 

Thanks 1 and all.

HSBC

 

Data Protection Act - Febuary 07

PRELIM Letter - 17th March 07

HSBC Response - 27th March 07

LBA - 1st April 07

N1 FILED - 17th April 07

HSBC - Acknowledged - 24th April 07

AQ FILED - 1st June 07 (Deadline 4.6.07)

Capitial 1

PRELIM LETTER - 11th June 07

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Hiya Bill :) you haven't sent me my thousands of dollars for all of the emails I have sent that Microsoft are tracking :D but seriously...

 

 

A couple of quick questions,

 

1.it is reported that the likely hood of a quick decision folllowing appeal is out of the questions and rumours of a TWO Year time scale for us all to actually see the money. What is the likely hood for this becomng reality?

These are best estimates of time scales based on how long it has taken other similar cases to clarify legal arguments in the high court. Ignoring any other factors I think it is quite likely to take this long although the judge involved does seem concerned about the time factor and is trying to push things along.

 

2.Since m initial claim i had have the odd charge applied to the same account, should the judgement go in our favour, would the monies automatically be reversed?

Before the test case when we got to the point of talking about settlement figures the banks used to add any further charges that had been incurred after the claim had been submitted to the court to the settlement figure, in other words updating the claim to the point of settlement. I don't see why this would alter after the test case.

 

3.Where charges have been applied and people have not made a case, how do they stand? would they also recieve a credit?

The banks will obviously pay back the people who have asked for their money first, If you haven't asked for a refund I'm not sure where you will stand.

 

pete

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Hi bill,:)

I think I (and pete) would advise anyone who has not made a case to start one...... even if it doesn't get to the court stage before settlement of the OFT case it would be 'in the queue' so to speak....... and I suspect the banks will get away with saying 'If you haven't claimed we can't pay you' .......given the wimpishness that seems to be enmanating from OFT at the moment .. :rolleyes:

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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