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    • Well, it's good that you have five days before you're supposed to go there, there is time enough to sort things out.  See if Booking.com rear their head tomorrow.
    • It is an interesting Final Notice. Firstly because there is usually a reminder Notice before the final Notice. Secondly because it contains some of the wording that should be in the original PCN [aka Notice to keeper]. It could be that the necessary wording in the NTK is missing so they put it in the Reminder Notice to cover their error. If they have it hasn't worked. But the only wat we will know if you post up the back page of the Notice to keeper along with the other details asked for on Post 8 .  If they have got it wrong it means that they are unable to transfer the liability to pay the PCN from the driver to the keeper . I take it that you are the keeper and not the hirer? And do you know how long you are supposed to stay in that car park? In the past I have found Sainsbury's pretty good at cancelling PCNs for their customers. Take both PCNs in to the store and point out if you are a regular customer and that the driver spent a lot of money in their store and see if they could please do something with the ticket for you. if the manager can't help, then come back and we will give you their Head office and write to them. It is the easiest and quickest way to get the ticket cancelled. No point in appealing since that would mean they lose the chance to make any money out of you which is their whole reason for running the car park. If you cannot get Sainsbury to cancel then we rely on ECP getting things wrong so that you don't have to pay  on a technicality or technicalities. For example if the PCN does not comply with the Act and the keeper is not then liable it makes it difficult for ECP to win should it go to court as so many people are legally able to drive your car and Courts do not accept that the driver and the keeper are the same person. Which is why we do need to see the questionnaire filled in and the rest of the NTK. Also it would be helpful to get photos of the signs in the car park. Ones that can be read by us, and the sign at the entrance as well as the inside ones especially those that are worded differently. Poor signage is another defence that works well and you will  need a good defence should they decide to go to Court.
    • Thanks for answer ref address/bank. Thought it wise to double-check.   When I reply to them as per post #5, what should my reason for dispute be?   " dispute this debt because..recommended reason as advised from your thread and add the debt purchaser has yet to provide any or all of the required documentation."
    • Alternative is to access the video yourself, upload to YouTube or similar and link back here.  Video will be accessible once you input your details into Wandsworth website: https://parking.wandsworth.gov.uk/pcn  
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Mbna - Properly Executed Agreements


Cornucopia
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at the bottom of one of the posts.

 

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just another update....I HAVE FOUND my latest agreement and might be in trouble if they can find theirs...:-(

 

fingers crossed, not long for the thirty days. (month)

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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just another update....I HAVE FOUND my latest agreement and might be in trouble if they can find theirs...:-(

 

fingers crossed, not long for the thirty days. (month)

 

Dave

 

Dave, don't worry, they still have to produce! I am about to PM you!:)

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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How many more men are you going to add your PM list Cornypoker? That's all I ever hear from you....oohh, flutter,flutter, Alan I'm PM'ing you....don't worry Dave...I'm PM'ing you, wink wink......aah all the men on the site I'm PM'ing you.

Have you applied for a bigger mail box?

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How many more men are you going to add your PM list Cornypoker? That's all I ever hear from you....oohh, flutter,flutter, Alan I'm PM'ing you....don't worry Dave...I'm PM'ing you, wink wink......aah all the men on the site I'm PM'ing you.

Have you applied for a bigger mail box?

 

Jealousy is such an UGLY trait Bird:rolleyes::D:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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peeks round the corner to see if this thread has changed any....:rolleyes:

 

nope :lol:

Dont Rush - Take Your Time - Dont always take me seriously

:p

 

If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

MBNA - Case Charges+PPI+CI+LA+Damages+costs

RBS Credit Card - Case Charges+CI+LA+Costs

Barclays - Case Charges+CI+LA+Damages+costs

Halifax - Case Charges+CI+Damages+costs

Online Finance - Case Charge+CI+Damages+costs

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OK guys .....

 

Just found this thread. it shows 3 different application / agreement forms. ALL declined so cant be an agreement.

 

Have a look

 

at least it shows three different forms of agreement for reference

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/81626-mbna-link-3-different.html

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Guest Battleaxe

Interesting reading. So he hasn't got an Agreement for the account he has with them. Muppets. They can't find it. heheheh

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Battleaxe[/left];743194]Interesting reading. So he hasn't got an Agreement for the account he has with them.

Muppets

. They can't find it.

heheheh

 

 

Hi everybody,

 

 

That is correct!

 

These are the so called "agreements" they sent to me. These are obviously 3 applications that were refused/declined.

 

As you rightly point out, there is no agreement for the actual account that I did have with MBNA!

 

Oh! Just in case you aren't aware yet. They have sold the alleged debt to Link Financial!

 

So guess who else won't be able to provide an original agreement!?

 

 

Don't you just love it!!!:D

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Hi everybody,

 

 

That is correct!

 

These are the so called "agreements" they sent to me. These are obviously 3 applications that were refused/declined.

 

As you rightly point out, there is no agreement for the actual account that I did have with MBNA!

 

Oh! Just in case you aren't aware yet. They have sold the alleged debt to Link Financial!

 

So guess who else won't be able to provide an original agreement!?

 

 

Don't you just love it!!!:D

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Guest Battleaxe

STOP PRESS...Newspaper Headlines: Chester Towers in Meltdown courtesy of the CAGgers. Mass nervous breakdown of staff. DCA's go bankrupt from purchasing unenforceable debts. Local supermarket have increased job applications from former staff at Chester Towers.

 

Jeff2000, keep the pressure on both lots. You day has arrived.

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Hi everybody,

 

 

That is correct!

 

These are the so called "agreements" they sent to me. These are obviously 3 applications that were refused/declined.

 

As you rightly point out, there is no agreement for the actual account that I did have with MBNA!

 

Oh! Just in case you aren't aware yet. They have sold the alleged debt to Link Financial!

 

So guess who else won't be able to provide an original agreement!?

 

 

Don't you just love it!!!:D

 

OOOhhhh Jeff, I am SO excited I could give you a cuddle!!!:D

 

Welcome to the "no agreement" club!!!

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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OOOhhhh Jeff, I am SO excited I could give you a cuddle!!!:D

 

Welcome to the "no agreement" club!!!

 

 

Hi Cornucopia,

 

Thanks very much!

 

Glad to jump on-board!

 

Needless to say, I'll keep you all informed.

 

 

Regards, Jeff.

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Morning all! Have decided to have a bit more fun with our MBNA chums! On looking at the list of charges they sent me in reply to my SAR, I notice something very interesting regarding Credit insurance Fees. Now my list of charges starts in March 2001. Credit Insurance Fees are charged from Oct 2001 until April 2006 when they suddenly stop and recommence again in August 2006 to the present time. Am I missing something blindingly obvious? There unfortunately has never been a zero balance on the card! Am now going to CCA them for a properly executed agreement as I don't ever remember ticking the insurance box and can't understand the stop/start regime of insurance fees! Should be very interesting to see if they can produce one - otherwise will be reclaiming the insurance as well:D

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Guest Battleaxe
Morning all! Have decided to have a bit more fun with our MBNA chums! On looking at the list of charges they sent me in reply to my SAR, I notice something very interesting regarding Credit insurance Fees. Now my list of charges starts in March 2001. Credit Insurance Fees are charged from Oct 2001 until April 2006 when they suddenly stop and recommence again in August 2006 to the present time. Am I missing something blindingly obvious? There unfortunately has never been a zero balance on the card! Am now going to CCA them for a properly executed agreement as I don't ever remember ticking the insurance box and can't understand the stop/start regime of insurance fees! Should be very interesting to see if they can produce one - otherwise will be reclaiming the insurance as well:D

 

It was the SAR where we picked this up and when we got aour copy of the so called Agreement, guess what? No tick in the box.

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I'm Screwed...... :-(

 

they sent me the agreement.....mind you its late but its there

 

12 working days was up 02 Apr.......got docs today 20 apr

 

t&c on reverse as well

 

Ah well unless there are any suggestions looks like I'll have to talk to them :-(

 

Dave

 

image below

 

mbnaresponse.jpg

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Anyone ??????

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

Dave did you blank out your signiture, or am I going blind?

 

Can see signiture on behalf of MBNA but not yours

lazybones :D

 

All opinions expressed by me are my own personal ones........

If in doubt seek Professional Advice

__________________________

 

MBNA....... S.A.R....Posted..12/3/07

Delivered..13/3/07..Replied..20/4/07-- Incmplete

Non-compliance letter sent...01/05/07

LTSB........S.A.R. ..Posted..14/3/07

Delivered..20/3/07..Replied..21/4/07--Incoplete

Non-compliance letter sent...07/05/07

AL+LE...... S.A.R... Posted..14/3/07

Delivered..15/3/07..Replied..20/4/07--Complete

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Hi Ladybird

 

yes Ive posted help on the usual places trying to get a response after posting here first....... very quiet tonight.

 

my only get out seems to be if the default notices should be on the front....(but I dont think so :-( )

 

Ah well looks like I'm up S**T creek without a paddle

 

youve gotta try though

 

lazybones........ I wiped my sig for security

 

 

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

My apologises Dave, sorry for your troubles and all the best.

lazybones :D

 

All opinions expressed by me are my own personal ones........

If in doubt seek Professional Advice

__________________________

 

MBNA....... S.A.R....Posted..12/3/07

Delivered..13/3/07..Replied..20/4/07-- Incmplete

Non-compliance letter sent...01/05/07

LTSB........S.A.R. ..Posted..14/3/07

Delivered..20/3/07..Replied..21/4/07--Incoplete

Non-compliance letter sent...07/05/07

AL+LE...... S.A.R... Posted..14/3/07

Delivered..15/3/07..Replied..20/4/07--Complete

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