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    • if the agreement was taken out jan 23, then she has not reached the 1/3rd mark so the car has not become protected goods under the consumer credit act.  this puts her in a very very vulnerable position regarding ever keeping the car....whereby once they have issued a default notice they can legally send a guy with a flatbed (though they are NOT BAILIFFS and have ZERO legal powers) to collect the car.  if the car is kept on the public highway then they can simply take it away and she will legally owe the whole stated amount on the agreement AND lose the car. if it's on private property i'e like a driveway, ok they shouldn't take it without her agreeing, but if they do, it's not really on but its better than a court case and an inevitable loss with the granting a return of goods order. are these 'health reasons' likely to resolve themselves in the very short term (like a couple of months?) and can she immediately begin working again ? i'e has she got a job or would have to find one?  answer the above and we'll try and help. but she looks to be between rock and a hard place . whatever happens she will still have to pay the loan off...car or no car....unless you can appeal to the finance company's better nature using health reasons to back off for xxx months.
    • no need to use it. it doubles the size of the thread and makes it very diff to find replies on small screens too. just like @username it - sends unnecessary alerts to people. everyone that's posted on your thread already inc you ...gets an automatic email alert when someone else posts.
    • Hello all,   I ordered a laptop online about 16 months ago. The laptop was faulty and I was supposed to send it back within guarantee but didn't for various reasons. I contacted the company a few months later and they said they will still fix it for me free of charge but I'd have to pay to send it to them and they will pay to send it back to me. The parcel arrived there fine. Company had fixed it and they sent it via dpd. I was working in the office so I asked my neighbours who would be in, as there's been a history of parcel thefts on our street. I had 2 neighbours who offered but when I went to update delivery instructions, their door number wasn't on the drop down despite sharing the same post code.  I then selected a neighbour who I thought would likely be in and also selected other in the safe place selection and put the number of the neighbour who I knew would definitely be in and they left my parcel outside and the parcel was stolen. DPD didn't want to deal with me and said I need to speak to the retailer. The retailer said DPD have special instructions from them not to leave a parcel outside unless specified by a customer. The retailer then said they could see my instructions said leave in a safe space but I have no porch. My front door just opens onto the road and the driver made no attempt to conceal it.  Anyway, I would like to know if I have rights here because the delivery wasn't for an item that I just bought. It was initially delivered but stopped working within the warranty period and they agreed to fix it for free.  Appreciate your help 🙏🏼   Thanks!
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Underfloor heating problem


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I purhchased a Devimat underfloor heating mat to go under some laminate flooring. Before I purchased the mat I checked with the store to find out what was involved with the fitting of the mat and would it be suitable for the type of flooring.

 

The shop manager advised that it was a simple DIY job to fit and it would be fine under laminate flooring so I purchased it at just under £400.00.

 

I am not a good DIY'er so I employed electricians to install it following the instructions in the box.

 

The heating worked OK for a few days (not great though just about warm when you put your hands/feet on it) then it started 'tripping' the main house fuse box RCD, once every couple of hours and then after a while straight after switching it on.

 

I called out an emergency electrician who advised that fluctating current in the mat was causing the problem and disconnected the mat from the power supply to avoid further problems.

 

I rang the store and and they advised that I should go through a 'simple' checklist that they would fax to me before they could do anything further. When I received the list it was pretty techincal and obviously designed for an electricain to go through.I explained this to the store and they admitted that they thought the same! They then advised that I could ask for an official Devimat engineer to come out at a cost of £400.00 + VAT which I would get back if the problem was deemed not to be my fault!

 

To be honest I have had enough and I want my money back, plus the cost of relaying the floor as I feel the mat wasnt fit for purpose from day 1.

 

Can I do this and if not what are my options?

 

Thanks in advance

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  • 2 weeks later...

I would'nt have thought that "fluctuating current" was of any concern, RCD's trip on earth leakage (actually an imballance of current between live and neutral). Is it possible that it was damaged putting it down and allowed moisture to enter. Your electrician should have done an insulation test on the heating mat. Actually I've never seen a heat mat that is suitable for laminate as the element needs to dissipate its heat in something like tiles otherwise it will overheat. Alternativley its possible that the fault is being caused by the thermostat or similar. If your certain the heat mat is faulty then it needs to be taken up and checked for visual faults.

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the underfloor heating used under laminate is different to that used under tiling, i have used both, the laminate underfloor heating should be filmic, ie a very thin strip like matting, under tile heating is round in section and as you say needs to have no airgaps so it will not burn out, where did you lay the flooring, was it in a dry area or a wet area? and what underlay did you use, it shoul have been thermal underlay at least 6mm thick.

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  • 3 years later...
  • 8 months later...

Truly I've certainly notnoticed a warmth mat that'sappropriate for laminate as being thecomponentdesires to dissipate its warmth in anything like tiles or elseit's going to overheat. Alternativley its probablethat the fault is beingdue to the thermostat or comparable.

 

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