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About a yr ago my account was closed after I settled the account. Now, I dont have any statements or details regarding my account number. I want to start a claim against them asap. Can I just write to them requesting the account number? My address and phone details are all the same as when I did have the account.

 

Any advice would be great.

MY CLAIM STATUS

FIRST TRUST BANK - Small Claims Court Case Filed

ALLIANCE & LEICESTER BANK - Preliminary Letter Sent

CO-OPERATIVE CREDIT CARD - S.A.R - (Subject Access Request) Letter Sent

MINT CREDIT CARD - SAR Letter Sent

CITI CREDIT CARD - SAR Letter Sent

CAPITALONE CREDIT CARD - SAR Letter Sent

VIRGIN CREDIT CARD - SAR Letter Sent

GE MONEY STORE CARD - SAR Letter Sent

 

No more Mr Nice Guy!!! :D

 

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Yes, just write and request 6 years back ... from today. To save time, enclose copies of ID to prove its you, or they will just stall you by responding in a week or two asking for the same. Suggest cc of driving licence, cc of utility bill, etc. Send £10 fee with it ... however, before you do much more I suggest you spend some time going through the Frequently Asked Questions secn on this site first!

James

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Dont worry m8, I have. Im half way thru a claim with my bank so now im moving on to my old credit cards. Cheers for the advice.

 

So I send off an SAR including a paragraph of not having my account number but enclosed is proof of id, utilty bill bla bla and a cheque?

MY CLAIM STATUS

FIRST TRUST BANK - Small Claims Court Case Filed

ALLIANCE & LEICESTER BANK - Preliminary Letter Sent

CO-OPERATIVE CREDIT CARD - S.A.R - (Subject Access Request) Letter Sent

MINT CREDIT CARD - SAR Letter Sent

CITI CREDIT CARD - SAR Letter Sent

CAPITALONE CREDIT CARD - SAR Letter Sent

VIRGIN CREDIT CARD - SAR Letter Sent

GE MONEY STORE CARD - SAR Letter Sent

 

No more Mr Nice Guy!!! :D

 

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  • 1 year later...

never done anything about this but gonna kickstart my claims again asap

MY CLAIM STATUS

FIRST TRUST BANK - Small Claims Court Case Filed

ALLIANCE & LEICESTER BANK - Preliminary Letter Sent

CO-OPERATIVE CREDIT CARD - S.A.R - (Subject Access Request) Letter Sent

MINT CREDIT CARD - SAR Letter Sent

CITI CREDIT CARD - SAR Letter Sent

CAPITALONE CREDIT CARD - SAR Letter Sent

VIRGIN CREDIT CARD - SAR Letter Sent

GE MONEY STORE CARD - SAR Letter Sent

 

No more Mr Nice Guy!!! :D

 

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Citi go all the way to court normally, but plenty of us here who have been through the process.... and Citis defence has some pretty big holes in it.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Citi go all the way to court normally, but plenty of us here who have been through the process.... and Citis defence has some pretty big holes in it.

 

They go right into the court room or settle on the day?

MY CLAIM STATUS

FIRST TRUST BANK - Small Claims Court Case Filed

ALLIANCE & LEICESTER BANK - Preliminary Letter Sent

CO-OPERATIVE CREDIT CARD - S.A.R - (Subject Access Request) Letter Sent

MINT CREDIT CARD - SAR Letter Sent

CITI CREDIT CARD - SAR Letter Sent

CAPITALONE CREDIT CARD - SAR Letter Sent

VIRGIN CREDIT CARD - SAR Letter Sent

GE MONEY STORE CARD - SAR Letter Sent

 

No more Mr Nice Guy!!! :D

 

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Sometimes before, but you never can tell.

 

Thing is they have holes in their defence which we know, and I have a guide for the whole process including putting together a court bundle.

 

It might seem a little daunting, but county court is relatively informal.... and because its small claims there is no risk of costs being awarded against you.

 

I certainly would not be intimidated by them. Part of the process is to try and get a draft order adopted which requires them to give a full breakdown of their costs - they have never complied as yet..... and thats half of the battle.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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yeah, it is daunting but im glad that there's enough people on here to help. Its greatly appreciated.

MY CLAIM STATUS

FIRST TRUST BANK - Small Claims Court Case Filed

ALLIANCE & LEICESTER BANK - Preliminary Letter Sent

CO-OPERATIVE CREDIT CARD - S.A.R - (Subject Access Request) Letter Sent

MINT CREDIT CARD - SAR Letter Sent

CITI CREDIT CARD - SAR Letter Sent

CAPITALONE CREDIT CARD - SAR Letter Sent

VIRGIN CREDIT CARD - SAR Letter Sent

GE MONEY STORE CARD - SAR Letter Sent

 

No more Mr Nice Guy!!! :D

 

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