oops

[ian_timken]

think iv'e made a booboo, iv'e sent my DPA request to my branch, will they forward it to the correct department or will i have to send another request off

[Bovvered]

They might, eventually...for the price of sending another letter (if it's only been a couple of days) I'd send another to the right place...

[bram stoker]

Ah, but Bovvered, isn't that another £10?

[Bovvered]

No chance - simply reference the first letter and state the cheque was set to xx address and enclose cheque number....

[ian_timken]

OK thanks for that, i'll keep you posted

[ian_timken]

Do A&L like to drag these things out to the last minute, my DPA request went in 3 weeks ago and so far nothing, is there anybody i can contact to see how things are progressing?

[NeilP]

From the few posts i've read about A&L they seem to take around the 3 week mark, however, like with all the banks at the moment, i would imagine that they are getting swamped with these requests and so may take longer. They have 40 days in which to comply, so until then, i'm afraid it's a waiting game!

 

Good Luck

[ian_timken]

40 Days Gone And Still Nothing, If My Postie Turns Up Empty Handed Tommorow My Letter Before Action Is Going In

[ian_timken]

Got all my info this morning, just need to go through it all to see how much i'm owed, it's going to be a long night, but worth it, i'll keep you all posted, bring um on

[ian_timken]

Sorry to be a bonehead but what should a schedule of charges look like ? is it all the info they sent me

[Guest Lueeze]

LOL thats okay!

 

You prob mean you have got a ream of statements, you need to sift through them (carefully) and work out what charges have been aplied such as

 

Failed DD charges

Bounced Cheque charges

Over Overdraft charges ect ect...

 

Work it out add it up and hey presto!:grin:

[ian_timken]

Worked out everything they owe me done the sums, printed the letter, first thing tommorow im off down the postie to get it sent recorded delivery. hope i get the cash a.s.a.p it will come in handy for some stick of rock money on my holidays, i know it wont happen quick but a mans got to have dreams

[ian_timken]

Hi everyone, had a letter from A & L today saying there sorry im not happy with the service blah blah blah, do i have to reply to this or do i just send my letter before action when it's ready, and also does the 14 days mean working days or just your regular 14 days, i.e 2 weeks a fortnight half a mumfcheers Ian

[barracad]

Just send the LBA when their time is up.

 

14 calendar days. After all, they charge us interest at weekends!

[ian_timken]

Hi everyone, just an update, sent my LBA on tuesday got a reply today saying something along the lines of " all the stuff you've been reading about (i.e claiming charges back) is to do with credit cards and nothing to do with banks, were right and your wrong, good day ", i'll ignore this and go down the courts on the 25th, then we'll see who's wrong, did any body else get this sort of letter? keep you posted ta-ta for now

[caro]

Yup, I think we all got it. The OFT investigation was into credit cards, but the banks are miffed that they got a mention too, as they weren't actually party to the investigation. Their turn will come.

[ian_timken]

Been away for a couple of weeks, when i got back i had another letter telling me that all this is nothing to do with banks, but if you've been charged by your credit cards you should nobble those instead, what a laugh, i'm going to fill in my court papers today and get the ball rolling, keep you posted

[Bovvered]

Go for it lol, and let us know how it goes

[ian_timken]

Morning everyone, just filling in my claimform online, where do i get the daily intrest rate from, also do i just put the amount owed or is there somewhere that i can attach my breakdown of charges, thanks in advance ian

[caro]

If you haven't sorted it yet the daily interest is 0.022% of your claim. You put the amount owed, but you can't attach the breakdown on line. I am taking my spreadsheet to the court with my Allocation Questionnaire.

[ian_timken]

Hi everyone soz i got a bit behind with the updates some monkey drove throught my livingroom wall so had a lot to sort out, right where were we, sent off online my court stuff, got a reply from courts saying notice had been served and that A&L will be defending so just got to wait now hopefully for my check to arrive. i'll keep you posted and all things being equal i should be contacting you all with good news soon

[caro]

They really shouldn't let monkeys drive Ian! (sorry ) Hope everyone was ok and you are getting sorted.

[ian_timken]

This topic was closed on 10 March 2019.

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