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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Allocation hearing, why?


lee2006
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Hi

 

Im claiming just £2000 and i never expected this first, i expected just the 1 court date, anyway, do i need to go to this? Why have i got this and most others dont?

 

Thanks for any help

 

Lee

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Yes you do.

 

Some District Judges order an Allocation Hearing to decide whether the case should be heard as a fast track.

 

I had one in November, and Lloyds TSB settled before.

 

There is no need for preperation. This is good Lee. Barclays should throw the towel in sooner.

 

JMHO

 

PS. Which Court is it? There may be more claimants on CAG in the same boat.

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Hi

 

Im claiming just £2000 and i never expected this first, i expected just the 1 court date, anyway, do i need to go to this? Why have i got this and most others dont?

 

Thanks for any help

 

Lee

 

The allocation hearing is to decide whether to allocate your case to the small claims or fast track and you really should attend it. Fast track may be beneficial in bringing you an earlier settlement that is to your advantage than the small claims track. It's down to the judge reviewing your claim. Which county court is dealing with your claim?

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If still in doubt - ask!

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I found 5 other CAGers attending my Allocation Hearing.

 

Apart from one claimant against Citi-Cards, we were all settled, Barclays included.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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Thanks for your swift replies, this all seems abit daunting at times.

 

My claim is being heard at southend county court.

 

Dont i need to take anything then as i have been reading a post at

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

 

And i was worrying about all this extra paperwork i thought i needed to do

 

Lee

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Thanks for your swift replies, this all seems abit daunting at times.

 

My claim is being heard at southend county court.

 

Dont i need to take anything then as i have been reading a post at

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

 

And i was worrying about all this extra paperwork i thought i needed to do

 

Lee

 

Thanks, I wonder if the judge at Southend is using this technique to hasten claims through, perhaps other members might have experience?

 

Although you don't need to bring the full bundle with you make sure you know your case inside-out. If you can assist the judge and answer any questions that he/she has that will make a very good impression, and that always helps :)

If in doubt read the

FAQs

 

If still in doubt - ask!

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Also how can i find out about what other cag users might be going then?

 

Stick a post in the general forum entitled 'Any other CAGers going to allocation hearing at Southend on [date]' and see who replies!

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FAQs

 

If still in doubt - ask!

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Also how can i find out about what other cag users might be going then?

 

you wont be going to court sorry :) barclays will settle. they are inundated at the moment no surprise there :D :D . ive a claim due to be heard in april. they are settling with me tomorrow or early next week. and no this isnt my first claim had a few say 10 or more and i havent been to court yet. :Cry: you will be fine :)

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you wont be going to court sorry :) barclays will settle. they are inundated at the moment no surprise there :D :D . ive a claim due to be heard in april. they are settling with me tomorrow or early next week. and no this isnt my first claim had a few say 10 or more and i havent been to court yet. :Cry: you will be fine :)

 

Well, there have been allocation hearings held that other CAG members have attended but I do hope that you're right ;)

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FAQs

 

If still in doubt - ask!

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Thanks alot for all your replies, you've put my mind at rest and i feel more confident about doing a couple of other claims now. They drag it out so long it puts doubt in your mind that you've done something wrong.

 

Id of thought they would want to settle earlier, the money it must cost them at the moment for administration must be alot and the majority of the time they have to pay out anyway, plus if they paid up quicker they might please there customers a bit.

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plus if they paid up quicker they might please there customers a bit.

 

Don't think that's on their agenda:rolleyes: Hope it all goes smoothly for you.

If in doubt read the

FAQs

 

If still in doubt - ask!

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Here you go Lee, if you have any other questions you can go and ask on this users thread - http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/28977-stan1-lloyds-tsb.html

He's just had an allocation hearing and he's very helpful.

 

Remember to take the small claims track arguements and the draft order, etc. with you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Just remember Lee, your there to argue which track should hear your claim, nothing else.

 

I doubt you'll even go.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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I know this sounds a silly question, but what is there for me to know about my case other than how much im claiming?

 

Also do i add the mcol payment and court payment to my claim as well now?

 

Thanks

Lee

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I know this sounds a silly question, but what is there for me to know about my case other than how much im claiming?

 

Also do i add the mcol payment and court payment to my claim as well now?

 

Thanks

Lee

 

Just make sure you know the exact basis of your claim and that the case is a question of fact, not of law, so there is no need to allow time for lengthy legal argument - e.g. what you're saying is it's suitable for small claims and doesn't need to be on the fast track.

 

The court fees are added automatically to your claim, so you don't need to add anything.

If in doubt read the

FAQs

 

If still in doubt - ask!

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