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    • Ok, so just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!    In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says "As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings.  Within the stack of letters I found 2 from Kearns Solicitors,    02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed  1) A copy of the executed Credit Agreement, 2)  A copy of the terms & conditions 3) A copy of the varied terms & conditions applicable at termination / assignment, and  4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c)  (Would you like me to describe the documents attached?)   18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 
    • well you made the cardinal sin by phoning these scammers at least once so their persistence could go on. however you are new so there you go. you never ever ever phone any of these likes of scammers on these fake schemes that seem plausible.  just like a DCA chasing any old debt .. they are NOT BAILIFFS and have  ZERO legal powers to actually do anything. dx  
    • Okay understood now just based on personal experience how long does this go on for 
    • civil recovery schemes run by the likes of RLP DWF etc etc are a scam. totally IGNORE EVERYTHING. no if's or but's dx  
    • I’m 17 years old and Received 2 letters from dwf with my name spelt wrong and they are asking for for £230.40. I rang dwf civil recovery the first time upon taking advice from citizens advice to explain to delay to deadline as I was in the process of receiving advice which wasn’t much help. When that deadline was done I then called again to delay the deadline as I’m struggling financially and it’s lot of money they are asking for and I tried to dispute the cost to which they said okay we will delay it another 7 days for you to dispute the cost but I asked them how do I dispute this to you or Sainsbury’s and they said “we can’t advise you on this matter” I’ve read a lot of threads saying to ignore them but I was unsure now as I’ve made contact and have tried to dispute the payment and pay it which might mean I have admitted. Would they just persist harder and take me to court eventually or file for a ccj.   I would like to ignore them still but I would like to send a strong email so they know I’m clued up and then ignore them. I also want to pay the reasonable amount and get this matter solved. any advice on the law or similar situations are helpful when I called them I asked for an itemised bill. £101 stolen goods  ( supposedly caught me because they watched me on cctv over the duration of the week) also why did they not stop me in the first day. £20.40 recovered goods £150 security costs     Thank you 
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3 Mobile! New Contract - £150 Deposit Charge


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Hi.

 

well to start my Credit score is awful, but i have no defaults.

 

I recently left Vodafone and decided to move to 3 on there special promotional tariff of 500 mins for £15.

 

When taking the contract out, the store guy put my name in, and said i passed the credit chek, but i have to pay £150 as i am a high risk.

i was told i would get the £150 after the 18 months. but i was also told if i missed a payment i would lose the £150 as a deposit.

 

i stil went thru witht the contract as i thought it was a good deal and was only being offered for another 2 days.

 

i want to know where i stand with getting this £150 back asap.

 

as im sure i have a 14 day cool off period. so i could say give me the money or i would leave your network.

 

please help.

 

thankyou.

 

p.s luckily when i hesitated when the £150 charge was mentioned he threw me in an official SonyEricsson £50 bluetooth headset in. when at first he told me that the accessory deal is not included on this tariff.

 

regards

 

Semi

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£50 bluetooth headset? More like £10

 

Anyway, its quite normal for mobile companies to ask for a deposit if you have poor credit, however usually your first bill or two are taken out of this, sounds like 3 are looking for an excuse not to give you the money back at the end of the agreement.

 

Have you considered a sim only contract? I'm sure for £150 you could get a fairly nice phone(i have a w810i just coming out of contract, and i believe these are now about £130, brilliant phone).

 

I used to have one of these sims, £30/month 1000 texts and 500 minutes from o2 online, no 12 or 18 month contract, just a rolling monthly one.

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If you decide to cancel your contract before the 14 days period DO NOT think you will be getting your money back quickly. I had the same experience - went for a phone, warning the sales person I can NOT provide proof of address on the spot (I didn't have any with me). He said it wasn't a problem, so I went ahead with the order. He said I would have to pay 150 security deposit which would be paid back to me in 12 months (not 18 as in your case). I have agreed, paid the deposit and when I was about to leave the shop he asked me again for a proof of address. After I reminded him I can not provide one, he said he can not release the phone. I said "Fair enough - I cancel the contract and I want my 150 back."

 

He said I will receive the money in 6 weeks (!!!). To cut the long story short - I've sent letters, called every week and I finally got my money back ... 2 months (!!!) later!

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Thanks for the replies.

 

Thing is its not a deposit its just another payment to them.

 

i was behind the counter at one point to sign the form, and could see the screen of his pc, and swear blind it had a paragraph about commision he would get from the £150 deposit payment.

 

does anyone know what 3 insurance i like? as i had vodafone and lost my phone and suprisingly, vodafone was very good with the insurance.

just went in store said i lost it, small phone call and was out within 10 mins with a new phone and sim.

 

gonna write a letter and pester them. i'll even say i don wont the cash, but just credit my account. so at least i got 10 months line rental out the way.

 

regards

 

Semi

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