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    • it is not a fine, thread title updated and fine changed to charge in 1st post. also can you post up the defence you filed and the court directions have you received ukpc WS yet? if so scan all that up to. read upload carefully one mass pdf only. dx
    • Hello, welcome to CAG. Could you let us have the information we ask for in the forum sticky please? We need the information to start working on your case. Once we have that, I'll get you to answer a different set of questions. Best, HB
    • Hi there,  Long story short, I was working a year ago in a city centre and the site operator I was working with told me I could park in a private car park as they had an arrangement with the owner. I came back to a parking charge  from UK Parking Control, and the site operator subsequently couldn't get hold of the private car park owner and haven't been able to since. Fast forward to today, I have received multiple legal threats from DCB Legal acting for UK Parking Control I have now been issued with a court hearing along with a date. I have to file my witness statement for a court hearing later this summer.  I realise that I could have handled the situation better and am already aware of that. I was wondering what my options are at this stage? I am very keen to avoid a CCJ as it would obviously be disastrous for my credit score. Any advice appreciated. My current plan is to file a witness statement and hope the case is discontinued. Thank you for any advice in advance.
    • I run a small retail business selling cards & gifts ( all my sales are done on a face - face basis  ) & noticed one of the settlement amounts on the card terminal bank deposits was short so contacted the card company which said a customer has requested a chargeback on a sale the reason saying the goods bought was not fit for the purpose purchased for. I have old fashion till which does not show any sales or descriptions of what is bought, plus when the settlement statements match up i shred the sale receipts. The card company told me the transaction was paid for with the customers phone & shows on my portal. They have asked me for sales prof, cctv, terminal receipt of the transaction which I have none, as this was done a few weeks later. I have asked for pictures to prove the items are not fit for the purpose purchased for plus said if the customer can return them i would give them a full refund but have had nothing back plus no pictures. Also I have had no communication with the customer even asking me for a full refund. They have now closed the case & awarded the customer the full refund. Any advice would much be appreciated   
    • First Direct has relaunched its £175 switching deal just two weeks after its last switching deal ended due to demand from customers.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


fendyweather
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Hmmmm............. you've missed a trick though Fend. Under the circumstances, you really should have got the camera poised and ready to take a fabby piccie of hubby looking like a bit of a pooooooof in yer girlie car!! I mean, these things are called 'bargaining tools' honey!!!! :D :D :D xxxxxxxx

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Hedge, ur right. Im not as quick off the mark as you though hun, thats my excuse......................... lol lol xxxx

 

Okies, just finished my rejection letter for hubby to Crapital One too. So done. Walking down to local post office with dowgeee in an hour to post em all, on account of on shanks pony today. Lol xxxx Hubby having girly poofy car and all. Lol xxxxx What a sight, He was soooooooooo sheepish driving off this morning. Lol Lol Lol. xxx

 

What a huge missed opportunity. Lol xxx Right, sun is shining, looks like its gonna be a grand ol yorkshire day, and so Im off to catch up on a few jobs and make the house ready for invasion of neighbours this evening for footy and curry. Im sooooooooooo glad the Becks is back on the team, not cos hes brill or anything, but just cos he brings some sort of mood with him that seems to settle the rest of the team, hes a sort of BRINGER TOGETHER of the team me thinks, even though his football aint spectacular, but boy can he send a good cross. NVM, enough of me n footy, I will have ya all asleep. Well 10.31 and nothing from Cobblers yet. Im gonna leave it as late in the day as poss before I e mail again, as it was only late yesterday when we talked about dropping a bit so Im sure it will take uber paralegal a while to get answer from Nutwest. You know how long it takes Nutwest to send a simple acknowledgement to any of us at the start of all this, so probs will take ages. Lol Lol xxxx What a lovely day, and KW at Cobblers if youre reading this, even if you come back to me with a No, you cant spoil my uber lovely day. Im happy and I will see yaz in court me dearies if the answer is no. Lol xxxx Happy Friday one and all, even KW at Cobblers................. oooooh bet your workload has increased somewhat with AM being off sick, Lol xxxx

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ooo fendy when they going to phone!?..................

ill check in later

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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just catching up, will check in when I get back from fetching me lunch - ultra healthy chicken burger meal from local pizza place lol. Well its got salady stuff on it so that's sort of healthy........

 

Hurry up uber legal person- PHONE F£NDY!!!!!!!!!!

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I WON.......... THEYVE HAPPILY AND QUICKLY I MIGHT ADD, SETTLED ON £15,500 EXACTLY, NOT A PENNY LESS................. AND GUESS WHAT, THE PARALEGAL DID READ MY THREAD. SHE WAS LAUGHING................. CHEQUE WILL BE WITH ME TOMORROW BY SPECIAL DELIVERY.

 

YAAAAAAAAAAAAAAAAAAAAAAAAY FOR THE UBER UBER UBER ULTRA FRIENDS AND VIRTUAL PEEPIES ON CAG. I CANNOT THANK YOU ALL ENOUGH. I JUST DONT KNOW WHAT TO SAY. IM SPEECHLESS. MY DREAM IS A LITTLE NEARER NOW. IT GOES WITHOUT SAYING MODS, I WILL BE MAKING DONATION TO CAG AS SOON AS MY CHEQUE HAS CLEARED. HOPEFULLY BY NEXT THURSDAY. To my buddies, OMG what am I gonna do now. I will have to shift my ramblings over to the Abbey thread thats still ongoing............. what will I do without you. I will still chat to you but perhaps we better use Hedges thread in future otherwise mines gonna bust Im sure.

 

Parkvale, Nattie, Hedgey, Enaid, JonnyD, The absolutely spectacular Michael Browne, Mr. Bank Fodder himself, Archer, WendyB, and the wonderful Mr. Seahorsey, and everybody, everybody, anybody Ive not mentioned, simply because theres just so many of you. THANK YOU SOOOOOOOOOOOOOOOOOO INCREDIBLY UBER MUCH. I COULDNT HAVE DONE IT WITHOUT YOU. PLEASE TAKE IT FROM ME. HOLD YOUR NERVE NO MATTER WHAT. YOU WILL GET YOUR MONEY, YOU WILL. ITS JUST PLAYING THE GAME.

 

Im speechless, lol lol, dont faint, thats a change for me I know. I have it in writing in an e mail they are settling today so nothing to fear, and no clauses attached either re gagging orders, I told them I wouldnt sign any gagging orders point blank.

 

I cant believe it. IVE WON.................................. WHAT A HAPPY FRIDAY. PARKVALE THAT FOUR LEAF CLOVER WAS SO LUCKY. THANK YOU MY FRIEND. SINCERELY TO EVERYBODY FROM THE BOTTOM OF MY VERY LARGE HEART, THANK YOU THANK YOU THANK YOU. THE INSPIRATION AND ENCOURAGEMENT YOU ALL HAVE PROVIDED IN HUGE BUCKET LOADS ALONG THE WAY has been whats made it for me. You are all so wonderful I just want to squeeze you all to death. Thank you. You lovely lovely lovely special and wonderful people. You sincerely have restored my faith in mankind and the goodwill of other human beings. a thank you could never be anywhere near enough as to how grateful I feel to you all. This site is just the best ever.

 

I want to cry now Im so happy. And I want to give you all a huge big mega hug. Thank you.

 

Fendy

 

Wendy Jayne Feather, there, name in full, not hiding behind a fake one anymore. Thats me.

 

Wendy Jayne Feather. Yaaaaaaaaaaaaaaaaaay xxxxxx

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Fendy a huge big CONGRATULATIONS!!!!

to you!

 

What a result, you truly deserve it after the hard work and graft you have put in. So so pleased, you give inspiration to the rest of us.

 

Well done - now get out in the glorious Yorkshire sunshine n go shopping!!

 

Love Fiesty

 

P.s. lend us a tenner....!

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Aaaaaaw peepies, thank you. Im breathless now, just finished dancing around the pergola in the garden, kids, dowgee, and guinnilly piggies all think Ive gone mad, but tis such a gorgeous glorious sunny day in oakies today, might go get naked and run round the garden, lol lol lol xxxxx nah, would scare the neighbours. Lol Im soooooooooooooooooo happy, and the weird thing is its not really about the money. Its such a sense of pride in myself that Ive taken on the big bully boys and won. Yaaaaaaaaaaaay I feel ten feet tall. xxxxx

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YEEEEAAAAAAY FOR FENDY WENDY!!!!!!!!!!!!!! OR SHOULD THAT BE W£££££NDY??????????

 

:grin: :grin: :grin: :grin:

 

BIG HUGS AND CONGRATS

 

From the other less rolling in dosh Wendy lol

 

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

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Nah Enaid, I booked the jollies from my Britannia Building Society savings account, the overdraft was gonna be for the spending money, lol lol lol, so Im

 

a) not even in overdraft,

b) still have overdraft intact if ever I need it for a rainy day

c) have lovely holiday booked to look forward to

d) have lovely holiday spending spondoolies now

e) account at nutwest in credit and has been for some time

f) have not been threatened with either account closure or overdraft removal

g) me thinks they might actually want my business, and do you know what

Im gonna continue to bank with them as they have been very fair at the end. Call me made, call me stupid, but I hate learning new pin numbers for cards so as this one is embedded in my brain, Im sticking with them, cos its one of the only banks that doesnt have a call centre in bl**dy taiwan or bingy bongy land...................... lol. I still have a Barclays, Woolwich, and Alliance and Leicester current account to fall back on if I need em in future, just in case Nutwest ever gar *rsey with me cos of my win. Right, just waiting for second lot of statements from Nutwest going back over 6 years then gonna start the whole thing again. Cripes, my poor nails, theyve gonna look horrible for another six months now. Bitten to the wood. Lol Lol xxxxxxxxxx

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Fendy

 

CONGRATULATIONS !!!

:D :D :D

 

 

(Now your off on hol's, maybe our eyeballs can get some rest for a while)!

 

LOL

 

:razz:

 

 

Photoman

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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Yaaaaaaay my sentiments exactly Enaid. Back to where I started from with my lucky iccle faithful dowgeeeee. avatar................... Yaaaaaaaaaaaay, and thank you so much for the congrats everybody. It means so much............ Wendy xxxxx

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Congratulations Fendy!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

I have been reading your thread for ages and you have been such an inspiration to me.

 

I'm so happy for you, you deserve - go spend, spend, spend!!!!!!!

xxx:D

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