Fendy v NatWest - 16K - **FINALLY WON**

[fendyweather]

Morning Seahorsey....................... so where did Mrs Seahorsey get off to last night then, Lol................. was it fish supper or t'other man, Lol Lol Lol xxxxxx

[Parkvale]

Your always pleasant, but whether you will let them get a word in edgeways???

[Seahorse]

She was off to supper with a crowd from church. Which she insists she did tell me about. Hmmm.

 

But she did bring back a doggy bag full of pastries. So she's forgiven.

 

Although it'll probably have gone some way to undoing all the good work over the past couple of weeks. I was rather surprised to find I've lost half a stone while I've been away. Must be all that healthy Norwegian scoff we had on the boat. They do like their seafood, those Noggies. Mmmm, Mmmm.

[Parkvale]

Chasing all those greaseeeee monkeeeeeeeees

[fendyweather]

You two. Lol Lol Lol............xx Missed postie this morning. Came to work. So wonder if I might have big fat cheque waiting for me, Lol. I THINKETH NOT......................... lOL XXXXX

[archer_66]

you never know fendy,its going to happen one morning ,then you might even be speechless!

[enaid]

Oh boy will you be in trouble for that statement:D

[fendyweather]

Lol Lol Lol. Me.............. Speechless................... Lol Lol Lol................... Well Do Ya Really Think That Is Ever Likely................... I Think Theres More Chance Of Me Getting A Cheque, Than There Is Of Me Being Speechless..............

 

Lol Lol Lol Lol....................xxxxxxxxxx

[fendyweather]

Gotta keep happy and chatty somehow.................. Im just waiting for my 15.7K, although its now gone up with daily interest now, I think its at about £15,850.00, and Im gonna add a couple of hundred in time and expenses taken so far with this mullarky. So all in all I reckon I would be happy with a cheque for £16,000.00. Yep, that will do me nicely thank you Mr. Cobblers, or Ms Cobblers.......................... sixteen thousand pounds will be brilliant. That can put my daughter through Uni, in two years............... Yaaaaaaaaaaaaaaaaaaaaaay, thats the uni fund taken care of.................... just gotta help my mum with a bit though, and donation to CAG of course..................... xxxx

[Parkvale]

[fendyweather]

Hiya all again, just got in, letter from the cobblers. Im fuming........ This is it.

 

Re: Your claim.

 

It is noted that your husand, Mr. Weather, etc. etc. despite being a joint account holder of account number XXXXXXXXXX is not party to the proceedings. In order for all parties to the account to be bound by any determination of the above claim then Mr. Feather will need to be joined as a claimant.

 

End of letter.

 

Is this boll*cks......... It is a joint account with an either or sign for on the account, so does he have to be added to the claim. He doesnt want anything to do with it largely because he panics and hasnt a clue what to do. I can handle this myself and would prefer to. Do I have to do anything with regard to this letter or can I ring em telling them theyre talking sh*te.................???????

 

Anybody ????

 

Fendy xxxx

[hedgey06]

Cripes Fendy. PM a mod and get a quick answer............. now!!! I'd have thought it wouldn't matter if it's an either or to sign joint account - but you know what cobblers that lot at cobbetts come up with honey!!

 

PM someone............. now!!!! Big hug honey......... xxxxxxxx

[archer_66]

i bet theyre just being a pain,or scared theyll pay u and then hubby will claim! lol i think this means theyre looking to pay you soon after this fingers crossed ,,,xx

[Parkvale]

Fendy all my claims have been joint claims. My other half also does not want to get involved with the mechanics. So if it is just a matter of adding his name should not be a problem. What could be a problem is if Cobblers are trying to pull a flanker and pull a technicality over your head thus jeapodising your claim in its present form. I would think at the worse you would have to amend the claim with an N244.http://www.consumeractiongroup.co.uk/forum/bank-templates-library/41901-form-n244-application-notice.html. PM Michael Browne.

[fendyweather]

I will him now........ thanks y'all. How can they make me add him to the claim when he wants nothing to do with it. T*ssers......... Im fuming.

 

Fendy xxx

[fendyweather]

Right have PM'd Michael Browne. Hopefully he knows the answer to this one.

 

Im absolutely stiffling mad. Im off to kick the punchbag for five mins...... Back in a mo. I just want to ring them right now and tell them theyre are being stupid. But might end up with egg on my face so will wait for the lovely Mr. Browne to come to my rescue......... Lol

 

Im soooooooooooooooooo angry. Cheeky Sh*tsters.

 

Ughghgghghg. KICK, THUMP, PUNCH, SLAP, HUGE BOOT IN THE CODSWALLOPS. Agh.

[Michael Browne]

As usual they're using their bullying tactics. They just can't help themselves.

 

Quote Civil Procedure Rule 19.6 to them:

 

Representative parties with same interest

 

19.6 (1)Where more than one person has the same interest in a claim –

(a)the claim may be begun; or

(b)the court may order that the claim be continued,

 

by or against one or more of the persons who have the same interest as representatives of any other persons who have that interest.

 

(2)The court may direct that a person may not act as a representative.

 

(3)Any party may apply to the court for an order under paragraph (2).

 

(4)Unless the court otherwise directs any judgment or order given in a claim in which a party is acting as a representative under this rule –

(a)is binding on all persons represented in the claim; but

(b)may only be enforced by or against a person who is not a party to the claim with the permission of the court.

 

(5)This rule does not apply to a claim to which rule 19.7 applies.

[Parkvale]

Brilliant Michael .

[hedgey06]

Nice one Michael!!

 

Fendy, stop kicking the furniture and get writing honey!! (Love the bang in the codswallops bit!!!!) xxxx

[fendyweather]

So would you advocate me doing this ie. quoting above, down the phone, e mail or letter. ?? Michael ??

 

So this means I can continue with just my name on the claim. Yes ??? I dont need to amend at court. ??

[Michael Browne]

Letter, ask them to point out which bit of 19.6 they think doesn't apply!!

 

No need to amend. Business as usual.

[fendyweather]

MICHAEL, IF YOU WERE HERE, I WOULD KISS YOU. Thank you soooooooooo much. Youre a darling, and I love you.................. Fendy xxxxx

 

Can I also say Im gonna let the court know about their intimidatory tactics, lol lol lol. Would love to do that, yet again. ??

[Seahorse]

RBS kept quiet about this with us. However, the ever helpful Sandy Watt in Edinburgh did mention that it might be wise to ask Mrs Seahorse to add herself to the acceptance letter, just in case anyone decided to try to delay things further by bringing this very point up just before the final hurdle.

 

Sometimes I wonder if she's working for the bank, or us. Not the first time she's been quick to mention something useful.

[fendyweather]

Im so sorry Michael but I couldnt contain myself. Ive just e mailed the little witch who sent me the letter, Some paralegal, (like Im supposed to bow down and be blown away by that, NOT). But I will be sending official letter to them tomorrow and copying in the court with their letter to me and my e mail back so court can see whats just happened.

 

Im as mad as a wet hen. I really am. How dare they try that on with people. Its just such a nasty thing to do. Trying to blind people with legal techno jargon. How can they be allowed to keep doing this to people. How come the courts just keep letting them get away with saying such drivvle like this ??? Im still fuming........ off to kick the punch bag for another five............ back in five. Fendy xx

[Seahorse]

It's what they waste our taxes on getting through Uni for. I'm glad to see our contribution to the education of these people isn't going entirely to keep them in subsidised student union beer for several years at a time.