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halifax wont give my son a current account... read on!!!


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hiya

i am really amazed, gobsmacked even, by this...

my youngest son turned 18 recently and inherited a very substantial amount from his late grandfather...

he, on his fathers advice, we.re divorced, has invested it all with the halifax, today hes had a letter from them saying they wont give him a current account because his credit score isnt high enough, he certainly doesnt have any debt, hes 18, im spitting feathers, hes by far the wealthiest 18 yr old i know!!

im thinking of advising him to remove his money and bank elsewhere!!

k

cap one - prelim letter sent 23/8 £460 owed

partial refund, now sod off letter received 6/9

lba 5/10, claim served 30th jan,

CAP ONE SETTLED IN FULL 15thTH FEB!!!

 

 

lloyds card services - prelim sent 23/8 £332 owed

sod off rerceived 25/9

lba 26/9

claim issued via mcol 13/10

awaiting papers from SC&M

court date set for 26th March

 

 

nat west - Data Protection Act sent 11/7.. non compliance.. considering court action.

non compliance letter sent 29/8 giving them a further 7 days- gave them loads more days!!

5/10 lba sent for pre action disclosure

settled in full 2.1.07

 

 

 

cahoot - Data Protection Act sent 7/8 on hold for a while

 

Tesco - prelim sent 6/10 £200 owed

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Hi

I would move both his and any other family accounts and then tell customer services how much business this has cost them

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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Hi

 

The Haliprats might be doing your son a big favour. I took my mortgage out with Leeds Permenant Building Society. They gave me fantastic service and didn't have a blinked view point when you tried to explain that you were having cashflow problems. When the Halifax took over the Leeds Perm it was my biggest nightmare.

 

I have had problems with the Halifax ever since. They cannot communicate nor will they even response to reason.

 

From my experience with the bank, I'm sure that your lad can get an equal if not better deal at another Financial Institution, or even spread his risk among a portfolio of banks.

 

Welcome to the boards and best wishes

 

barbershop0.com

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