Closed My Bank Account

[twinkler]

Ive been banking with Lloyds for 15 years. I recently claimed and won a setlement from Lloyds, it was paid in, and paid off a small part of my debt almost immediatly. Any how, almost 3 weeks after the settlement arives i reieve a letter informing me that my bank account is to be closed within 4 weeks.

Can they do this?

 

Ive since been to another bank to open an account and have been DECLINED!

 

I feel really panicy, i need a bank account, i run three businesses and now cant open any.

 

Any help needed urgently please, thank you.

[BARTY]

Hi

I think that they are allowed to close your account unfortunatley.

Have you tried opening a NatWest Step account? This is for people with a poor credit rating etc.

Good luck, hope you get something sorted.

Barty:)

[dolly]

Did they say why they were closing your account?

 

Have you read this thread?

 

http://www.consumeractiongroup.co.uk/forum/general/63646-alliance-leicester-fined-fos.html

[mooshy]

Hi Twinkler.

I recent;y opened 3 accounts with the natwest step account.2 current acconts and a savings account.

I was able to do it all on line also which was great

[dolly]

The thing is, this is NOT common for Lloyds.....and you should retaliate if they have closed your account simply for claiming charges. Were you in debt with them, outstanding payments etc?

[twinkler]

Hi There,

 

No i wasnt in debt with them or behind in any payments. I do have a overdraft that now needs to be paid back in full, i also have a Lloyds loan but thas not due back yet nor am i bahind in payments. I have called them twice now and both times they are unable to tell me exactly why they are closing my account!

[dolly]

Ask them in writing why they are closing your account.

 

You may also want to contact the FOS (see that link I gave you above).

[dolly]

Also meant to add, you should get an account from Nat West or the Co-Op