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    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  Theres a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.   I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!   What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
    • Santander have sent their final response and have agreed that they were in the wrong. They will be refunding me the amount I am due and £50 for the delay.  Just the interest factor would be more than double the £50 that they are offering. Thinking to just close this and move on. Is this what you would do?  Opened a FOS case on the 1st of June but haven't heard back yet. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What do I do Now?


Dave44
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I did start a thread way back in Sept. '06 under the heading " New Member big problems" but it is so far back that I thought I had better start again.

 

After sending a letter requesting a copy of the agreement to Legal & Trade I received a letter dated 17th October from L&T saying they had requested a copy of the agreement from their clients BOS.

At the beginning of November I received a "Notice of Legal Proceedings" from L&T. I wrote back saying the matter was in dispute and that I was still waiting for a copy of the agreement.

On the 4th Dec. I received a letter from Hollis Briggs Solicitors saying the had been asked to recover the money for L & T and another letter from them Dated 11th Dec. saying I could pay by Credit or Debit card.

I then received yet another letter from them dated 20th Dec stating it was a final demand before court action.

On the 22nd. Dec I sent a reply to Hollis & Briggs stating the the matter was in dispute and enclosed a copy of my letters to L & T.

I then heard nothing back from H & B but received a letter dated the 7th January from L & T saying that Hollis & Briggs had been in touch with them and that having reviewed my account noted that I had still not received a copy of the agreement.

On the 1st Feb. I received a letter from L & G enclosing a copy of the agreement.

My question is as it is now 19 weeks since I requested a copy of the agreement are they in default and so the debt is unenforceable or do I just contact them and make arrangements to pay of the debt ? As I understand it they are in default of the Consumer Credit Act. for not providing the information within the 12 working days + one month. Having long exceeded the time do they now need to go to Court to claim the debt?

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Dave you are right. They have committed a criminal offence [and if all you

received was just copy of the original agreement, they stil have not fully

complied with the Act] and will need to obtain a Court order before they can

even begin to pursue you for the debt.

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Thanks Lookinforinfo so do I now sit back and wait for them to contact me again or should I report them and if so who too ?

In the letter enclosing a photo copy of the agreement they say "Our client has instructed us to collect the balance on their behalf. Can I please ask you to contact us at your earliest convenience with your repayment proposals.

Your account remains on hold a further two weeks to allow time for your response.

Should I write stating that as they are in contravention of the Credit Consumer Act. the debt is no longer enforceable ?

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