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    • The reason I asked was that the Director said you only appealed once to  Bank and appeared to ignore that you also appealed to the IAS who gave the pointer what he think happened. Could it be that the director deliberately ignored the IAS decision and hoped you wouldn't mention it?
    • Hi BankFodder, Thanks for the reply.  I will take your advice and read through more thoroughly. To answer your question, the value of the laptop is £255.  When filling in the online form to prepare the shipment it asked what the contents of the parcel was and the value and I specified "laptop" and "£255". Thanks.
    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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rightfullymine v Nationwide


rightfullymine
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i may have a bit of a problem, i have checked on royal mail web and seen that my 1st prelim letter has been delivered - so i have just marked the days off on my calendar. the first 14 days not a problem, send LBA then 14 days on from that is a problem as it falls in the week i am away!!! isnt that always the way!! will this be a problem for me.? can i just delay going to the court to make claim until the following week? or can i collect the paperwork from the court early before i go away fill it out and get someone to take it to the court when its due?

has anyone any advice that can help me please :confused:

 

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well i like a challange,,, i am taking on the nationwide twice (husbands and mine) now i am taking on barclays for my son in law.. must be enjoying it!! so now posting in barclays forum too!

barclays returned the SAR cheque today with a letter saying the information would be sent complimentry!!! shame nationwide didnt do that!!

 

also how do i make a permanant list at the bottom of my threads, like an add on or signature.

thanks

 

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Nice one rightfullymine... Ive taken on Halifax Bank account, they pay out to easily :D im taking on capital One Credit Cards, sent in Prelims, ive also sent in Prelims for 3 Halifax credit Cards, and doing the Yorkshire Bank for elderly neighbours who are retired and on pensions... So like you at the moment im posting everywhere too.. and when that calms down.. ive still got Citi Cards to do, but im saving that for when i get CAG withdrawel LMAO :D

 

Last but not least MCOL stage with Nationwide and im days away from payment.. (Hope)

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yes eggopp i have got to challenge mint, barclaycard, 3x cap one acc. thomas cook.

i havnt done any credit cards they worry me a bit as ours are complex as some have been to court, we are paying £20 month on all of them to keep them from the door..

i will watch and learn from you.. :)

 

wow bet you cant wait to spend that money!! nice one, hope you get it soon.. and enjoy :D

 

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Whether they have been to court or not, whats rightfully yours should be paid back.. Ive got an IVA which is one step down from bankruptcy, but hey who give a monkeys, im challenging all of them..... Dont matter how complicated they are/get i want more, ive got the CAG bug hahaha

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you are inspiring me, i get all excited with the thought of taking on the rest credit cards and more, then i get really scared.. its all in such a mes i dont know where i would start.. i burried my head for over a year so as you can imagine - im in deep

but i will be watching your progress with interest and hopefully with a sucess under my belt it will give me confidence to tackle the rest..

i have thought of bankruptcy but that scares me too. :eek:

im a whimp really :o

thanks for your support though

 

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