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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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rightfullymine v Nationwide


rightfullymine
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Well done, your one step closer now, o matter how small or large the amount cliaming they should give us it all back without a fight... haha and then the egg wakes to find a crack in his shell... Ive filed MCOL with Nationwide now and just waiting.. not long now and you will be getting your money back.. :D

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hi here is another update of rightfullymine v nationwide........

NOTHING....

they cashed my cheque on the 14th feb, today is the 3rd march and i have recieved nothing as yet !!!

am i being impatient? should i have heard by now? should i be doing anything?

the silence is rattling me a bit i must say :|

they have charged me loads over the last 6 years maybe the delay is due to the amount they have hit me with and all paperwork involved :rolleyes:

please can anyone put my mind at rest..

 

thanks in advance :-)

 

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They're allowed up to 40 days from receipt of your payment to send you the info, although I don't know about Nationwide specifically many banks take up to the maximum time allowed.

If in doubt read the

FAQs

 

If still in doubt - ask!

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OK thank you advoc8, i read on this site that alot of people had recieved their statements by 2 weeks so it was worrying me a bit - more than a bit.

so 40 days it is then!! do i count saturdays as the branches are open and not sundays as they are closed? or dont count weekends at all?

thanks again

 

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hi was chatting to some friends about getting your money back from the bank and they said they had heard about this but didnt know what to do about it, so i told them to check out CAG.. the more the merrier.. united we stand.

and still havnt heard from nationwide :mad:

 

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well surprise surprise!! i recieved my statements today, recorded delivery kept together with elastic band. but now i can get on with it..:D im now going to check out what my next step is...

a stage nearer getting back whats rightfully mine!!

 

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i have been looking for the spreadsheet to fill in. i did have an overdraft until they closed it and did go over it once or twice. most of my charges are returned direct debits and returned cheques.. so do i use the england simple one,? i know i dont add the 8% yet. im not a great mathmatician and i worried that i could stuff up before i start by using the wrong one!! so i am gratefull for any advice ... i have read loads as much as i can every night over the last 8 weeks..

thank you in advance :)

 

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Use the Simple S/S here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

 

See here for a visual guide:

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/7226-maisielou-barclays.html#post50088

 

Overwrite the existing examples type of charge, amount and date.

 

The days since and 8% will be calculated automatically

 

Save it (for use later at court), then delete/hide the last 2 columns (8% bits) and print out as your schedule of charges.

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