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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Finacial Advisor Bogus Charges


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Great News

Spoke to Standard Life.

They are Sending out a letter confirming that they did not charge or recieve the sum of £200.00 for the mortgage application.

they are going to outline all fees and transactions covering this mortgage application.

Very Helpfull Lady on the phone.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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This is My letter Waiting for the 1/06/05 to post

 

Dear Director

 

FAO:Compliance Officer/ Director

Reference:Refund of £499.00 - Fraudulent Charges

 

I am writing to you regarding the above matter.

 

Please note:

 

I am complaining against Mr. XXXX who assisted in dealing with our mortgage and added charges which he was not allowed to do whilst he was a representative of your company. - Amount stated above.

 

For me to wait until your legal team investigate this fraud is totally unacceptable.

 

I have all the documentation to prove the fees paid to Mr XXXX on or around the 18th Oct 2002 where in fact not charges levied by Standard life or even received by standard life in relation to the mortgage application. By admission from Director this is not a fee applicable to the mortgage applications arranged by Company & General insurance Service, so therefore I continue to include this in my claim.

 

I understand that when making a County Court claim, then I can claim interest on the money the defendant owes me, under section 69 of the County Courts Act 1984 at a rate of 8% a year.

This interest will be added in accordance with this act should you decide to defend this claim.

 

If I do not receive a full refund of £499.00 within 10 working days, you will leave me with no option and with the deepest regret to take further action against you

and without further notice on my part.

 

I trust that you will deal with this matter in a swift and amicable manner.

 

I look forward to receiving a written reply by return.

Many thanks for your attention.

 

Yours sincerely,

 

 

Lillboy

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

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Hi all!

 

Lillboy,that is very good about Standard Life - because an adviser would normally take two types of payments from a customer:

 

1.Adviser Fee - to keep - payable to him/her/the company.

 

2.Valuation Fee - to pass on - payable to the lender to instruct the valuation.

 

The letter looks fine.

 

However,I would suggest that you add on the following sentence towards the end of the letter:

 

The contents of this letter must not be taken personally by any person(s) that may read it.

 

This makes the letter less confrontational and slightly more friendlier - if a "Letter before Action" can be called that!

 

I hope you find the information/suggestions to be useful.

 

If you have any questions,just ask.

 

Keep us posted.

 

All the best!

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letter going out today by recorded delivery.

if this goes to court can i claim the court fees back as well as interest.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

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Lillboy, just in case you haven't sent it yet you have left out a word in the paragraph under the bold type. " you will leave me with" not " you will me with"... no option etc. just a minor thing but looks better if it's all there!

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Thanks

Wife spotted this before posting,

she just loves to pull me down:|

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

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Hi all!

 

Lillboy,in reply to your question regarding the claim fees and interest:

 

1.The answer is briefly:Yes

 

2.The amount of interest claimed is at the rate of 8% in accordance to Section 69 of 1984 County Court Act.Use the spreadsheet on this site but remember you can only claim interest once the summons is issued.

 

I hope you find this information useful.

 

If you any questions,just ask.

 

Keep us posted.

 

All the best!

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Hi All

The director has phone me today and left a message to ring him,

Should i contact him now that my LBA has been sent or should wait for a written response from him.

 

any advice would be appreciated.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Spoke to finacial advisor,

he now says the letter from the solicitor was wrong to state the money was paid to standard life he now says it was legit and was paid to their company and went through thier books so this is not refundable. he is offering pay the £299.00 if i drop the rest of the claim.

I find it amazing he now has copies of my finacial records after they where stolen by the advisor.

 

Do i take the £299.00 on offer or go for it all.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Your choice but there are some overwhelming reasons as to why you should go for the lot.

 

 

An unbelievable scenario..................

 

 

:?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Spoke to him again

this time i suggested that he put his offer in writing and i would seak legal advise as whether to continue with the claim through small claims court.

at this point he got very abrupt and stated i was being unreasonable in wanting to take this to court.

He still states that the letter from his solicitor

We note that you are also seeking a refund of £200.00 paid to Mr XXXX on 18th October 2002 for the setting up of the mortgage with standard life bank. This sum however was properly charged and forwarded to the Standard Life Bank and is not a sum which has been falsely claimed by Mr XXX and will not therefore be refundable.

is not correct and was an error of the legal company. i feel that this is a turn around because in my reply i stated i had proof the Standard life did not make the charges.

 

I got a feeling i am going to have to go and seek legal advice on wheather to accept the £299.00 or continue for the lot.

 

at this point i had no idea if he is going to put the offer in writing or wait for court action.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Hi all!

 

Lillboy,in order to possibly assist you further:

 

1.Let us recap -because you need to establish what were you exactly paying for when you parted with the £200.

 

2.Therefore,it may be useful that you post the exact wording of the agreement in which made you part with the £200.

 

3.Once we know the wording we would be in a better to suggest what to do next - i.e.accept the offer or persue the full amount.

 

Also,

 

a.In my view,as others have stated it seems mighty stange how suddenly

the records relating to your mortgage application file have reappeared considering that they had been stolen.

 

b.Which makes me lead to believe that this company is as guilty as the departed/crooked advisor.

 

c.The £200 was never paid to Standard Life.

 

I hope you find this information/suggestions useful.

 

Keep us posted.

 

All the best!

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Spoke to him again

this time i suggested that he put his offer in writing and i would seak legal advise as whether to continue with the claim through small claims court.

at this point he got very abrupt and stated i was being unreasonable in wanting to take this to court.

He still states that the letter from his solicitor

is not correct and was an error of the legal company. i feel that this is a turn around because in my reply i stated i had proof the Standard life did not make the charges.

 

I got a feeling i am going to have to go and seek legal advice on wheather to accept the £299.00 or continue for the lot.

 

at this point i had no idea if he is going to put the offer in writing or wait for court action.

 

 

Its not YOU being unreasonable its HIM being defensive..........

 

:???:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Again

The fees where always paid to the advisor on the basis that they where payable to the lender. however once the mortgage application was complete we always got a summery from the company stating what fees where payable; on both occasions these fees where listed as booking fees. on the earlier application we never noticed this and had always been told by the advisor that they worked only on commision basis. on our last mortgage we questioned the booking fee whilst the advisor was away on a sailing trip, the director stated then that they did not charge booking fees and would ask the question to the actual advisor on where the money was as it had not passed trough their banking system. After several other customers ringing to find out why they had paid the fees then the director called the police in. But all our files went missing :-| ????.

 

After the director getting stropey today.

I am thinking of putting a DPA request in for copies of all my finacial files.

 

i would possibly have accepted the £299.00 but he has changed his story 3 times now and then say's i am being unreasonable.

 

would a solicitor send out a letter for a client with out checking it out before posting.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Not a solicitor worth his salt nooooooooooo.

 

 

This story has more twists than a rock n roll convention.

 

Stand your ground.............get the dpa sent out

 

Only my opinion !

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Cheers Martin

Now go to bed:D

 

Thank for the support

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Goin now mate............been a long day..............a long night ............and will be up early waitin for the postman to bring me back some 10.00 postal orders he he

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Got a letter today from there solicitors complete with cheque for £299.00, they are now saying that the £200.00 was a charge levied by the company for services relating to the mortgage application.

i am going to accept the cheque for £299.00.

i am also going to submitt a DPA asking for a copies of all my files they hold with information on me.

i still feel that the £200.00 was a charge that i should not have paid as i was always told the company worked on a commision basis, however i will wait to see what records they have on my before commiting going further with the claim.

 

5% denotion on its way, i will sort it tonight. thanks everyone for the help and support with this issue i do believe i would not have recieved a penny without the support of this site.

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

GE Capital NEXT

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Hi all!

 

Lillboy,Well done & Congrats!

 

Yes,you are doing things in the correct order - accepting one amount and then clarying the second amount with the DPA request.

 

If need more help or have any questions,just ask.

 

Keep us posted.

 

All the best!

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Thanks lillboy

 

 

 

Bogus Charges £499.00 LBA 1/06/06

Refund of £299.00 now sent Data Protection Act:)

 

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