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    • Heres a point, while we wait for @theoldrouge to condemn rather than promote and support right wing bigots spouting genuine and clear monstrous antisemitic rhetoric ... Isn't it actually specifically unlawful to promote violence against politicians on top of laws to criminalise such things? ... As is reported happening in these closed facebook groups run by Tory staff and where a Tory police minister and the Tory London mayor candidate are members and post?   .. or do the Tories (seemingly like tor) only promote laws for protecting the hate spouting hard right ?   "“Some of these (Tory facebook groups) posts constitute the most appalling racism and I would urge the Conservative Party to swiftly distance itself from these hate-filled groups and urgently investigate what role any Conservative politicians and officials have played within them. “Susan Hall and the Tory MPs who have belonged to these groups need to come out and explain why – and to denounce the content they have tacitly endorsed by their membership.” "Reporters found widespread racism and Islamophobia as well as conspiracy theories and celebrations of criminal damage on the pages, including sharing the white supremacist slogan and antisemitic videos. " "Unearthed found that 46 out of the 82 admins have clear links to the Tory Party, including a recent digital campaign manager for the party and a conservative activist. Conservative councillor for Haywards Heath, Rachel Cromie, is an admin on all the groups. "     Also interesting that Facebook groups opposing 20mph speed limit in Wales are being run by English Tories   Conservative-run anti-Ulez Facebook groups hosted racist and Islamophobic posts - Unearthed UNEARTHED.GREENPEACE.ORG Tory staff running Facebook groups described as 'cesspits of vile racism' WWW.THENATIONAL.SCOT TORY staff and activists are running Facebook pages which are riddled with white supremacist slogans and Islamophobic attacks... Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts   Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts - London Post LONDON-POST.CO.UK A coordinated network of 36 Facebook groups opposing London’s ultra-low emission zone (ULEZ), run by Conservative councillors and...  
    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Rustmonkey-vs-Barclays


Rustmonkey
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because no one has posted on it for the last 6095 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Hi,

 

My names Craig and I'm a newbie.

 

I have saved the FAQ's ready to print out.

 

I have completed my Data Protection Letter complete with (member of the Consumer Action Group) next to my name. hopefully this will make them sit up and take a bit of notice.

 

Letter will go off this week by recorded delivery. I will also open a parachute account.

 

Let the battle commence.:)

 

I will obviously need some help along the way and I will definately be keeping you all up to date on the proceedings as they occur.

 

Thanks:rolleyes:

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Okay,

 

The SAR has gone in the post "special Delivery" complete with cheque. Should be there by 13.00hrs tomorrow. Then the 40 day countdown begins.

 

I have also created a folder for keeping copies of the letters I send and letters I receive. I have a telephone log set up and a timeline so that I can keep track of when letters were posted and the expiry dates. I am also keeping the receipts for the special delivery costs. Can I claim these back?

 

Still a bit nervous but also excited. Situation not helped by the fact that I have given up smoking today so a bit twitchy.

 

I can sit back and wait now. at least it gives me plenty of time to read all this great information.

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Mate, you will be fine - keep reading, keep posting, and shout when you want help! :)

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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Not sure if I've missed this but I have looked around.

 

Is there a link to thread on what charges we should be looking for when we get the SAR info back. I understand the "Paid Referral" = £30 charge. What else should I be looking for. Have the names changed over the past 6 years.

 

help would be appreciated. Afraid i'm not very savvy when it comes to bills and stuff. They all tend to go straight in the bin (Hangs head in shame).

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If you dont have these from somebidy else by this evening, bump (just type bump in a "reply" and post it) me and I will dig out my Barclays spreadsheet and list them for you - I am pretty sure I have been charged every possible charge over the years!!!!! :eek:

  • Haha 1

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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Not sure if I've missed this but I have looked around.

 

Is there a link to thread on what charges we should be looking for when we get the S.A.R - (Subject Access Request) info back. I understand the "Paid Referral" = £30 charge. What else should I be looking for. Have the names changed over the past 6 years.

 

help would be appreciated. Afraid i'm not very savvy when it comes to bills and stuff. They all tend to go straight in the bin (Hangs head in shame).

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-user-guide-contacts-list.html?garpg=6

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Thanks guys. Could have sworn that I had read that link.

 

Thanks anyway.

 

If this goes to the courtroom, when I enter my documents would the court accept printouts from newspapers, internet newsites, other peoples cases that could be used to support the arguement.

 

I have been doing a few searches and printed out a few articles (Bailiffs raid RBS & Judge warns banks over charges). I thought that these may be useful supporting evidence. Have I been watching to much tele:eek:

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Have a look at some of the successful threads and you will see details of the bundles that people have submitted to court - also have a look at Bookworms excellent thread: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

 

 

I claimed, from Barclays, for:

 

(its not as many as i thought!)

Unauth O/D FeePaid Referral

Unpaids out

 

(and dont forget to click my scales if I have been of help :))

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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oh - just saw you already did click 'em! thanks!

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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This is what it says....

 

We're sorry, but xxxxxxxxxxxxxxx does not have access to this document.

You are signed in as xxxxxxxxxxxxxxxxxx, but that email account hasn't been granted permission to this document.

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do you have what you need now?

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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Okay Guys -n -Gals,

 

Got the, I assume standard response from Barclays Data protection:

 

"Please be aware that the Bank is not under an obligation to present information according to any specific format.....blah blah blah....

copy statements supplied in the next few weeks....blah blah blah....

may be an increase in time required to collate.....blah blah blah....

 

As regards your mention of "manual intervention", the DPA does not oblige the Bank to comment about internal policies and procedures.....blah blah blah..

 

As the Bank is providing the copy statements on a complimentary basis your payment is returned herewith.

 

Pete Townsend."

 

 

 

Now I have seen that the Information Commission aren't buying this and that I have a right to this info. is there an updated template to take into account the new info we have got, quoting verse and chapter.

 

I did think I saw one but can't remember where it was?

 

Anyone.

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I have just drafted this using a few of the ideas from previous claimants:

 

Does this sound okay:

 

Mr Peter Townsend

Privacy & Data Protection

Radbroke Hall

Knutsford

Cheshire

WA16 9EU

 

 

 

 

 

 

DATE PROTECTION ACT 1998

SUBJECT ACCESS REQUEST

 

 

Dear Mr Townsend,

 

ACCOUNT NUMBER: xxxxxxxxxx

 

With reference to your letter, dated 30 January, 2007, received today, my request was for details concerning any manual intervention by any person, or member of your staff or, if there was no intervention of any kind, confirmation of the same .

 

I asked, quite plainly, "Did manual intervention take place” - yes or no? If yes, then supply details, and if no, then please confirm. This you have singularly failed to do.

 

It has recently come to my attention that the Information Commissioner as deemed that Barclays are already in breach of their data protection obligations.

 

You have not answered my request satisfactorily, so I therefore remind you that your 40 days is running out. I deem my initial letter to you as having been received by yourselves on the 30th January, 2007.

 

You therefore have until Saturday, 10th March, 2007 to comply with my request. I re - enclose cheque No xxxxx for the sum of £10, for which I insist you cash, as this is the statutory fee for a Subject Access Request of which I am requesting.

 

I require full disclosure, as requested in my first letter.

 

I will require a receipt for the Cheque and I also enclose a copy of my original request.

 

Just to ensure that there is no misunderstanding “This is a Subject Access Request

 

 

 

Yours sincerely,

 

 

Is this okay? is there anything I could add to give it even more credence?

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i think the thread you are looking for is http://www.consumeractiongroup.co.uk/forum/barclays-bank/50152-barclaycard-microfiche-they-wrong.html

 

It refers specifically to Barclaycard's procedures, but it'd not too much of a leap to expect the ruling to apply to Barclays Bank itself, is it?

 

Best of luck.

 

David.

 

SAR sent 24.01.07

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Slightly revamped:

 

Mr Peter Townsend

Privacy & Data Protection

Radbroke Hall

Knutsford

Cheshire

WA16 9EU

 

 

 

 

 

 

DATE PROTECTION ACT 1998

SUBJECT ACCESS REQUEST

 

 

Dear Mr Townsend,

 

ACCOUNT NUMBER: 00272590

 

With reference to your letter, dated 30 January, 2007, received today, my request was for details concerning any manual intervention by any person, or member of your staff or, if there was no intervention of any kind, confirmation of the same.

 

I asked, quite plainly, "Did manual intervention take place” - yes or no? If yes, then supply details, and if no, then please confirm. This you have singularly failed to do.

 

It has recently come to my attention that the Information Commissioner as deemed that Barclays are already in breach of their data protection obligations.

 

You have not answered my request satisfactorily, so I therefore remind you that your 40 days is running out. I deem my initial letter to you as having been received by yourselves on the 30th January, 2007.

 

You therefore have until Saturday, 10th March, 2007 to comply with my request in full otherwise I will issue proceedings for non compliance without further notice.

 

I re - enclose cheque No 100218 for the sum of £10, for which I insist you accept, as this is the statutory maximum fee for a Subject Access Request of which I am requesting.

 

I will require full disclosure of my account for the last six years i.e. back to 30 January 2001, as requested in my initial letter. As this is after 2000, my details will be stored on computer and will therefore be easier to process.

 

I will require a receipt for the Cheque so that I may claim it back at a later date. I also enclose a copy of my original request.

 

Just to ensure that there is no misunderstanding “This is a Subject Access Request.

 

Yours sincerely,

 

 

Is this okay to send??????

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edit your 16:36 post to take your full name off it!!

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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and the earlier ones too........

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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