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Urgent advice please - DCA at my door Monday!


Perseus
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Oh Dear Corn - too much too soon

And you've had a few to drink too

 

My other thread is here http://www.consumeractiongroup.co.uk/forum/general-debt/70488-voluntary-surrender-car-hp-2.html#post607799 and as Corn has slurred, its gone wobbly already - wasn't my fault at all this time!

 

:-) P

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

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Oh Dear Corn - too much too soon

And you've had a few to drink too

 

My other thread is here http://www.consumeractiongroup.co.uk/forum/general-debt/70488-voluntary-surrender-car-hp-2.html#post607799 and as Corn has slurred, its gone wobbly already - wasn't my fault at all this time!

 

:-) P

 

Slurring? Moi? As IF!!!!!

 

Nah Pers, we need another thread to get our teeth into, it matters not a jot if nobody knows anything about HP, SORN or anything else, it's just another place to have a chatter and talk about your endless penchant for women's clothing!! LMAO!!!!:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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And here's to you Mrs Robinson .......

 

And here's to you M55, stop crossing threads, HOW RUDE!!!

 

But LOL all the same!!!!!! :D:D:D:D:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

Hey - getting your teeth into Mrs Robinson,hic!! threading a post, hic!! and pendants in hic!! womens clothing..Hic up,,, sounds anabolically illuminated to me hic!.

 

Cool - where do we start?

hic!

:cool:

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

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Share on other sites

Hey - getting your teeth into Mrs Robinson,hic!! threading a post, hic!! and pendants in hic!! womens clothing..Hic up,,, sounds anabolically illuminated to me hic!.

 

Coll - where do we start?

hic!

:cool:

 

 

Hic:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

Hey Corn - where you gone?

 

Perseus

x

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

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Share on other sites

Hey Corn - where you gone?

 

Perseus

x

 

 

Woo hoo!! I'm here, just got in from work? How are you??!!:)

 

Have you done SAR for your other thread yet??? xx

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

Of course not, he's been too busy providing advice for the hoardes of newbies!

 

Now now M! That is a lovely trait! He's bigger than you too, so I'd watch out Mr!!!:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

Oh, just because I don't supply my vital stats doesn't make him bigger than me! I may be nine foot tall!

 

Well this could be very true M, however, it probably isn't.;):D

 

Stop posting on here and get reading on Laiste's thread, dying to hear what you say about that!!!:o

 

PS : It's not all bad news, trial scheduled for June!!

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

What I gather from the attitude of the judge is that he definitely viewed any challenge of the original agreement to be an act of dishonesty, an attempt to squirm out of what you need to pay. As far as the dropping of penalty charges goes, that was bad and (in my view) orchestrated.

 

An uphill battle, but I don't want to be too despondent, it will still go to trial in June.

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What I gather from the attitude of the judge is that he definitely viewed any challenge of the original agreement to be an act of dishonesty, an attempt to squirm out of what you need to pay. As far as the dropping of penalty charges goes, that was bad and (in my view) orchestrated.

 

An uphill battle, but I don't want to be too despondent, it will still go to trial in June.

 

Sorry Pers, hijacking, but this needs to be discussed, I am sure you won't mind!!!:)

 

I have to be honest, I am not sure he knew what he was doing at all, either that or he has shares in HFC! I think the dropping of penalty charges was so that HFC would look like the good guys, that was totally orchestrated by them, they could have done that without going to court as we all know and, of course, it made them look fair, honest and decent, when they are anything but (assuming you've read the thread). I think they were also hoping to set a precedent on this matter but, of course, we will have to wait for the trial now! When I PM'd you earlier, Laiste hadn't made herself completely clear as I think she was still reeling a little but now she has updated, it all makes rather more sense.

 

Mind you, now she's offering enchilladas and wine to any random passing CAG'er!!! Bless her!! :D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

Sorry Pers, hijacking, but this needs to be discussed, I am sure you won't mind!!!:)

 

Don't mind at all - Oh boy - Laiste has had a rough ride hasn't she...

 

Well - MBNA have cleared the credit history on one CRA - one left and 2 days to do it in...

Nearly there!!!

 

:-)

p

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

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Share on other sites

Don't mind at all - Oh boy - Laiste has had a rough ride hasn't she...

 

Well - MBNA have cleared the credit history on one CRA - one left and 2 days to do it in...

Nearly there!!!

 

:-)

p

 

Hi P!!

 

Fab news! I think we should have a "lock-in" to celebrate when it's done!!!:Dx

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

Most definitely - we should drink cyber-beer and get virtually drunk in our own little micro-cavern of iniquity.

x

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Most definitely - we should drink cyber-beer and get virtually drunk in our own little micro-cavern of iniquity.

x

 

LOL! What a damned good idea! It's a date!

 

You should go over to my thread, we are, for some strange reason, talking about how you imagine people to look who you have befriended on the threads, it is funny how peoples ideas are so different from the reality! I imagined you to be like Hulk Hogan for some reason but, in fact, you are far better looking!!! LOL!:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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Share on other sites

OMG what the hell is happening to the world!:eek:

 

M, it's nice to know who you are talking to!!! Did I upset you with my description, you haven't commented!!!

 

Nick hasn't been back either......oooops!!!:o

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

LOL! What a damned good idea! It's a date!

 

You should go over to my thread, we are, for some strange reason, talking about how you imagine people to look who you have befriended on the threads, it is funny how peoples ideas are so different from the reality! I imagined you to be like Hulk Hogan for some reason but, in fact, you are far better looking!!! LOL!:D

 

Which thread are you on Corn - you've got that bloody many!!!!!!

;-)

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Which thread are you on Corn - you've got that bloody many!!!!!!

;-)

 

You KNOW! My big long thread, MBNA Nightmare!!! It's all going on over there tonight, Jones has suggested I might be Patsy from Ab Fab, I don't think I look like her, do you P???!!!:D I suspect my penchant for wine has something to do with it!:rolleyes:

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

Im there, I've posted, I'm... just about to get my wrist slapped me thinks... Oh well - ;-)

See ya there

x

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

Link to post
Share on other sites

Im there, I've posted, I'm... just about to get my wrist slapped me thinks... Oh well - ;-)

See ya there

x

 

P, go give your poor wife some much needed attention! My poor husband is equally fed up! They will thank us in the end though!!! Who would go through all this if it wasn't for the good of their family I ask you?!

 

Nite nite x:D

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

Link to post
Share on other sites

I've been 'Told' to go get some work done tonight... She's doing some acrylic nails or something??// :confused:

 

As you say - a worthy cause.

 

nite

 

p

x

If my advice has helped, please click on my scales. Thank you!

MBNA - CRA file to be cleared then finished!

__________________________________________

Abbey Personal - Final LBA 28/5/7 - then Court

__________________________________________

Capital One - Final LBA 28/5/7 - then Court

__________________________________________

GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.

Waiting for GMAC to provide breakdown of charges and CCA under s79

__________________________________________

Alliance & Leicester - Final LBA 28/5/7 - then Court.

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Share on other sites

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