Citi Cards - *****WON & PAID IN FULL****

[morsy]

Congratulations.

 

Think a mod needs to change your title to "Morsy v Citi ** WON"

 

I've PM Gizmo111 already

[gizmo111]

I've PM Gizmo111 already

 

Done

 

******Congratulations******** :D

Yours obviously wasnt one of the over dozen cases successfully defended in court that they keep refering to then;)

[Enron]

Hopefully we'll be adding to this number soon Giz.

[bs58]

Congratulations Morsy, well done!!!

[dj59]

Congratulations, great result :grin:

[Yaesu]

Congratulations and well done!

 

Y

 

Open Cases

Citi Credit Card.

Sansbury's Bank Credit Card.

 

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - Won!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed

 

08/06/06 Claim against Halifax started

24/08/06 Case closed

 

 

Visit my forum: http://snowwatch.forumsplace.com

[morsy]

My guess is Citi just want to hold paying out as long as possible and if they go through the court system some judges will award in Citi's favour as in NI, while others will ask Citi to back up their claim as in mine and other claims and other judges will make a decision as to what they think is fair and set a default fee amount.

 

In the first and last instance Citi don't loose all the money claimed but compare this against the cost of defending surly Citi must be out of pocket... so why defend ... HSBC just pay out in full when the N1 is served and before the defence needs to be filed.

 

May be Citi is hoping people will drop there claim DON'T keep fighting we will WIN in the end. My case took just over a year (15 months) from DPA request to receiving the cheque this week.

[MARTIN3030]

Good to hear it.

Everyone who has a Citi claim pending will know this.

They choose to believe that they are right and its likely that many of the Citi Claimants do give up at the early stages.

CAG have probably given them the biggest fight.

Of course 15 months is a long time but of course more interest.

In an effort to understand why they differ from all the other banks in settling,you only have to read about their dealings in other areas.

As far as court judgements are concerned it does not appear to worry them........Whilst I have not personally checked,its no secret that they have had more than most.

[Enron]

Citi were settling claims up until June of last year.

 

You can guarantee that the powers that be at Citi were not happy with the little guy reclaiming unlawful charges, an action that would effect the companies profitability and so the order was given to defend all cases.

 

There are weaknesses in Citi's defence, namely their £12.88 figure and it's reliability.

 

We may see a strategy emerging on how to deal with Citi in the future.

[elsinore]

CONGRATULATIONS!!

 

Well done morsy. Worth waiting for!

 

Els

[too strong]

My full hearing went ahead today ... Before the main hearing started I made an application for Citi to disclose full details of their procedures with detailed costing and for the case to be adjourned so that Citi can supply this information and time for me to examine it.

 

The judge agreed that the cost justification supplied by Citi in there defence didn't show any information and that they have to disclose full details. The case has been adjourned so this can take place.

 

Again Citi tried to use the NI case, I pointed out that this was subject to appeal and the Judge dismissed this.

 

So now I await Citi Next move.

 

Hi

 

I am up against CITI in court shortly, I noticed from the CMC sheet that disclosure is asked for. You say that you had to do an N244 to ask for disclosure.

 

My question is, was the disclosure request on the CMC sheet not detailed enough?

 

Cheers

[gizmo111]

Hi

 

I am up against CITI in court shortly, I noticed from the CMC sheet that disclosure is asked for. You say that you had to do an N244 to ask for disclosure.

 

My question is, was the disclosure request on the CMC sheet not detailed enough?

 

Cheers

 

 

Morsy never had a CMC.

Can you give the exact wording of any order you have, and what details you have on he above mentioned sheet, and start a Citi thread if you haven't already and PM me with a link please?

Thankyou

[morsy]

Gizmo is right I just had a hearing date that's why I had to make an application for further information to be disclosed.

[Enron]

Too Strong, you have Barclays related threads but not a Citi one. In order so that people can help you you'll need to start your own post in this section.

[morsy]

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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