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    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Dexyblue v RBOS


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Hi dexyblue,

 

I am about to get my letter together to send to RBS. It's only for the last 2 months where we have had charges but am annoyed at the amount thay have charged us. £124.00 in total.

 

Where did you post your letter to? Haven't managed to track their address down yet.

 

Good Luck by the way. I am in the process of a much larger claim with Barclays which is hopefully coming to an end now after months of fighting.

 

Regards

Laineybelle

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standard reply dexyblue another letter in 3 or 4 days probibly saying no they won,t depending on how much you are claiming, then send your LBA on the 28th January.

all the best CB

SETTLED CASES

LTSB (CC) £20 21-8-06

HSBC (CC) £600 19-10-06

HSBC (Ac) No.1 £1900 25-10-06

RBS (CC) £900 25-10-06

Smile (Ac) £1300 17-11-06

A&L (Ac) No.1 £400 23-11-06

A&L (Mortgage ERC) £3900 4-12-06

LTSB (Ac) £200 13-12-06

A&L (Ac) No.2 £120 19-12-06

HSBC (Ac) No.2 £650 29-12-06

LTSB (Business) £1700 13-2-07

RBS (Ac) £4500 + Default Removal 17-3-07

Barclays (Bus) Warrant of Execution 10-3-07 not used yet

ONGOING CASES

Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour

Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07

HSBC (CC) have failed to produce Credit Agreement

TO DO CASES

Egg (Loan)

LTSB (Ac Ltd Company)

LTSB (Loan)

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Hi dexyblue,

 

I am about to get my letter together to send to RBS. It's only for the last 2 months where we have had charges but am annoyed at the amount thay have charged us. £124.00 in total.

 

Where did you post your letter to? Haven't managed to track their address down yet.

 

Good Luck by the way. I am in the process of a much larger claim with Barclays which is hopefully coming to an end now after months of fighting.

 

Regards

Laineybelle

hi laineybelle if you start your own thread possibly laineybelle -v- RBS there you can keep track of your progress and also people can help you out as you go.

for your address try http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland-bank/1628-rbs-contact-details.html

 

Tommy McLean

Customer Relations

Customer Central Support

First Floor

The Forthstone

56 South Gyle Crescent

Edinburgh

EH12 9LE

 

all the best CB

SETTLED CASES

LTSB (CC) £20 21-8-06

HSBC (CC) £600 19-10-06

HSBC (Ac) No.1 £1900 25-10-06

RBS (CC) £900 25-10-06

Smile (Ac) £1300 17-11-06

A&L (Ac) No.1 £400 23-11-06

A&L (Mortgage ERC) £3900 4-12-06

LTSB (Ac) £200 13-12-06

A&L (Ac) No.2 £120 19-12-06

HSBC (Ac) No.2 £650 29-12-06

LTSB (Business) £1700 13-2-07

RBS (Ac) £4500 + Default Removal 17-3-07

Barclays (Bus) Warrant of Execution 10-3-07 not used yet

ONGOING CASES

Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour

Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07

HSBC (CC) have failed to produce Credit Agreement

TO DO CASES

Egg (Loan)

LTSB (Ac Ltd Company)

LTSB (Loan)

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Hi dexyblue,

 

I am about to get my letter together to send to RBS. It's only for the last 2 months where we have had charges but am annoyed at the amount thay have charged us. £124.00 in total.

 

Where did you post your letter to? Haven't managed to track their address down yet.

 

Good Luck by the way. I am in the process of a much larger claim with Barclays which is hopefully coming to an end now after months of fighting.

 

Regards

Laineybelle

 

Hi Laineybelle, the address I received a reply to my letter is

Customer Relations Unit

Retail Support

The Forthstone

56 South Gyle Crescent

Edinburgh

EH12 9LE

 

so I would send your letter there, my total is the same as yours so fingers crossed, because as I am on benefits I need this refund to pay the D/D they havn't paid even though my money went in the account on the same day, they swiped it all for charges. Did this earlier last year put money in on same day as D/D came out and they paid it then. What also annoys me about RBS they dont send any letters to notify of charges etc.

Now I've had my morning moan good luck with your claim

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standard reply dexyblue another letter in 3 or 4 days probibly saying no they won,t depending on how much you are claiming, then send your LBA on the 28th January.

all the best CB

 

Cheers CB

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DB this might of help to you.....

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/42170-right-appropriation-stop-bank.html

 

If I've been help to you, click on my scales and add to my rep! ;)

__________________

Stuck with RBS charges?

Click here!!

 

Settled

RBS Current Account1 £2794

RBS Current Account2 £503

HBOS Credit Card £498

 

Still to Settle

Barclaycard Est£180

  • Confused 1

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Not a problem! Hope it helps. The other thing you could do is open what CAG call a parachute account. Open an account elsewhere, have your benefits paid in there, send your prelim off, send them another letter confirming that the account is in dispute. I believe that this means they have to stop charging you until your complaint is resolved.

 

Read this

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If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Result, received a letter from RBOS today refunding my charges, but to accept this they say that any charges that properly accrue in the future will be applied to my account in line with the published tariff and in accordance with my agreement with the bank, should I be unwilling to accept any such charges, then they may need to consider if they are prepared to continue to provide me with my existing banking facilities. Instead they may offer me a simple account that does not offer borrowing facilities or other services that can result in charges.

1) This account is their basic account and my dispute with them was that they had charged me £38 for non payment of d/d even though the money had been put in the bank the same day.

2) I have proof that this happened on another occasion but they honoured the d/d can they pick and choose whether they pay or not?

3) Three times this has happened but like a fool I dont check my statements, it is only when I received a letter asking why the d/d's had not been paid that I realised what had happened.

 

What do I do now?

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I remember reading something from the bank about payments and debits.

 

If you have a DD or SO coming out, it comes off the account in the morning.

 

If you pay in it isn't reconciled to the account until close of business.

 

If I've told them on the day of DD that cash is coming into the account that day, they will normally allow the DD to go out, however I've never noticed whether this has directly led to a penalty charge.

 

But as far as I can see they certainly pick and choose what to pay. For example, I have had DD bounced that would have taken me £5 overlimit, but they always make sure the mortgage payment TO THEMSELVES (mortage with RBS) goes out REGARDLESS of how overdrawn it makes me - my limit is £1000, but once, due to unemployment and no income, they allowed the mortgage to come out putting us at £250 over that.....

 

As to what to do now....move banks....and give me a click. :0)

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Just to back up what Hydra has said.....

 

He is correct with the payment thing - I used to get stung by this all the time and I asked for an explanation of this. DDs and SOs get bounced first thing in the morning. If you then go into a branch to pay in money or transfer it over the internet, the branch won't see on the screen they are on that anything is amiss.

 

AS a result, you have to inform the branch that this money is covering a DD or SO and can they ensure that it is honoured. They will then go in to another screen and force the DD / SO through.

 

Pretty lame imo but there you go.

 

If your account is the basic account then they can't lower your account to another one! They could however CLOSE your account without further notice.

 

I'd go with what Hydra said - go somewhere else. FWIW Alliance & Leicester's current account pays around 5-6% interest ATM, can't remember exactly.......

 

As to what to do now....move banks....and give me a click. :0)

You rep whore!!!!!!!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Impressive timescale DB. I got a letter from Sandy Watt (although 'pp' signed) dated the 16th Jan, and still haven't heard anything. Sent my LBA on the 26th.

 

Can I ask, how much did you claim? There doesn't appear to be any sort of precedent at all as to what claims are seen to first...

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