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    • So I just found a couple abandoned traffic cones locally by some bins.   A bit squished but free!  So have placed them on the land.  Will wait to see if the cones get moved and signs ignored again this week before I consider rocks/ boulders.
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    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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Robinson way chasing rbs debt


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Indeed, if they are happy to pay off this debt, let thm!

 

Unless they can prove you have made a payment (and I would send a letter stating this and demanding proof) they really have not got a leg to stand on.

 

It's hardly as if they can say you paid them in cash, can they? therefore, they's have to show ot was a cheque or PO or show which bank it was paid into or paid out from.

 

Incidentally, do you when they claim you made a payment prior to that? Once a debt is statute barred, it remains statute barred, so if it is 8-10 years ago as you believe, then they cannot restart it again even if a payment has been made. Making a payment does not constitute acknowledging the debt - payments can be made for many reasons, including fear, harrassment etc, so get them to sho you a statement of your account - they are obliged to do so under the Consumer Credit Act.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I can't seem to find one - why not draft one (ommitting personal detaisl) and post on here and we can have a look and get some advice that way.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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agreed

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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I apologise for all spelling today, by the way - I've lost my glasses!

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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  • 4 weeks later...

I have not heard back from Robinson Way & ****, I hope that this is an end to this rubbish. thanks for your support and advice.

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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  • 2 months later...

I have just been contacted by robinson way and they are demanding £650 from back in 2002. I spent 3 hours on the phone, tracing the debt back to Next and guess what!! ?? Robinson way had done an incorrect trace to my house.

I rang RW and demanded how this was done and they could not give a damn just said it was a mistake and what was i worrying about.

Totlly disgusted.

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Contact Robber**** Way and ask for full details of their complaints procedure.

Make an official complaint to them.

If as is likely they fail to address or resolve your complaint then report them to the FOS who will charge them £400 to properly investigate your complaint. RW alleged you had a debt.

It was up to them to prove it not up to you to prove you didnt.

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  • 2 weeks later...
  • 5 weeks later...

UPDATE: I have not heard a dickey bird from RW & Clowns, looks like they have given up, power to the people!!!!!!

 

thanks CAG:oops:

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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  • 1 month later...

LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT :lol:

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT :lol:

 

Report them to both - they are complete idiots and the monkey doesn't have a decent organ grinder to sing to (or perhaps if they are now Indian based a snake charmer might be more appropriate).

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  • 6 months later...
  • 3 weeks later...

Hi andermerwe,

 

Did you receive a court summons or a look alike summons form RW and ****?

 

what is the summons for? and do you owe any money to anyone?

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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Thanks Scouspie.

 

It was a genuine summons (Northampton).

 

To save repetition I'd be grateful if you'd look at my thread 'Robinson Way - urgent help needed'

 

I'm concerned about how to word my defence.

 

Regards.

 

Vandermerwe

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sorry to ask what is probably a really simple quetion but is statute barred after 6 yrs of not acknowledging any debt? what if you were like me and paying towards it (for fear of being taken to court or someone turning up on my mum's doorstep) then decided that the debt is just ridiculous and you shouldn't be paying it t all?

 

the reason I ask is because my student overdraft bank charges were disgusting and doubled my actual overdraft limit. having said that, the account went into default about 5 years ago I think.

 

what do you reckon?

 

Mini x

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As far as I am aware if you are paying monthly then you are not over the 6 year limit cos your still paying.

 

i.e., if the debtor has not asked or claimed within the 6 years of the last payment date the statue bar applies, so if you are still paying the each month the it does not apply.

 

if that makes sense.

 

you should send them a SARS request and go through the charges and ask them for the money back, they will tell you to Bogof so you will have to take them to court or a best try.

Abbey Settled 3,600:cool:

 

Just started battle with

EGG

Virgin CC

Abbey

MBNA

 

 

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  • 8 months later...

Help. I have just received a receovery letter fro Scm RW&C. Starnge considering I have not lived in the UK for almost three years and the debt is for British Gas.

Could you please supply any advice as I do not want to damage my credit rating in the UK for when I return.

Thank you

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