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    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Hi friends,  I’m a bit worried I may have got confused with timings here. I thought I had 33 days from my acknowledgment to submit a defence but the date added above says 3/6/24.   have I missed the date?   if so how can I apply for an exception due to my disability and problems with deadlines and dates etc (ADHD)?   what should I submit as a defence?   I’ve had no reply from BW so far    just been back on MCOL and it says 28 days from service if I completed an acknowledgment of service so does that mean 28 days from that of acknowledgement (I.e. 16/5) which would make deadline for defence 14/6?   Thanks! Panicking here.
    • Normally we don't advise playing your cards early in a snotty letter, but as you have appealed we might as well use what you wrote in the appeal against them. There is no rush, you have until 6 July to get it to them.  See what the other regulars think too. How about something like this? -   Dear Rachael & Sean, cheers for your Letter of Claim.  I rolled around on the floor in laughter at the idea you'd actually thought I'd take such tripe seriously and would cough up! As usual you'll have been too bone idle to do any due diligence.  Had you done so you would have seen that I appealed to your client.  Indeed the driver on the day is a textbook example of having done exactly what you should do when you do not wish to be bound by the T&Cs in a private car park. Of course none of that mattered to the spivs you represent but do you really want to put such a useless case in front of a judge? To be fair, your clients are very useful members of the human race - as comedians.  How I loved the page turner of their antics at The Citrus Building in Bournemouth.  It was chuckle after chuckle reading about them, letter after letter, month after month, insisting they were legally in the right, even through someone who had done just the first day of a GCSE law course could have told them they weren't.  Until the denouement - BOOM - an absolute hammering in court.  In fact - SLAM, BANG - managing to lose twice against the same motorist for the same car park in front of two different judges. Your client can either drop their foolishness now or get yet another tolchocking* in court where I will go for an unreasonable costs order under CPR 27.14(2)(g) and spend the dosh on a nice summer holiday, while every day laughing at your clients' expense. I look forward to your deafening silence. COPIED TO COUNTRYWIDE PARKING MANAGEMENT LTD   *  This word is used under licence from Brassnecked
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Royal v Halifax come on monkey boys


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Hiya all, I have got very excited about this site and sent off dpa letters yesterday. We have been charged in the realms of about £4000 over the last 6 years.... We could really do with this money now, as in so much debt still. Just one question because I have read loads and loads of threads and cant find anything. My partner is a bit worried now because we have our mortgage with the Halifax, is it possible anything could happen there? Might sound stupid I know, just want to put our minds at rest. :eek:

Good luck with to everyone.

Geraldine

xxx

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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hiya, Thanks for your quick reply, we both feel a lot happier now. Keep getting a bit nervous though, because like you, I think we'll be the ones going to court and having our accounts closed, we have opened new ones though coz thats just our luck, lol.

Cant believe we're actually doing this although we get confident reading all the threads.

Very best of luck to you all

We'll keep you informed

Geraldine;)

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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I have sent off my dpa letters to Halifax 3 days ago, looking forward to getting my statements now, lol

We have remembered that about 3 years ago we also had an account with a&l bank, we shut it because the charges were going beyond a joke, :mad: we took a loan out and paid it all off, then shut it, Problem now is we have no correspondence at all as to our account number, can we just ring and ask for our old account number? Can we send off a dpa without an account number? Really not sure what do do, dont want to ring them in case they guess what we're up to, sad I know!!!!

Any replies would be very grateful

Thanks in advance to a wonderful site:D

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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If you write the DPA, giving info of your name, d-o-b and address (especially if that has changed since) then the most they can ask for is evidence of your identity.

 

This should be all you need to get the info you want.

 

Perhaps you could pre-empt the request for ID and include a copy of your D-Licence or Passport...

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Thanks very much for the info, I'm getting square eyes looking and reading, been sat at the comp for hours and hours, lol. I will do what you have suggested and get some more money back. On a roll now, going to do the credit cards as well now;)

Want to wish every one the very best of luck.:-)

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Hiya, I sent my dpa to halifax last week but have now found my statements long story!!!! Do I have to wait for the 40 days to expire b4 sending my prem letter, or can I just send it now that I've got my statements anyway? :confused:

 

Geraldine

 

 

Merged threads, please keep to the same one.

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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;) Sorry Lueeze;)

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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If you have all the information you need then go straight ahead with the prelim letter.

 

Good luck.

DPA Letter sent 28 Feb

  • Statements Received 24 Mar
  • Prelim sent 24 Mar
  • LBA sent 12 Apr
  • MCOL 26 Apr
  • Acknowledged 3 May
  • Coming soon:

£2810 inc int. Halifax. Done and Dusted 16/05/06

Dont forget to donate

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Thank you Sean, I just want to get this sooooo right, I want MY money. :D

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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The 40 days was just a time frame set out by the DPA for them to comply with your request for information.

 

You are heading down the right road with plenty of people here to help and guide.

DPA Letter sent 28 Feb

  • Statements Received 24 Mar
  • Prelim sent 24 Mar
  • LBA sent 12 Apr
  • MCOL 26 Apr
  • Acknowledged 3 May
  • Coming soon:

£2810 inc int. Halifax. Done and Dusted 16/05/06

Dont forget to donate

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Hello, can someone help with this please? I am preparing my premlinary letter today. I have got all the charges etc, What I need to know is, I have charges coming out at the end of the month, can I put those in the letter as well? Or do I have to start again when I have done this claim up to todays date?

Help please......... I have been looking for something similar in the forums for about 3 hours now and cant find anything, so sorry if I have missed it and repeating myself.

Geraldine:confused:

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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I think you will only be able to ask for charges that have actually taken place at the time of your request going in not for ones that you have not received yet.

 

However, when you then send LBA you can quote a new figure for the extra charges.Maybe if you include "and for any further charges that i may occur as a result....." with your prelim letter.

 

A final figure can then be put forward on any court claim that you may take.

DPA Letter sent 28 Feb

  • Statements Received 24 Mar
  • Prelim sent 24 Mar
  • LBA sent 12 Apr
  • MCOL 26 Apr
  • Acknowledged 3 May
  • Coming soon:

£2810 inc int. Halifax. Done and Dusted 16/05/06

Dont forget to donate

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Hello all. Just an update for you. Sent off our prelimanary letter for the 2nd account with Halifax, waiting with baited breathe now, lol:rolleyes: Still waiting for statements to arrive for the biggie account, I hope they have taken loads off us, our guess its prob in the region of £3000, looking forward to getting that back, I can tell you.

My son and daughter are also in on the 'get our money back' they havent got much, probably about £100 each but they are both going on a boys, girly holiday in the summer and it would help towards their beer and kebabs, :p

Keep you posted

Geraldine x

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Hello all, Had our statements through yesterday, 28 envelopes, lol. The postman is my cousin, not pleased, lol. When I told him what we were doing he said he's never had charges, he's a good boy. Anyway the charges and interest came to a grand total of £2710.52, my god I spent it in my head already, haha.

Along with my other charges of £1077 (sent off prem letter 10th May) on our other bank account, I cant wait. I was expecting more charges on the 1st account and was quite disappointed it only came to that amount, sad I know. My son and daughter and Mum are all doing theirs now as well, sent off their DPA's. Not much about £100 each on my sons and daughters but they are both going on holiday (not together, with their mates) so thats more alcohol they can have!!!! Still waiting for statements off A & L, more money to spend;) Will keep you posted.

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Well done so far!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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On our statements it said Collection £40 quite a few times over the years, :confused: Does any one know what they could be???

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Hiya all, Just an update, the 14 days deadline is up for the prelimenary letter to Halifax. Haven't heard a sausage from them. Just typed and signed and put in an envelope ready to go my letter before action. Probably wont hear a dickie bird from that letter either... I'll let you know in 14 days or sooner if I hear any thing, hopefully.:rolleyes:

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Don't worry - they didn't respond to my Prelim. Got 2 offers after LBA, but they will 'regret' not paying up tomorrow when they are served with my court papers.

 

Holding out will now set them back a further £830.

 

Stick with it - and don't accept less than EVERYTHING

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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I've read loads of threads and wasn't really surprised that I havent heard any thing. We are holding out for ALL the money, no half measures. We haven't worked out yet how much extra on the 8% if we have to file a claim. Another week and the other LBA goes off, coz we haven't heard off that one either!!!! Never mind more in the bank for us. Since I sent off my 1st prelim letter, I have had another £198 charges which we have added onto the LBA letter.

Good luck with your claim and I'll be watching your claim.

Thanks for the encouragement;)

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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Hiys everybody, I recieved a letter from Halifax this morning offering £180 as a full and final payment....... I am claiming over £1000 so I think you already know the letter I sent back to them, I'll hold on for the next offer now, and refuse that as f&f payment as well. I'll let you know of any more developements, hope all your claims are going well..:D

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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  • 4 weeks later...

Hiya Everyone, I haven't been on here for a while, long story. Anyway my mcol is showing as acknowledged on the 14.6.06. I received a reply from halifax claiming they will be defending in full, yikes!!! but reading the threads I'm not really worried coz some of your cases filed at the same time have been paid in full already. I'm ready to go to court been reading and reading and reading just in case, but I'd rather not go, lol. We are having some money troubles at the mo, like most of us on here, I hope they pay before the end of June coz haven't got the mortgage money this month!!!! I've been laid off from work about a month ago and struggling to get any decent work at the moment, just temping.... Our car is going to be repossed and my OH is a taxi driver so he won't have any work either, just gets better.. Thank god hes got an HGV licence as well so he can pick up some work at least. My daughter has got us a cheap car on hp just to get him back and forth to work, coz we couldn't get one on credit and didn't have cash to buy a car. Surely it should be the other way around and us buying her a car!!!! something wrong there..... Hopefully this money will come through quickly then we can file our other mcol for £3000 and set our selves straight and never be in this position again, god its so worrying. I know there are plenty like us and some in even worse situations. Well I'll let u know when I get the refund, then I can relax a bit.

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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You'll be fine - just sit tight and wait for them to settle.

 

If you need encouragement, let me just say that they agreed to settle my claim (at least for the money) in full today with no defence. I'm sure yours won't be far behind :)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Best of luck and keep checking your bank balance. They paid the money into my account before they even told me they were throwing their hand in. The letter arrived the following day.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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HIYA, Thanks for the replies, we first got into this mess coz of csa (dont start me on that) and court and solicitor fees for OH to see his daughter. We just kept paying courts and solicitors and let other things slide coz daughter was our priority, OH took up taxi driving to avoid the incredible attachment to earnings they made when he was a lorry driver. Not saying that he shouldn't pay but they left us with £180 a week to keep a family of 5 !!!! I was on materity leave so had basic wages...anyway enough of my moaning, lol things are finally looking up and yes I keep checking online to see if Halifax have put money in, driving myself mad now coz doing it bout 5-6 times a day, lol.

Thanks for the encouragement, if it wasnt for this site we'd be knackered. Really good to see so many others getting their money back, well done. Mine will soon be reading SETTLED IN FULL.......

Halifax 1 Data Protection Act sent 2.5.06

Prem letter for £2710.52 sent 18.5.06

LBA Sent 6th June

MCOL filed 22.6.06

 

Halifax 2 Data Protection Act sent 2.5.06

Prem letter for £1077.15 sent 9.5.06

LBA SENT 25.5.06

Offer of £180 as f&f, have refused

MCOL filed 12.6.06

Money received in account 28.6.06

 

A & L DPA sent 5.5.06

Prem sent 5th June for £615.00

LBA sent 20.6.06

 

 

Abbey Prem letter sent 15.6.06 for £728

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