Unfair charges and interest

[spikeygenius]

I have a current plus account with NatWest which is currently £275.01 overdrawn. This amount is entirely down to charges. I origionally went over drawn through a check for approximately £8 (which placed me approx £5 overdrawn) This has subsequently seen me being charged £30 a month for being overdrawn (the account does not have an agreed overdraft facility). The fines at one point saw the account being approx £300 overdrawn and this amount was paid. The following month i was again charged (for the month in which i payed the balance) and subsequent charges have sine seen the account reach the new afore-mentioned balance of £275.01DR. I have withdrawn no money from the account myself since the check, all overdraft amounts are charges. I am a full time student studying for a masters in business managment and £300 represents alot for me. I feel the amount i am being expected to pay is unreasonable and am as such pretty keen for some help if possible?

[Tristan28]

Hi,

 

That is rediculous. You need to send them a preliminary approach for repayment letter, you can find a template for this in the library section. Good luck and I hope you get you rhard earned money back!

[bram stoker]

It is ridiculous, but first you must read carefully through the FAQ's in the bank action forum. There is a step by step guide on what to do. And have a very good read around the forum.

 

Calm down and make your steps carefully and methodically and you shall get your money rightfully returned to you.

 

Good luck.

[spikeygenius]

This topic was closed on 09 March 2019.

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