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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Susie v Natwest


Susie2255
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The story so far is...

 

I requested my last 6 years worth of bank statements about a month ago, made up a schedule of charges and worked out that NatWest owe me a total of 2970.19! So I sent the standard letter requesting the reclaim of my charges and the most recent letter I have received the usual fob off letter back saying "our charges are transparent and should stand, yada yada yada". I replied back saying that this was unsatisfactory and that I unless I received an offer in full and final settlement of my claim within 14 days I would be taking the matter to Court. The latest response I have received is from Stuart Highly who says he will be investigating the matter. I think this is again a standard fob off letter. So my next step will be to send the Registered Office a letter before action requesting a response within 7 days, failing which I will take them to Court. I will keep you posted! Wish me luck.

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Thanks! Lets hope so! Seems like a lot of people have been successful so far. I have set up my moneyclaim details so that once the 7 days have expired I can issue my application immediately. Is that what it seems to be taking at the moment a few months? Good stuff. :)

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I allowed 14 days, the bank may argue that 7 days is not an adequate time allowance to respond, nevertheless the outcome should be the same.

Good luck

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Just re read your post. 7 days is fine in this case.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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  • 2 weeks later...

Can someone please move me to the successes area please because I have just received a letter from Natwest offering me £2,900 (i only claimed £2,700 in the first place so not bad going).

 

Didnt have to take them to Court at all, never received a letter from Cobbetts which seems a surprising turn of events as this seems to be the usual process at the moment but im not complaining!

 

Thanks to everyone for their encouragement and help! Cheers! :D

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  • 2 weeks later...

Quick question..

 

Natwest have paid my my claim (the £2970 which includes interest). They have now sent me another letter, I am guessing by mistake, offering me £2700 (which was the amount without the interest or thereabouts). Im wondering if I was cheeky enough to actually sign and send back the form so that they can credit my account, and if they actually did, whether thy could ask for the money back so many years down the line??? Does anybody know?

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Please please please do not be cheeky because that would be theft. You know it is a mistake so be the better person and tell them. Please do not be silly, you have won what was taken from you, do not take something that is not due to you

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YOu will get your reward in Heaven, Susie. If not before!:D:D:D

 

Congratulations, by the way!

 

My case began before yours but is still going through the mill.

 

Yours grumpily

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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