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    • Could you post up the letter, with your personal info and their reference covered up, please? It should say Letter of Claim, but let's have a look just in case. HB
    • I know dx, a lot of it was my partner and how she felt about it. I also appear to be addicted to my credit file being clean. I still worry for my partner she has too much on as it is, but I am ensuring I manage both of ours so She can forget about. i guess in terms of time I bet masses are defaulting with this economy as it is right now and high interest rates might be the only thing going for me right now. I guess  I’ll find out
    • Please see below for an extract from the letter more about my case.    You have been convicted of two matters of failing to give driver details linked to two speeding offences and been disqualified in your absence. You confirmed that you did not receive the court documentation and the first you knew about the cases was on 3/6/24. As you can make a statutory declaration it is possible that we will be able to persuade the police to accept pleas to either or both of the speeding offences as they were committed within a very short space of time and withdraw the two fail to give driver details offences as normally if you plead to one or other of the speeding or fail to give driver details the prosecution will withdraw the other related offence. If successful you would not face a totting ban. In respect of the speeding offences, it could be argued they were committed on one occasion due to the proximity of the time and location and we may be able to persuade the prosecution to drop one of the speeding offences. You are technically guilty of all the offences because you accept it was you driving when the speeding offences were committed and that you did not update your change of address with the leasing company when it was your responsibility. If the prosecution will not withdraw the two failures to give driver details offences, you will face a totting ban but will be able to put forward an exceptional hardship argument. This may or may not go ahead at the court hearing date, so we need to prepare for all eventualities. As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge. The court have dealt with the matter very quickly and have actually listed your matter for an application to suspend the disqualification pending appeal on the above-mentioned date. We could actually use this date to make the statutory declaration in court having explained the situation to the magistrates and then see if the prosecution will agree to accept pleas to one or both of the speeding offences as a way of resolving the matter without the need for you to put forward an exceptional hardship argument. It is possible the case would need to be adjourned so that we can make those representations, or the court may want to go ahead and hear the exceptional hardship argument. The outcome of your case is always at the discretion of the Court.  
    • Hi,    I will look over your case shortly.   I am sorry for the delay.
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My first case...


Russe11
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Will the phone call come tomorrow ?

 

my local court is one of the new courts that accept the claim form electronically, or is it better to use money claim ?

 

how the heck can one explain the situation in the tiny allowance they give you for your particulars of claim(on the money claim site).

 

need to be very brief, can you just put the reason and a more detailed particulars of claim will follow at a later date ?

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Due to the deletion of some of the posts in the general section, I have put this on my 'own' section.

 

 

And on this note, the other day when I asked about my entitlement for exemtion of court fees, I was told i was not entitled.

 

Thats right, they tell me because my JSA is contribution based I will not get them. So for the fact that I have paid hundreds(enough for them to arrange it how they have done) in NI contributions i'm entitled to less, not sure how that works ! A few years back when I claimed I could get most stuff free, prescriptions, dental work. Now I have paid my way I get next to fuck all.

 

The fact is for some people it will be hard to find the money needed for the court fees, I have enough....just.

 

If you claim an exempt fee, will the defendent have to pay this to the court still if they lose ? or is it more worth while to find the money to hit them just a fraction harder ?

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If you don't mind me asking...

 

how much are your court fees? and if you could also remind me how much you're claiming for?

 

Just trying to gauge how much mine might be (if it goes that far) Cheers!

 

 

 

EDIT: Just spotted your claim is for charges totalling £1163 (+interest and costs)

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ok the bank has responded today, they are asking for another 2 weeks for investigations.

 

however a responce dated the 7th is 19 days, not ten working days. They can't even stick to deadlines set by themselves.

 

Should I submit my claim as promised on friday, as my letter did state it required full satifaction to avoid court action on the 10th. Or should I give them a chance to see what they come up with in 2 weeks time ?

 

Seems like me they are trying to buy time, its now been 1 month since my initial complaint, 2 letters, 1 meeting, and a final demand.

 

Any advice other than go ahead and start litigation ?

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Guest stephen

yes, you might as well, or the keep you hang on for weeks and weeks

 

if you gave them a deadline then submit the claim if it has expired

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The online forms for my local court does not include the N1, looks like money claim is the choice.

 

So I think the best way is to go to the court. If I take it in on the friday the claim will not be processed to the monday... is this correct ?

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so you saying I should submit my claim on sat not tomorrow ?

 

 

Had a bad day today, switched on laptop..... bloody thing ain't working, cut my lip shaving and a credit company has sent me through my statements, but they tell me I have to calculate the interest on the charges my self !

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Good luck, you're a good few stages ahead of me. if everything goes well for you i know i can be a little more ruthless with my actions. Hopefully we can both set a good example to others to claim back there money as well.

HSBC £2883.42 - Settled in full out of court.

A&L - DPA sent, until 15-07-06 to comply.

NatWest DPA sent, until 15-07-06 to comply.

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Ok i'm currently doing a more detailed POC, I intend to attach a scedule of 'offences'.

 

Should I also submit and documents intent for use as evidence at this point at the same time ? or should I not worry about this unless the decide to defend ?

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Guest stephen

Easy answers if you where going to war would you tell the enemy all of your best secrets, and what weapons you have and were. NO

 

 

Best plan is give them a little as possible. they will do that to you trust me.

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This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Thanks

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