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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Big Claim aginst RBOS


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That was my first thought as well - but the problem is how do you prove how widespread this is ?

 

Also there is the possibility that not only are accounts transferred to loan accounts - but what if there are accounts running side by side? If they are overdrawn they are both still considered as monies owing to the bank.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Sparkie forgive me but your letter needs tidying up as rather than putting things in a nutshell the explanation appears confusing as well as being too wordy...........even to me I & know what happened:confused:

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Sparkie, Mr Miller should now know what your arguments are (nice of you to remind him) but I think we should press for the face to face meeting with our MPs prior to their meeting with Hester...In summary false fraudulant accounting.

 

Gordon Brown also has a copy of the letter John Healey forwarded to me Tuesday...i assume he is aware of what's been going on at Telford.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Sparkie, Mr Miller should now know what your arguments are (nice of you to remind him) but I think we should press for the face to face meeting with our MPs prior to their meeting with Hester...In summary false fraudulant accounting.

 

Gordon Brown also has a copy of the letter John Healey forwarded to me Tuesday...i assume he is aware of what's been going on at Telford.

 

Paul

 

Hi Paul,

 

I think they do not want us there really because we would have so much to say that we would be an embarrassment to the RBS and THE GOVT remember they have poured the tax payers into a bank ( deleted )and were made aware of it BEFORE they wasted all those billions.

 

sparkie

Edited by Sparkie1723
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We may not have to play our joker.

 

I don't think RBS would like our Joker...would they Sparkie?

 

PW

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Thought you might like the irony here:

 

http://www.consumeractiongroup.co.uk/forum/bank-charges-finance-industry/189419-cherie-blair-hired-pension.html

 

.... how ironic... the ex Prime Ministers wife is taking his "mates to court !!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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OK, now I am really worried!!

I am being taken to court by RBOS and Cobbetts too!

I have only just started reading this thread whilst I wait for someone who can advise me about filling in my AQ which I have already missed the deadline for as I didnt receive the papers till after that date.

I think everyone is soooo busy helping others and I am panicking but trying to stay calm and be patient.

 

Only read a couple of posts and everyone warning you to tread carefully.... OMG! What am I in for?

(My thread:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/154389-incasso-applying-charging-order.html?highlight=router+account)

 

I will continue reading am at work, but can't concentrate as am at a loss at what to do next.

 

I think this thread may prove very informative for me.

regards

P.

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Hi photoman nice to hear from you

I think it may be a bit of sour grapes, .....as G Brown was the one that got Blair "kicked out of office" because he wanted his job Goodwin is G Browns busom buddy ........and see this as away of getting their own back, plus make a few bob at the same time to buy another cheap property ;-);-)

 

 

sparkie

 

 

There no way Broon & cronies want to see these bankers in a court cos they know doubt know precisely where the metaphorical bodies are buried;)

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Good work for actually getting to the bottom of a very complicated intricate web they have woven.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Sparkie, they even tried to mislead you by claiming the archive date on your router was simply the date that Telford's archive system was created...how convenient - CMS Telford creating an archive system on the date your buisiness account was archived as a router account.

 

You've finally slotted that elusive last piece into place.

 

Paul

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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1st contact the court 1st by phone then in writing to confirm to explain your late delivery.......... once done come back for more advice

hi, thanks

 

I did ring the court first thing monday, they have put a note against my file saying that my AQ will be late, although I haven't written to them yet, I asked if I should enclose explanation of why it was late and the girl said only if I wanted to.

I best get a letter off first thing tomorrow.

P.

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I have just finished reading all of this thread from start to finish over a few days and just want to add my admiration for your tenacity and fortitude in fighting this sorry bunch.

 

It reminds me of the title of a book I read once. It was called "Bodyguard of lies"

 

Keep at it Sparkie.

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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