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    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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zeus v lloyds - won (for all those sick of lloyds dragging their feet)


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Won today, settlement letter from SCM.

 

After sending my AQ to the courts i got a letter from SCM requesting a copy. Me being poorly organised had not made a copy so sent them a letter as follows... (excuse the poor english) This resulted in receiving a full settlement before any further dabbling with court related processes. One must also note that a got this letter within the 14 days that i asked of them. This maybe a way of getting around lloyds dragging their feet too much and anyone feel free to use this obviously scrubbing it up with finer english.

 

Sechiari, Clark & Mitchell

Department SO

PO Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton

BN1 3XJ

Your ref: ******

Dear Sir/Madam

In the Nottingham Court

Me –v- Lloyds TSB Bank plc

Claim Number: *******

Thank you for the copy of the defendants Allocation Questionnaire which was received Saturday 23rd December 2006. Firstly I would like to apologise that the claimants (myself) Allocation Questionnaire was sent to the aforementioned court last week without a copy being made. I would like to ensure you that the claimant Allocation Questionnaire does not conflict with your own and that each section was answered identically with the exception of Section D where it stated that no other witnesses would be called.

If this is an issue with yourselves then I as the claimant will be happy to request Nottingham Court for a copy of my completed Allocation Questionnaire which will be sent on to you. Of course as it is not a legal necessity for you to receive a copy of my Allocation Questionnaire then any costs incurred by myself will be included in my final claim. Additionally, as the Allocation Questionnaire has already been send to Nottingham Court, a request will not result in a delay of the final hearing.

As this will be my final correspondence with yourselves, I would like this opportunity to offer you a chance to settle the claim before the hearing. This has already been a lengthy and drawn out process and I my preference would be for this to end sooner rather than later and before a hearing, this I am sure you also feel. If you agree with this then feel free to either contact me via written correspondence or contact me directly on: *********.

I will assume however that if I do not receive any further contact from you with the offer of a settlement within the next 14 days then your opinion differs. I am perfectly willing to carry this through to court, and if I receive no further contact from you then I will look forward to meeting you on the Hearing date.

Yours Sincerely,

Me

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Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Not that it matters in your case - well done again

 

regards

 

Paula

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  • 3 weeks later...

I was interested to read about your success. I have sent my first letter to Lloyds TSB and have had a reply asking if I would like my bank to forward my complaint to the ombudsman. Did you do this? Is this the norm? Or are Lloyds just dragging their feet?

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Hi Bensam

The letter you received from Lloyds is just the standard reply. You should give them 14 days and then send the Letter Before Action to them. Don't bother complaining to the Ombudsman, you'd be waiting for ever for them to sort it out.

You should also start up your own thread, where we can give you any advise and support if you need it.

Good luck!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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All these people getting settlements or offers of £750 makes me wonder why they've missed me out when my claim is only £233. [problem] seem to be dragging this out as long as possible :(

 

I want my money!! :D

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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Dave...

 

What stage are you at? If you have entered your claim and are at the stage of sending back your AQ then try my letter and somthing similar. that is what i did and heard from them within the 14 days i requested with a settlement.

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I'm waiting for the court to strike out their claim against me and enter into judgement on my counterclaim as lloyds did not return the AQ when ordered to by the court.

 

I've sent [problem] a letter today details of which are in my thread

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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  • 1 month later...

I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

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Hi I have sent my LBA to my high street Lloyds branch, should i have sent it to there trading address? who shall i send my claim to for future reference?

 

Hi

They should pass it on to the relevant department. If you have sent your LBA, the next step in the Court claim, you should use their Registered Office for that:

Lloyds TSB Bank plc

25 Gresham Street,

London,

EC2V 7HN.

Have you got your own thread? If not you should start one up and ask any questions on there.

Good luck!

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 3 weeks later...

Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

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You are in a more advanced stage than me, but i would still hold out for the court date until the money is in your bank, they could always change there mind and apply delay tactics, for your court fees you should have included that in your claim, so if they are only giving you your charges back you could go to court to claim your court fees, please be aware iam new to this too, i would check with someone with more experience like BARTY, Good luck

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Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

 

Hi

If they are offering back what you are claiming, you have to accept it. Make sure the Court fees and Allocation Fees are also in the settlement.

If you need any more help, please start up your own thread.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

I have just received a letter telling me that lloyds are going to deposit £750 in my account without my permission, i am just waiting for the court date and have claimed £3000 back what should i do next?

thanks

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They have in effect partially settled your claim. So thank them for the payment, you accept as a partial claim but are continuing with your legal claim, and will only consider the claim settled on payment of the full amount ( itemize charge + plus interest +plus court costs) and NOTHING less. Proceed with your action.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Thanks all of you, i am in the process of claiming from Lloyds and got the first letter acknowledging my complaint and a letter dated same day saying the charges were agreed fees etc, worried me a bit, but from all your info looks like i just need to proceed to the next stage so i will send the next letter now as 14 days is up!

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  • 3 weeks later...

Hi

 

I have read the above and wonder if anyone can give me some advice. LloydsTSB owe us £5.037 in bank charges since Nov 02. Have sent letters on 26 Mar, 11 Apr and the final one threatening court action on 30 Apr, giving them 7 days. Having heard nothing can you advise what to do next. Many thanks Marnie

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You will have to make a legal claim. They do not just pay up these amounts without a legal claim. You may consider reducing your claim below 5K.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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  • 2 weeks later...
Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Hi Paula

I was given the £750 but I have wrote back to say thanks but no thanks but I 'll take it as part of my claim of £2225, they have now defended my claim on the 14th day - Now I am scared - what shall I do?

Thanks, Lianne

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I have now issued a claim against Lloyds who have at the last minute filed their acknowledgement of service giving them 28 days to respond. I have prepared as much as possible a bundle of documents as I expect now they have won!! a case they will defend - however I am missing the terms and conditions and now that this is now going to be an important document - has anyone got to this stage or have any ideas - you seemed to have got far any tatics would be appreciated

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