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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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zeus v lloyds - won (for all those sick of lloyds dragging their feet)


zeusspandex
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Thanks

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There is long way to go. Wait for the defence, they may make an offer, they may not. There is no precise way these cases unfold and that is quite deliberate. The claiming strategy would be far more straightforward if that were the case.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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I am going to wait for the defence and see what happens - I have issued for £8,000.00 and therefore the claim may be allocated to the fast track. Obviously I am worried about cost implications if I were to lose at trial. Has anyone considered issuing a Part 36 offer to settle to force the banks hand - any views appreciated!!

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Hi All,

I have received a transfer letter saying that they have dispensed with AQ - omg what does this mean - have I lost???? I havn't sent a schedule of charges to anyone apart from my bank, now thay are also saying in their defence that I am claiming beyond 6 years - this is because time has passed since my first letter which was Dec last year, please help me ??

Shall I give up - they have given me the normal deposit of £750. thanks

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Hi Liani - Have a look at this http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html. And also this http://www.consumeractiongroup.co.uk/forum/lloyds-bank/81799-issues-raised-llloyds-bank.html. Everything that's happening is perfectly standard. It's up to you of course but I would carry on with the claim until I was paid in full

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi, thanks for that, yeah it says exactly that. Do you still think I could still win? Should I send the other document also? It looks really complex, especially as they have not asked for anything else from me?

ANy help much appreciated - wish I had joined this at the beginning and I may not have been in such a pickle.

 

Thanks AGain

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Hi

Do you still think I could still win

Yes

Should I send the other document also

What other doccument?

wish I had joined this at the beginning

Where have you been getting advice from in the past?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi, I'm new to this and have sent the first letter, which has been acknowledged with the usual stuff about bank charges being fair etc. I have now sent them a letter stating that I will accept 25% less than is claimed if they settle within 14 days. I'm just a bit worried about the Terms & Conditions. Where can I find them? Are they on standard letters such as agreeing to an overdraft? Also, where on site, can I find a list of documents I might need for court proceedings, if it gets that far?

 

Yours

 

Antonia

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Hi

 

Yes

 

What other doccument?

 

Where have you been getting advice from in the past?

 

The other document is the one that is on this site instead of AQ as I have sent the schedule of charges to the court that it has been transferred to.

 

I was getting advice from moneysaving.com

 

Thanks for your help

 

Lianne

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hi lynn here just joined today, trying to claim £3060 back from Lloyds, now awaiting response from second letter. Very scared probably will need to start court proceedings in two weeks can anybody help me with what I need to prepare for court. Thanks looking forward to some friendly advice. Lynn.

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  • 2 weeks later...

hi sheppie D WE sent our LBA on 6th June it is now the 20th so 14 days has also passed for us. We are not going to write to them again they havent met our deadline so its time for me to put my money where my mouth is. I am going to use the N1 form found on cag, fill it out , print it off and take it down to my local court along with my schedule of charges but I still need to finish my spreadsheet for the 8% interest so I hope to get it to the court by the end of the week. I wouldnt bother to contact Lloyds again you need to show them you me action. By the way if any of what I am saying is wrong , anybody feel free to step in. Also if it wasnt for this site I would not hav ehad the confidence to do this. Good luck sheppie D. lYNN

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Hi flyingj

 

Thanks soo much for the help. I'm certainly going

to put my mouth were my money is as well.

Wish you all the best.

Mnay Thanks

sheppieD

My People are destroyed for lack of Knowledge!! [sIGPIC][/sIGPIC]

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Hi Sheppie,

Really you should file a claim using moneyclaimonline.com first of all, this gives them a further 14 days - if they do not enter a defence you could win all back after 14 days? Worth a try? I am at allocation stage, court date is 23rd, I have received £750 back so far.

Good Luck

Lianne

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