Mbna Nightmare!!!!

[Cornucopia]

to my good friends Corn & BA - couldn't we just use Corn's 50 squids to have a night out?;-)

 

What a damned good idea! Or, we could put it into the DCA Charitable Fund!! LOL!!

[Rhia]

Corn Just to let you know I issued a summons against MBNA for non compliance of my SAR and 14 days bang on they entered acknowledgement and their defence. I was wondering what the hell they could defend but am now guessing they will say they didn't have my ID as they tried that one on me. I did send some along with a very stroppy letter saying they had 40 days and that was that. They deliberately didn't cash my original cheque for £10 and I sent yet another one. It is complete nonsense they know perfectly well who I am.

They are in a deep, deep pit of their own making. All we want is the info. If they have it, why not send it?

I am really looking forward to their "defence".

[ladybird17]

Good for you Rhia. I am awaiting their response to my CCA request, my S85 letter...........clock is ticking & as SOON as the time is up I shall be going for them.

 

PS. Are you in our girls night out .see above!!

[Rhia]

You bet I am. By the time MBNA and their associated DCAs have paid out here we'll be able to hold it in the Bahamas. LOL:cool:

[ladybird17]

Oh yes - works for me!!

[Cornucopia]

Corn Just to let you know I issued a summons against MBNA for non compliance of my SAR and 14 days bang on they entered acknowledgement and their defence. I was wondering what the hell they could defend but am now guessing they will say they didn't have my ID as they tried that one on me. I did send some along with a very stroppy letter saying they had 40 days and that was that. They deliberately didn't cash my original cheque for £10 and I sent yet another one. It is complete nonsense they know perfectly well who I am.

They are in a deep, deep pit of their own making. All we want is the info. If they have it, why not send it?

I am really looking forward to their "defence".

 

Oh Rhia, you are bloody kidding me???!!!! "Defence", what's that all about??!! I am beginning to suspect that MBNA are having a little trouble fulfilling their SAR's, especially the accounts that have been defaulted and sold.

 

I can't wait to hear the outcome of this..........ejits!!

 

I am ALL for the Bahamas!!! Oh happy days, but somebody will need to protect me from Bird who is an extremely bad influence and makes me flirt with the male element of our forum. How very RUDE!

[Perseus]

Rhia - should we expect anything less from this bunch of time wasting, dis-organised, dont-know-which-hat-to-wear incompetents?

I hope I'm wrong, but I think they may be trying to break the cycle - is it at all possible they are testing the water - fishing for something that could be used against you?

Not that they have anything to support their defence! - Bunch of eriots.

They'll probably crumble again at the last minute, the same as they do with court appearances on charges and disclosures.

Pirrocks!

 

 

Corn and Ladybird, if you're in need of an escort/bodyguard - IM YER MAN! ;-)

[Rhia]

Hi guys n gals....well yes I think this is one of two things really.

a)They are playing me about for time hoping that I'll crumble (my grandfather won the Military Medal at the Battle of the Somme for extreme bravery and I always knew his genes would come in useful so no chance there).

 

Or b) they are frantically trying to find something on me though Lord knows what, I haven't done anything wrong. They have treated me very badly indeed (not touting for victim status or anything BTW) but they really have and I am afraid I am not about or forget it, or go away or anything else. This isn't about money now, I would like some straight answers from them and if it happens to be in a court of law so be it.

 

And yes there is a third possibility which is c)they have eff all and are running around like headless chickens wondering what to do and now they have a serious quandary as if they give up without a fight it opens the floodgates or if they really do defend they will have some serious explaining to do.

 

I haven't posted my yarn yet as not ready to. But if anyone wants to PM me I am happy to expand a little with you. It's a cracker too.

Now then, cup of tea I think and try and catch the news. Bahamas will have to wait. Nighty everyone.

 

Oh before I turn in if MBNA are reading can you please just send me all the information I requested under a SAR and legally laid down under the Data Protection Act 1998 and that's it.You will still go to work in the same place every day, MBNA Towers won't crumble, the CEO can keep his annual bonus; it's just a bit of information, and I am (or was) one of your customers and it's what you call customer service. It's very, very simple.

[ladybird17]

nice one Rhia - sleep tight.

[Perseus]

If you need us - we'll cover your rear Rhia!

Keep fighting the fight darlin!

 

Perseus:smile:

[joneshousehold]

Rhia - the answer is most definately ©! They are also very good at not matching left and right hand jobs nor indeed what each is doing

[stan5131]

Rhia, just the same with my sister and Bradford and Bingley. They are defending non compliance! I think these idiots dont actually think they have anything to answer. They are so used to riding 'rough shod' over their customers that its a hard habit to break.

[Cornucopia]

Rhia, just the same with my sister and Bradford and Bingley. They are defending non compliance! I think these idiots dont actually think they have anything to answer. They are so used to riding 'rough shod' over their customers that its a hard habit to break.

 

Hi Stan! How are you?!

 

I agree with Jones, it is a C for Rhia, same as it is for me. The information they promised me by the 23rd hasn't materialised and I gave them til today to comply with my SAR, which was generous given it is now about a month overdue. N1 next I think!

 

I suppose they will defend, that will be interesting! Defend what exactly? Defend the fact that they have thrown the lot into the nearest shredder?!

 

What's going on at Chester Towers??!!!!

[Cornucopia]

Rhia - should we expect anything less from this bunch of time wasting, dis-organised, dont-know-which-hat-to-wear incompetents?

I hope I'm wrong, but I think they may be trying to break the cycle - is it at all possible they are testing the water - fishing for something that could be used against you?

Not that they have anything to support their defence! - Bunch of eriots.

They'll probably crumble again at the last minute, the same as they do with court appearances on charges and disclosures.

Pirrocks!

 

Corn and Ladybird, if you're in need of an escort/bodyguard - IM YER MAN! ;-)

 

I missed that line P! Given that Progenic has already suggested that the best things come in threes on the other thread:rolleyes:, you might have a fight on your hands!! However, I would be very pleased to have you bodyguard me:grin:

 

It's Monday and there is no alcohol involved and my thread still manages to scrape the barrel!!!! LOL!!!

[ladybird17]

Quick Corn, what we can cook up between us so as we get Pers to be our personal bodyguard??:grin:

[m55dlc]

Calm down girls, we're talking about Pers here, the boa is still in his 'closet' (ahem)

[Cornucopia]

Quick Corn, what we can cook up between us so as we get Pers to be our personal bodyguard??:grin:

 

 

LOFL!!! You're OBSESSED with cooking!! (Bird has been offering dinner to Tamadus on another thread) - a culinary harlot!!!

 

I don't think he needs asking twice hun.......

[Cornucopia]

Calm down girls, we're talking about Pers here, the boa is still in his 'closet' (ahem)

 

M, you're just jealous because I have stopped blowing you kisses:rolleyes:

[ladybird17]

oh stupid me- mention the word "cook" and I'm done for. It was just a TURN OF PHRASE Corn, don't want to be "grilled" about it, otherwise I will start to "boil". I'm much nicer when on just a "gentle simmer".

[Cornucopia]

oh stupid me- mention the word "cook" and I'm done for. It was just a TURN OF PHRASE Corn, don't want to be "grilled" about it, otherwise I will start to "boil". I'm much nicer when on just a "gentle simmer".

 

LOL!!!! That'll teach you to put yourself about you filthy madam!!!!:D

[Perseus]

Calm down girls, we're talking about Pers here, the boa is still in his 'closet' (ahem)

That Boa is well and truly gone I tell you!

I don't think he needs asking twice hun.......

 

So do I get the job or what? :grin: 8-)

[Guest Battleaxe]

A newspaper ran a competition asking for a poem with the most

romantic first line, but the least romantic second line.

Here are some of the entries they received:

I thought that I could love no other

Until, that is, I met your brother

Roses are red, violets are blue, sugar is sweet, and so are you.

But the roses are wilting, the violets are dead, the sugar bowl's

empty, and so is your head.

Of loving beauty you float with grace

If only you could hide your face.

Kind, intelligent, loving, and hot

This describes all things you're not.

I want to feel your sweet embrace

But leave that brown bag on your face.

I love your smile, your face, your eyes -

Damn, I'm good at telling lies!

My darling lover, beautiful wife:

Marrying you screwed up my life.

I see your face when I am dreaming

That's why I always wake up screaming.

My love, you take my breath away

What have you stepped in to smell this way?

My feelings for you no words can tell

Except for maybe "go to hell."

What inspired this amorous rhyme?

Two parts vodka, one part lime.

[Guest blackie]

MBNA replied to defend their actions following the phone call to my neighbours and said they where forwarding a cheque for £40.00 as a gesture of goodwill. £40.00 they are having a laugh. I wrote immediately asking for the address of their complaints department and advising that I was writing to the FSA with regard to their practices. Now I have had a letter from another company to say MBNA have sold the debt to them, by the way no £40.00 cheque has arrived. Anyone any ideas what I should do next.

[Guest Battleaxe]

Blackie

 

i take it you have read the MBNA threads and seen what has happened and how we have handled MBNA.

 

Have you SAR's them yet. if not this is the first step. i would also CCA the DCA asking for the copy of the exuecuterd agreement and the Deed of Assignment, under Section 77-78 of the Consumer Credit Act. Template letters in the Library.

In the meantime pm me for my email addy, because we need to add you complaint to the file we are presenting the to the FSA, OFT and FOS.

[Guest blackie]

Sorry to bother you, but I'm a bit of a novice, don't seem to be able to find the library, any chance of a step by step guide for a complete idiot. Don't even know what a SAR is let alone a CCA .