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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Trying to cancel O2 sim only deal within 14 days cooling off period is proving to be difficult!


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Hi Gaggers,

On 4th February, I received a phone call from Virgin media/02 and was offered a too-good-to-be-true offer which I gladly accepted.

I soon discovered that I was not getting what I agreed to.  Such as, Spotify and Disney + for the full term of the contract.  I did ask the salesman to confirm the deal in writing but he said that he couldn't and everything would be sent to me in an email, which I never received.

The SIM card arrived a few days later, I signed up for the O2 app on my mobile and discovered that I Spotify was not included.  I decided to cancel.

I went to the O2 store and they said that they could not help me as the sale was conducted over the phone and I have to contact O2 by phone.

Three times, over three separate days I have rung O2, by placing the sim in my mobile and dialling 202. 

After over 30 minutes wait to speak to someone I am repeatedly told that their system in down and it is bot possible to confirm close the account and that I should call back the another time. 

I am increasingly worried my 14 days is being run down to zero deliberately. 

I have about 5 days left of my 14 days cooling off period and wanted to reach out to CAG to see what else I could do to cancel this SIM only contract?

Their mobile phone app and website is designed to run a circle around you and not get you anywhere.

Any suggestions would be much appreciated - I thought I would contact CAG now and not after 14 days has passed and cancelling becomes much more tricker.

Thanks

 

 

 

 

 

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Wait for more replies but if I were in your position?

Send them a letter to their head office giving formal notice to cancel. Send special delivery so you can prove they received it within the 14 day cooling off period.

Send a duplicate of that letter by email to their complaints/customer relations dept so you have email proof as well.

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Thanks Whitelist,

I was thinking about doing that.  The Consumer Rights Act states that I should not be inconvenienced and by writing a letter and going to my post office and sending via recorded delivery, I will be! 

I will wait for other replies...

Thanks again for your reply :)

 

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This is where I will disagree.

If you need to elevate the dispute to the Regulator you will need to prove that you acted within the 14 day cooling off period. For that you will need a confirmed paper trail. For the cost of a signature on delivery it will save a lot of hassle down the line.

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Up to you, but as stated previously, you need a paper trail

The more sources look better for you rather than get stuffed in a contract you cannot get out of.

It shows your commitment in trying to resolve the dispute by acting reasonably and leaves them little room to maneuverer.

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As you are being advised, send the cancellation by letter and by email. Also take a letter into your local shop. That's perfectly adequate and you are being misled by a shop assistant who has got no idea what to do.
Get it done quickly.
I understand that you haven't been told your cancellation rights is this correct?

14 day cooling off period only begins from the time that you receive the goods or items that you have contracted for and you are informed in writing of your various cancellation rights.
You are saying that you want to affect the cancellation with minimum effort. You can't imagine the effort is going to take you if you don't manage to do this in time. Even now there is a danger that they will ignore you.
It takes effort to protect yourself –, by not falling for some telephone sales chatter and thinking that you're getting something too good to be true for nothing.
It will also take effort to protect yourself if the cancellation doesn't go through properly and you then have to deal with trying to challenge demands regular payments, references to debt collection agencies, black marks on your credit file, threatening letters, threats of bailiffs,.
Get the letter in straightaway. And quite frankly don't play primadonna by saying that you shouldn't be inconvenienced by sending a letter. We are here to help you you need to help yourself as well and be sensible.

 

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legally you dont need to prove receipt.

you only need to prove a letter was sent.

use a 1st class stamp and get free proof of posting from any PO counter.

as for the letter do not forget to mention you are exercising your rights under the distance selling regulation as this was a telephone sale, which is now part of the consumer rights act. and that gave 14 days to cancel for no reason needed.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A few years ago, I got roped into a contract. I thought I was talking to a real O2 rep but it was some third party company pretending to be O2. My tarriff was completely different to what we agreed on the phone. Eventually, I had to threaten them with ofcom to cancel and get out of it. 

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