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Village Gym Watford & ARC Europe


BestDB

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I understand this has been covered but since it has been a year or so I wanted to know if the advice would be the same to ignore arc europe's emails and calls or if someone has actually gone to court over this.

I first went to Village Gym in Watford on a guest pass with my friend to try out their facilities. This was August time during summer break. When leaving, the receptionist told me that if I sign up the same day I would get my first month free, and pay a discounted 'young adult' fee. They never mentioned a 90 day cancellation period when they talked me in to this and signed me up the same day. 
 

I agreed to the T&Cs they sent on email but 2 weeks in to my membership I decided I needed to cancel as I was moving out for university and wouldn't use the gym so I called them and they confirmed the membership will not renew after 90 days and I agreed, it was in the T&Cs but I did not read so it was my fault but I was not fussed about it.

After a week or so however I needed to make some payments for my university and had to stop the DD. It was all fine until I started receiving emails for cash collection of the remaining £65. Bare in mind when I cancelled DD I obviously did not use the gym facilities.

I ignored them as I read on this website that them or their debt collectors can be ignored. They have emailed me about a week ago and keep calling me in the mornings then cut the call when I pick up. They are also asking for £88 instead of £65 which village gym said I owed.


Now my main problem here is that the email Arc Europe has sent me has my wrong home address, the address is of the house 2 houses away from my own, maybe that is an error when filling out the forms when I first joined. But this means that I do not receive and physical post from them. Can I still continue to ignore? Or should I tell them they have the wrong address and then ignore?

Also, when I contacted Village Gym with my situation they offered me to pay £55 instead of £65 as a "gesture of goodwill". The amount is not massive but paying it is an issue with the budget I am on with no income.

In summary, should I ignore everything or tell Arc Europe to mend the address and then carry on ignoring just incase they send a court email and I don't get to see it. Would they send their court threat to me through email?

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yes just ignore everything.

block and bounce back the emails

a DCA is not a BAILIFF

and have 

ZERO legal powers on ANY debt - no matter what it's type

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no it doesn't!

court cost in small claims are very limited hence it's called small claim.

a DCA cannot do court as they dont own the debt

and no gym has done court since 2012 and the ashbourne ruling, bar 2 claims for joint memberships running to almost £1000 of recent by dave lloyd and both of those are now well stayed.

email comms by anyone means nothing.

and court docs are sent by the court not the owner anyway by royal mail.

stop panicking

read a good few more GYM threads here and ignore them.

dx

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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