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I, like many others did a number of PPI claims some years ago, much help from this forum, mostly wins but the odd loss....

 

However I recently received a letter in regard to a CitiFinancial account claim, this included a copy of the original 'win' letter dated 10/12/2012 offering a settlement of circa £1200, the recent letter stating that it was never paid as they had never received the signed consent form back. I have no recollection of ever seeing said offer letter, let alone ignoring payment offer.

 

The recent letter states that due to a change in regulation they no longer need a signed consent form so a cheque is on the way within in 20 working days...

 

So, to the question, do I bank the cheque and look at it as a bit of a bonus or do I write back questioning why it took getting on for 9 years till they noticed and ask why the 8% interest stops in 2012? Or bank cheque and then ask, I'm not certain when the interest really should be calculated to in something like this... As I say bonus, or be a bit cheeky, any advice gratefully received!

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have you moved from the address that you took the card out at and never informed Citi?

now the interesting thing is here this can't be a reclaim under the plevin hidden commission ruling as that happened in 2015.

 

though i don't think you can get the 8% to date no.

 

but answer the above please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, same address throughout.

To be honest, I'm pretty happy to just take the payment and run,  but wondered if I was possibly missing out with the interest situation.

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is this canadian square operations par chance?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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good guess there...

 

go give them a ring.

tell them this is the 1st you've ever heard of this and have never moved.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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