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technique1966

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About technique1966

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  1. No, same address throughout. To be honest, I'm pretty happy to just take the payment and run, but wondered if I was possibly missing out with the interest situation.
  2. I, like many others did a number of PPI claims some years ago, much help from this forum, mostly wins but the odd loss.... However I recently received a letter in regard to a CitiFinancial account claim, this included a copy of the original 'win' letter dated 10/12/2012 offering a settlement of circa £1200, the recent letter stating that it was never paid as they had never received the signed consent form back. I have no recollection of ever seeing said offer letter, let alone ignoring payment offer. The recent letter states that due to a change in regulation they no lo
  3. Not intended as a thread hijack, but logged in for the first time in ages as today I received a letter from CitiFinancial telling me a refund of just shy of £2400 was due to me, this dates back to an original claim some years back where £1259.87 of redress was paid to me. It seems a review has been carried out and a further payment is due to me. I just thought it strange seeing this at the top of the forum with a very similar dated letter to the recipients etc. I wonder if Citi have/are reviewing historical claims etc, obviously not sure but thought it might just be worth posting.
  4. Having reclaimed the PPI on my RBS overdraft earlier this year see here It recently became aware that perhaps I had a claim regarding a miss sold packaged account as I was told that I had to have this account to have the overdraft facility that I wanted..... dropped a letter in the post a week last Friday, today I received a letter agreeing that was the case and approx £1600 in fees and interest will be in my account within 3 days of the date of the letter.... Quickest, easiest reclaim ever, one letter, 2 weeks, done and dusted.......
  5. RBS Overdraft Loanguard PPI win £15,703.12 total offer Full details here http://www.consumeractiongroup.co.uk/forum/showthread.php?411334-RBS-overdraft-loanguard-PPI-claim.&p=4432452#post4432452
  6. Update, the 10 working days after the 8 week period was up on the 23/12, so again I contacted the Hardman Boulevard team by phone to check on progress, I was advised to phone again in the morning, which I duly did, still no answer and no idea of when it was likely to be resolved as they still couldn't tell me what they were waiting on. By this stage I was somewhat fed up with being told one thing and then nothing happening,so I thought I'd go straight to the top, and fired in a complaint to the chieh executives office by email, to their credit the response and help from that end was super
  7. Brief update on this. 8 week period was due up on Tuesday, so I thought I'd ring and enquire as to if a decision had been made on Monday, no was the answer but 'we're expecting it to be on our systems tomorrow,' give us a ring in the morning', fair enough comment so quick call Tuesday morning, 'no decision as yet as we've got till the close of business today' again fair enough. Approx an hour later I received a call to inform that no decision was going to be made as we're still waiting on information, on asking what they actually needed I was told that they didn't actually know and I
  8. Long time since I posted anything, but searching out information brings up a few results on here, so thought I'd add this thread, might help someone in the future if it all goes to plan. Approximately 7 weeks ago I received a letter from the RBS PPI team (Hardman Boulevard M/cr address) regarding PPI on my current account with them, I'll be honest and say I'd completely forgotten about it and the variable monthly charges show up as a charge on the account. Obviously I was shocked that a) I'd forgotten all about it and b)I'd already inquired about any PPI with the RBS pr
  9. Is my argument that the charges are a punitive charge that doesn't reflect the cost of administrating the refused direct debit payments? Or is it a case of 'here's most of your money, we'll call it square'?
  10. To cut a long story short my wife bought a new car late 2007, I think originally the finance changed from GE Money to Santander during the period, as she's been made redundant I'm sorting the payments, the balance is negligible and will be cleared shortly as such I asked for a statement of account. Over the period of the loan there are 3 instances of charges where direct debits were refused (normally for a period of days) the charges are listed as 'charge' £30 'charge' £15. So in total £135, before I settle the account are these figures a valid charge for a refused direct debit, I may b
  11. They seem to be completely inept, I had a similar letter off them regarding PPI, the difference being that I managed to get rid of these parasites years ago, so they owe me a cash refund, which as of yet has failed to appear, and is of course over their stated time frame. For those who need to phone Welcome a couple of numbers 0115 984 9200 Mere Way no, avoiding 0845 nos, ideal if you have to pay for them, 0845 3730341 Direct no for 'Brideshead Team' these seem to actually know what they're talking about, if they're dealing with your claim/problem, it'll
  12. Sorry for the thread dredge, I was looking for my last post which was 16/1/2007. I have ot been on this site for at least 2 years! I made a complaint about PPI with this lot around the time stated above, and again a little while later, getting the usual knockbacks. To be honest, I didn't really pursue with claim and had virtually forgotten about it. However, after not hearing from Welcome for years (got them off my back in 2004), I was quite surprised to receive a letter from them yesterday. On opening, it turns out to be a final response to my claim, the relevant part reading
  13. I'm slacking and I'll admit it . Need to get my finger out, I've had a knock back letter to my initial request for repayment of charges and ppi, what I did find 'amusing' was the confrontational tone of the letter, something along the lines of 'we will pursue you for costs...blah blah blah'. Well I really couldn't care less so I'll be drafting a letter before action and continuing.
  14. Sandra, I've just had a letter back saying that they're paying me nothing back on similar charges. LBA due out tonight, should have gone before but been busy. Will get that out and if no result will go MCOL straight away.
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