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dellnasnoods

Lowell and Argos Card Debt - CCA return help

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Received a reply from Lowell in regards to the  Argos CCA request saying they have fulfilled the request.

 

Is this the case and/ or what are my actions next?

 

Files attached.

1. Letter

2. Terms and conditions.

3. Agreement

4. 1 of many monthly statements.

 

Many Thanks

Lowell_CCA_Reply_150120-min.pdf

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All looks good.


We could do with some help from you.

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Have they met the full requirements of the CCA, does this mean I have to pay the debt or negotiate a full and final settlement?

 

Thanks.

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Ignore them. Until if and when you receive a PAP  letter. It’s quite possible nothing will happen. Let them make the next move.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Does this apply in Scotland too?

 

Thanks

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Doesn’t matter where you are, I’ve had DCA’s produce perfectly fine agreements and nothing ever happened. These debts are now

long statute barred.

 

Its equally Possible that one day you will receive  a PAP letter before action. If / when that day comes you will be able to come here to get help.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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3 hours ago, dellnasnoods said:

Does this apply in Scotland too?

 

Thanks

 

No...PAP does not apply in Scotland

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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new thread for argos card debt

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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