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    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
    • Our main Equity Partner, Cabot Square Capital invests 
    • Yes it’s the garage and warranty company. And then my husband forwarded me the email. 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***


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VCS have missed the deadline for sending copies of their WS to me - does that provide any opportunity for me to request that the case be struck out, or do I just have to accept it and wait..?

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ring the court and ask if they have received theirs from simple simon.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've just called them - they haven't received anything either. They suggested sending them an email to tell them I haven't received.

 

Should I suggest that it shouldn't be possible to use at the hearing, or go so far as suggest the case be struck out?

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i suggest thats not your call.

they've failed the judges direct orders 

the court should act.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You don't want to be emailing VCS at all especially at this point, as if they get an extension to submit by the court, they will email it to yui at 11:59 the night before a case.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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how did they get your email address??

is your WS ready, you've posted nothing here to date and it was due on the 16th?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats a great WS, push the byelaws to the front when in court mind, thats the most important factor.

 

did you accidently give simon your email AD on their N180?

 

the email attachment is prob + 8Mb so was stripped .

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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First thing is to block their email address and send them an email that they must conduct all their correspondence by mail NOT email in future and remind them that you have yet to receive their WS.

Very good WS-they should withdraw their claim against you if they have any sense.

 

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bit late for that now...

simon has already tried to send his and the OP has already submitted theirs

i'd email him and say the attachment was stripped by their ISP can they resend it.

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That really is a cracking WS and methinks one we'll be suggesting that future motorists in No Stopping cases should read.

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Finally have their WS. It seems very basic compared to others I've seen, with very little evidence. (does this mean I need to expect a supplementary WS once they've read mine?)


They point out copy and paste in the defence, but then talk about the land being a shopping centre on  page 6 (xvii) when it is an airport! (not the only one copying and pasting I guess!!)


They have also included the contract with the airport, which is good, as the images support my case for the vehicle being outside the enforcement area.


They didn't address point about bylaws in my defence (continued into my WS) or given a proper explanation on the RTA.

 

Had to compress and split the document to get it to upload.

 

 

VCS WS .pdf

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who is mark robinson??

not seen him before

another new employee sheep to the slaughter who'll run very quickly out the job..

hope he is going to be there to accept questions and cross examination of that cut n paste rubbish that includes bits that are not even relevant to your case/location.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A cut & paste mish mash that won't stand up to cross examination,

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Ho!  Ho!  Ho!

 

If dealt with rightly, this should turn into a good laugh.

 

Robbo reckons he might not turn up.  Well, will he or won't he?  Is he so thick that he can't look at his diary and see what he's got pencilled in for the next month?  C'mon, he's the Debt & Litigation Manager (oooh!) of that well-known multi-national VCS.  Plus he won't even need to travel, the case'll be dealt with on-line.

 

He moans about the OP's 22-paragraph defence (actually 27-paragraph WS, the legal genius hasn't worked the difference out) of 7 pages ... er unlike the the 45 pages of tripe VCS have sent.  I know which one the judge will appreciate more.  I noticed the "supermarket" error while skim reading the piece, wonder why Robbo didn't pick that up while, er, rereading his own work carefully 😉 

 

I reckon Robbo is the new tea boy.

 

Simple Simon may well run away before the court date.

 

However, as always, despite my flippancy, it's best to plan for the worst, that the case will go ahead, that Robbo will have the intelligence to use Google Meet and show up, get all your ducks in a row just in case.  You have a great chance of seeing off these shysters. 

We could do with some help from you.

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  • 3 weeks later...

Hearing was yesterday - after a 30 minute delay, the phone conference based case was over in 30 mins - and I WON!

 

Mr Robinson, who wrote their WS didn't turn up (as expected) - instead it was Mr Pickup. The judge jumped straight on the fact the witness was not present for questioning, and that in their WS, they stated that if Mark Robinson wasn't available, that the hearing be based on documents only. He asked Mr Pickup to clarify whether the hearing was based on documents or Mr Pickup as a representative.
The Judge was very good (not that I have had any previous experience). He had read the documents ahead of the hearing, and asked me for the key points I was raising. I gave:

  • Vehicle was stopped outside the area that VCS are contracted to enforce
  • Stopping is not parking
  • The airport is not relevant land under PoFA (at this point, the judge asked if I had anything else, and mentioned something like I didn't really need to add any more...)
  • "No Stopping" isn't an offer of a contract
  • The additional costs are an abuse of process and that many cases are struck out because of them
  • The judge went on to ask Mr Pickup about where in their WS it showed where the vehicle was stopped. He was really flustered and admitted it wasn't in there, but that it was in my bundle. The judge asked that he explained the position from one of their aerial images - again, he struggled, but it was obvious the judge knew exactly where it was, and that it was only just on the double red lines (although based on the VCS/airport contract) a few metres off.

He asked Mr Pickup to confirm that the signage was all along the main road, not within the junction itself, he could not confirm.
He asked Mr Pickup to confirm that they were pursuing the claim based on the fact that the vehicle was stopped for around seconds (he had looked at my CCTV stills) with the front wheel just on the double red lines. Again flustered, Mr Pickup explained that it was still a breach.
He was then ready to make a judgement - He said any breach of contract was trivial at best. He said that I had consciously found an area not part of the no stopping areas so had not caused a mischief or blocked any roads, and that I had in fact, stopped with consideration. He mentioned my WS having a lot of legal arguments "likely taken from the internet", but said he didn't need to look into those.

It was all done within 30 minutes and I didn't really need to say much other than confirm what the Judge was saying.
 

It was mainly the judge as he had read everything - and I get the feeling he had already made his mind up from the start :)

Edited by m1n1me
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  • FTMDave changed the title to VCS PCN claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***

Mr PickUp...:pound:

pick up the dog turn left by simple simon...

 

did the byelaw issue not play it's part...?

 

well done.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Excellent another one bites the dust👏

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • dx100uk changed the title to VCS/DCB(L) PCN spycar capture - PAPLOC Now claimform - no Stopping in Restricted Zone - Bristol Airport ***Claim Dismissed***
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