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    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the fine dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, so I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant   1 Date of the infringement 24th May 2024   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024   3 Date received 5th June 2024   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N   5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land.   6 Have you appealed? [Y/N?] post up your appeal] N   7 Who is the parking company? MET   8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE   For either option, does it say which appeals body they operate under. POPLA Anyway, I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
    • While we wait for someone to explain how farage is any better than sunak  .. if not worse   One of many likely upcoming belly laughs   Reform chairman Richard Tice has accused the Tories of (reform like) “dirty tricks” after one of his party’s candidates withdrew his papers to stand at the last minute and endorsed former cabinet minister Sir Gavin Williamson. In a dramatic final 24 hours before nominations closed there had been fevered speculation that as many as six Tory MPs and other candidates could defect to Reform after Nigel Farage decided to stand in Clacton and become leader. But instead no Tories switched and Tom Wellings, the Reform candidate for the new seat of Stone, Great Wryly and Penkridge in Staffordshire, quit and put out a statement endorsing Sir Gavin.   Who does he think he is an Anderson, a Carswell !!! was heard at the reform HQ pub ... as Candidate brushed aside by Farage in clacton to run as an independent    Tice accuses Tories of ‘dirty tricks’ to persuade Reform candidates to stand down WWW.INDEPENDENT.CO.UK Exclusive: A furious row has broken out after a Reform candidate’s last minute defection to the Tories   :ROFL  
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First time poster please advise - shoplifting from sainsburys


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Hi all

 

Today I had a moment of insanity,

wanted to buy some pants for my daughter,

thought £5 was a bit pricey for one pair of pants for a baby and added another pair to the hanger,

went to the checkout with my other items paid (only for 1 pair of pants as store operative did not realise what I had done)

then left the shop.

 

On leaving the shop saw the security guard and a staff member speaking to him who then immediately looked at me - but no one tried to stop me..

 

I immediately regret what I did and can honestly say it will never happen again.

I would happily go back and pay for the item which is only worth £5.

 

I have a history of anxiety and have not stopped panicking since I left the store.

Worried the police are going to turn up and arrest me

- that I’ll go to jail and my 3 month old baby will be taken away from me..

 

I can’t believe I was so careless and stupid over £5!

 

Anyway question is - will the above happen?

 

Am I likely to have the police turn up or will I get a letter with a fine in a few weeks if anything is to come of it?

 

I don’t even know if it was just coincidence the staff member was looking at me while I exited.

Surely if it was suspected I would have been stopped then and there?

 

I know it was wrong it won’t happen again just looking for advice

 

Many thanks

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the police wont turn up

you cant be retrospectively 'fined' for anything

you wont/cant just be taken to jail

your baby wont/cant just be taken from you.

 

they don't know who you are etc etc etc.

 

if you really feel that bad about it

return to the shop and give the other pair back.

you don't even have to do it yourself

type a note

pin it to them

leave it in the store.

 

p'haps time to go have a chat with say your doctor or someone?

 

 

 

 

 

you

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your speedy response - I feel so stupid and careless, what sort of example is that setting for my child.

 

I have decided I will take them back to the store tomorrow and pay for them,

I may just say when I got home I realised only one pair on receipt but I wanted to pay for two so came back to pay for them...

I know it’s all rather silly but it will make me feel better at least.

 

I’ve felt like I need to speak to my dr for a while

- I have the anxiety mentioned and I had a difficult time with the birth of my daughter and am really struggling to cope with it but I wouldn’t say it was post natal depression .

 

I am just worried if I go to gp they will think I am not coping with the baby and bring social services in and they will think I’m unfit and take her away.

 

She’s an amazing baby who’s well looked after, regularly taken for check ups and weighed, and wants for nothing.

I just have a hang up as part of my anxiety that someone will take my baby -

I don’t even like people i don’t know well holding her for fear they may just take her and run..

silly I know but to me a real fear.

 

that’s off topic

- thank you for your advise which had eased my feelings a little,

the item will be taken back and paid for tomorrow and I may contact my gp

— I probably need to, just frightened to.

Edited by dx100uk
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don't forget the Hippocratic oath your doctors abide by.

but no they wont do anything of the sort!!

 

they see 100's far worse than a simple case like yourself....

 

I think you are being very forthright in taking them back and paying, it will make the world of difference to your attitude to everything.

 

you've done nowt wrong..so don't beat yourself up about a little cry for help...

 

chin up...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi and welcome to CAG,

 

 

You will be surprised if you read some of the threads here that there are others in a similar situation to you. People make poor choices, as simple as that. The thing to do is to assess the underlying reasons for the theft. I guarantee it won't be the price.

As mentioned by DX, your GP is the best person to talk to about your symptoms and they are bound by patient confidentiality. Getting help rather than suffering alone will benefit you. Anxiety can be treated, either by pill popping or by talking therapy. The latter works. I know it did in my case.

 

 

Paying for the second pair is an idea but if they want your name and address, I would not give it. They have no right to it nor need it to pay for the second pair.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Hi Silverfox,

 

Thank you for your advise

- today I went back explained as per above that there must have been a mistake as only one pair was scanned, the lady said I could keep them!?

 

As it was their mistake, to which I said no I insist I pay for them.

She then scanned them, turns out the items went into a 1/2 price sale today so technically I have paid for both and they had no way to charge me the full price

 

I took them back to do the right thing and turns out I didn’t have to pay for them after all!

 

Which makes me feel even dafter!

 

But huge relief, lesson well learned, never to be done again.

Thank you both for your support!

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aw that's great

 

the gods are shining on you

 

well done!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Brilliant. That's something I don't say very often. Funny as well. Seriously, this is now over so no need to think about it again. Just don't be tempted ever again. :!:

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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