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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Barclaycard selling off old Egg Credit Card to Robinson Way


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Hi all,

 

I received yesterday a lengthy letter from Barclaycard regarding Egg credit card.

 

It told me that they now had my account, and that back in April I should have received notification that the Egg card was being sold to barclaycard.

 

I am concerned as I haven't received any such notice, and moreover, am in a current agreement to repay both my barclaycard Visa and Mastercard debts off. However they have not stopped interest on either card, only reducing the interest to 2 percent.

 

Has anyone else had experience of this or received notifications back in April?

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Hi Sev,

 

This takeover has been known about for some time but perhaps you didn't get told by \egg in the normal way because the a/c's are in arrears.

 

If you have an existing repayment arrangement, you should continue to pay as normal and see how long BC accept this.

 

Are you being charged 2% per month?

 

Have you already reclaimed all default charges on both a/c's.

 

:-)

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No Slick I haven't, and thanks for your reply.

 

 

I have been paying 10 pounds per month to egg as a token amount for several years. I just stuck to my guns as it was all I had and still have.

 

Barclaycard wouldn't budge, you know the form Mercers ringing three times a day, each operator pretending that they didn't know that someone had called as 'the system hasn't updated' - on all three of the contact numbers they had.

 

Barclays wouldn't take a token payment. They in essence forced a payment of 50 pounds and after six months unfroze the interest on the account. Now they charge 2 percent on the payment I make.

 

It's just another example of how Barclays have no intention of helping or caring about those in debt.

 

I can just see it all kicking off again now that they have the account.

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You need to start the reclaiming process by getting hold of your statements with a SAR, if you don't already have them.

 

If you have all your a/c statements, gather all the default charges data and put it onto a spreadsheet, which will be your Schedule of Charges (SOC).

 

By starting the reclaim process, you can tell Mercers to back off as the a/c will be in dispute. If they persist, report BC and Mercers to the FOS.

 

Read some of the *WON* BC threads here to see how it's done - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?97-Barclays-BCard-and-Woolwich-successes

 

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We could do with some help from you

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Thanks Slick I'll get onto it right away.

 

The agreement wasn't with mercers but with BC themselves, as it was the only way Mercers would stop.

 

Ironically they are the only ones who are showing as payment agreement on my credit report. Everyone else just files the obligatory default.

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  • 5 years later...

This week I received a letter from Barclaycard stating that the egg credit card account they took over back in 2011 will now be sold off to Robinson Way.

 

I've dealt with Robinson Way before and so I know them of old, and they don't do reason.

 

The situation as it stands is as follows.

 

I came to an agreement with Egg back in 2006 for reduced payment when I couldn't afford the debt any longer.

 

I paid them a token amount every month via bank transfer, not DD.

 

When the account was bought by Barclaycard I rang them and asked about making payment - they couldn't give me any details of payment or account numbers.

 

I continued to make payments to the original account details till 2013. The last payment going out on 3rd Jul 2013.

 

I'm just wondering where I stand with this - as it stands.

 

In retrospect I don't even think that the payments I did make throughout 2012 to jul 2013 ever reached Barclaycard and when I did try to call they did actually say that the debt wasn't something on their radar, which makes me think that now they're doing housekeeping and just selling off old rubbish they couldn't be bothered to deal with before now.

 

All advice gratefully received.

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I need to do acredit report as I haven't done one for many years, and as yet I haven't asked for the CCA as RW haven't made contact.

 

Initially when the debt was managed by Egg Credit card I reached an amicable agreement with them , and when Barclaycard took over they said that they weren't concerning themselves with it and that "somebody would probably be in touch at some point" so I never bothered with the CCA request.

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Might be lucky, and they can't find the original agreement, but I bet they fob you off with a recon, and attempt to force you to pay using that!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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might be an idea to fire off an SAR to Barclays.

 

 

robbersway don't buy debts

but their parent company hoist/HPH2 do.

 

 

CCA to robbersway yes .

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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old & new threads merged.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, the letter mentioned hoist portfolio with robbersways doing the donkey work.

Thanks dx100uk, I just want to get as much leg work done and ready for when they come calling.

So, SAR TO Barclays and I'll wait for them to get in touch and then cca.

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CCA them. Its unlikely theyll have the original from 2000 but Barclaycard did microcache a fair few of them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Sev,

 

We gave advice about reclaiming penalty charges and other action nearly 6 years ago.

 

Did you follow any advice from post #4 or not.

 

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Hi Slick, no at the time I didn't.

 

 

I was concentrating on reclaiming my Abbey National charges back then and sorry to say failed miserably due to my own fault in not getting the court pack ready properly. That kind of put me off back then.

 

I have all my statements from abbey from that era still. More as a reminder on the cost of not doing it right.

 

I have a very different head on my shoulders now.

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Not to worry, it's done now, time to strap on your boxing gloves and start hitting back.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi Sev,

 

But do you have BC statements going back to when you were being charged penalty fees ?

 

If so, how far back were you paying penalty fees ?

 

:-)

We could do with some help from you

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  • 1 month later...

Sorry Slick, I haven't been on the forum for a while. I have subsidence to worry about on top of everything else, and the insurance company is trying to avoid paying out. As if Mrs sev' dimentia and Parkinson's wasn't enough.... but either way that's a thread on its own.

 

I have statements going back to 2002 for all my cards and for my abbey overdraft as was.

 

Update...

Sar was sent to Barclay card but as yet no reply, I'll give. It another week and chase.

 

However this morning I get a letter forwarded to me.

 

Barclaycard had sent a copy of the notification letter to an address I had in the past, which was not linked to any of my barclaycard accounts.

 

Very interesting mr bond.

 

I have yet to have Robinson way make contact.

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hey take care

you've enough on your plate me thinks

slowly catchy monkey

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Sev,

 

I understand - you need to deal with what's important to you at any given time.

 

However, BC cases have been a bit unique in that BC have continued to repay penalty charges plus compound interest despite defending the court action all the way to just before the final hearing.

 

If you have the time or inclination to take BC to court, let us know and we'll offer all the support and advice that we can.

 

:-)

We could do with some help from you

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Thanks slick123, I may well do that.

 

So today's update is that Robinson Way have just made contact.

 

First letter with notice of assignment and asking me to make contact with usual sabre rattling about arrears etc.

 

The intresting thing is this...

 

The card was taken out back when I still lived at home with parents, so, original account, as the bc account and all others were taken out at that address.

 

Now, this correspondence has been sent to my and mrs sev's address.

 

So they have obviously done a credit search or whatever, as we are not on the roll.

 

My first instinct is to request the cca then see where it goes from there.

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