Dappa Vs Lloyds TSB

[Dappa44]

Firstly i'd like to say what a fantastic site this is, congrats.

 

Just completed my DPA request, and am posting this tomorrow recorded delivery.

 

This is the first of my 3 claims. Claiming over the last 6 years.

 

Will keep everyone up-to-date with how i get on.

 

As im a nursing student if it goes as far as court im hoping for legal aid

 

Keep your fingers crossed for me please !!

[ROBBO]

I posted my DPA request on the 10 April and not yet even recieved an aknowledgement, and i stupidly didn`nt send it recorded

 

I suppose they are using delaying tactics (hope the postie hasn`t ran off with tenner cheque)anyway I have emailed them today so hopefully they will reply to that

Good luck with your claim ,

[Dappa44]

Good Luck with yours as well m8, i see a lot of people are handing their DPA's into local branchs, but im sending mine recorded delivery to the address in the sticky from Bookworm, to Penny.

[Dappa44]

6 Years worth of statements arrived today 5th May.

 

Worked out, without any interest they owe me £3182.50

 

Preliminary Letter going out today.

[Dappa44]

Well got my standard reply from Chris Dunnett today, saying it was my fault for running my account badly, blah blah blah.

 

I believe the LBA is the next step so here goes, posting today recorded delivery.

 

I was very surprised at how quick they got back to me

[Dappa44]

Standard reply today, telling me to bugger off, if i want to complain go via Omnbudsman. This is our final reply.

 

Looks like moneyclaim is my next port of call, am i right in saying that i should wait until the 14 days are up before filing with moneyclaim?

 

As i forgot to do this in all the excitement before sending my LBA.

[reload]

Sounds like you're on a similar timeframe to me Dappa, although a day later or two. I'm waiting the 14 days before I send my Moneyclaim in - 22nd May for me

[Dappa44]

Excellent, i will watch your progress, your 1 day ahead of me

[Dappa44]

My moneyclaim should have been filed on the 23rd of May, but due to having NO money i could pay it so i held back until funds arrived.

 

Will it be ok to file with moneyclaim now? or will i have to resend all letters to the bank to saty within a timeframe.

 

thx

Dappa

[crusty git]

Its absolutely fine to file the claim now, all you have done is to give them an extra week to reconsider their position.

 

Get the claim in The next move is up to Lloyds Terribly Stupid Bank

Good luck

 

J

[sequenci]

good luck!

 

i have sent my dpa request out for both myself and the good lady.

[Dappa44]

Filing with Moneyclaim now, but hit a snag.

 

Which address do i use for the fendant,

 

Is it my local branch or head office or where i sent all letters (birmingham)

 

thx, just spent the last hour looking for the answer but couldnt find it in other posts.

[reload]

My moneyclaim should have been filed on the 23rd of May, but due to having NO money i could pay it so i held back until funds arrived.

 

Will it be ok to file with moneyclaim now? or will i have to resend all letters to the bank to saty within a timeframe.

 

thx

Dappa

 

Yep, you'll be fine to claim now - I used the Colmore Row address (Customer service), got my acknowledgement back on Saturday so doesn't seeem to be a problem with using that.

[Dappa44]

Excellent m8, thx for that.

[Dappa44]

Moneyclaim Filed 06.06.2006

 

6QZ36137

 

There u go mods you can add that to your database.

[Dappa44]

Lloyds have acknowledged on the 15th, thats time up on the 13th July.

 

Bet the swines string it out till then as well.

[closey]

I can almonst gaurentee they will file their defence just before time. They always do!

[reload]

Aye, seems to be the case unfortunately. Mine's up on the 28th of this month - fingers crossed they miss it and I can file for judgement

[closey]

Fingers crossed for all of you.

[Dappa44]

Received a Solicitors Letter today.

 

Sechiari, Clark and Mitchell.

 

Asking for me to provide these:

 

1. Each and every individual amount of the charge that you are claiming and are disputing.

 

2. The date of each and every charge that you say was deducted from your account.

 

3. How you calculate the interest

 

4. How you calculate the sum of ........

 

I guess this is the norm ?

 

Is it ok to just send the spreadsheet of charges?

[reload]

Don't see why not - contains all the information they're after, so should be fine

[Dappa44]

Just finished a nice letter for their solicitors, detailing everything they've asked for.

 

Included the spreadsheet and mentioned that interest will be ongoing due to a rate of 0.00022 being added daily.

 

How do they like them apples !!!

[Dappa44]

Just noticed they have charged me another £160 overdraft excess fee for last month, this charge is not on my moneyclaim spreadsheet as it was after the initial claim.

 

Can this be added now? if not what is the best route of action to recover this theft.

[mario]

Dappa

 

From what I have read here when/if the solicitors offer settlement just add it on when you return your letter accepting the offer and they pay up.

[reload]

Yep, reading through various threads it seems to have worked in the past. Just noticed the cheeky buggers have stuck another £35 on mine - certainly going to be having one or two words with Martineau Johnson when they get in touch. And they won't be pretty