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    • Appreciate the time that has gone into replying. I have read so much about this tonight that hopefully I can be a step ahead.  If I gain a reply from the head office I shall let you guys know. 
    • yep. they are all simply trading names of perch to try and scam people into thinking their debt is going up some kind to mystical legal chain...which is BS. all dca's pull these stunts and have done since the late 1970's
    • just type no need to hit quote. what you really need to do is forget about it now they have  just steer clear of THAT ONE STORE for a few months. other B&Q's are OK. even if you do go back in, they'll simple ask you to leave, then if you return again, could invoke trespass laws BUT WE HAVE NEVER SEEN IT HERE. as for getting out of your tree about police, prison, criminal record, arrested, knocks at doors, letter of claim....NONE OF THE CAN EVER HAPPEN. and has not on these joe public low level shoplifting incidence since 2012. you've already got a scary letter ratchetting on about some mystical FAKE civil restoration scheme .  you'll probably get a few more ...NOTHING THEY CAN EVER DO. bin shred burn give to your pet hamster any money people pay CRS/RLP/DEF etc regarding their letters goes straight into their pocket and off they go down the pub and LAUGH at people they mugged. the retailer never sees a penny.  i admire your action of send £5 to B&Q. its done now and its over with....move on with your live. dx
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    • 4.  Under The Pre-Action Protocol 201?, a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior too and including ,The Pre action Protocol Letter of Claim dated 7 January 2020 and the claimform dated 14th February 2020 were all served to a previous address which I moved out of in 2018. 9.   The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2nd February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None were received by the court nor the defendant by that date. re: 13 & 15...they dont need to produce the deed, thats a private b2b document only the judge can demand sight of. i would remove 13 totally as within their WS they have produced the Notice Of Assignment. and delete it from 15 a few ideas. dx  
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Harlands !!!


Cathy715
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Hi ..

I'm new to the group but joined as I saw all the advice regarding Harlands and their extortionate ' fees'

 

My son joined Helio Gym in Bolton last September as a he started at the uni there.

He set up a direct debit.

The first debit defaulted in October but was re submitted and paid in November.

He then defaulted on the November and December payments .

He told me that he had paid £100.90 ( consisting of 25.90 gym fees for 2 months and 75 pounds ' admin fees' ) at the beginning of January to Harlands !!

He assumed that that would be the end of it and cancelled the d/d.

 

Last weekend he admitted all this to me and said they had now sent a request for another £105.35

( consisting of 38.85 gym fees -apparently it was a 6 month contract, and a 66.50 ' recovery' fee as it has been passed to CRS.

 

Whilst. I don't condone his behaviour defaulting on payments these fees are astronomical.

 

Would you advise paying the gym fees directly to the gym or to Harlands and then corresponding with Harlands/CRS to tell them their penalty is unlawful. And could he try and recover the admin fees he's already paid?

 

I'm so cross with this company..

I've spoken to them and the gym at length and they are not budging.

 

 

The gym don't even seem to be able to tell me what contract he was on as initially they said 12.95 a month was for 12 months and he would have been on 14.95 for 6 months.

Harland say it's 12.95 for 6 months ..

 

sorry for rambling: any advice will be appreciated

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been had blind sadly

 

 

all you owe is one months membership after the date you officially cancelled

 

 

but as you say

hes been charged numerous unlawful fees that he's sadly blindly paid

 

 

stop ringing them

theres nowt they can do to you or him

they don't do court

any any DCA on ANY debt with anyone

are TOTALLY POWERLESS

they ARE NOT BAILIFFS.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Cathy,

 

Please read other threads here to see how we've told others to deal with Harlands/CRS.

 

Stay off the phone from now on. Calling the gym or Harlands is a total waste of your [or YS's] time.

 

When YS paid £100.90, was this taken by Harlands by one or more DD's, or was it paid by another means. Please confirm.

 

Don't worry about Harlands/CRS and their demands for now. We argue that YS had every right top cancel the DD mandate and the gym m/ship due to Harlands attempt to charge/collect their unlawful admin fees.

 

Answer my query and we'll take it from there.

 

:-)

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use the fees as payment toward missed gym membership.

 

 

what date did you first try and cancel with anyone too please.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Cathy,

 

Please read other threads here to see how we've told others to deal with Harlands/CRS.

 

Stay off the phone from now on. Calling the gym or Harlands is a total waste of your [or YS's] time.

 

When YS paid £100.90, was this taken by Harlands by one or more DD's, or was it paid by another means. Please confirm.

 

Don't worry about Harlands/CRS and their demands for now. We argue that YS had every right top cancel the DD mandate and the gym m/ship due to Harlands attempt to charge/collect their unlawful admin fees.

 

Answer my query and we'll take it from there.

 

:-)

Hi, thanks

I believe he cancelled the direct debit mandate in December. He paid the 100.90 over the phone using his debit card at the beginning of January ..

 

Hi, thanks

I believe he cancelled the direct debit mandate in December. He paid the 100.90 over the phone using his debit card at the beginning of January ..

 

He cancelled in December but I understand from the gym it was a 6 month contract which would have taken him to March this year.. he joined online and just received terms and conditions via e mail

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Hi Cathy,

 

In reply to the Q you asked in your first post, YS won't be able to pay the gym direct - that's not how they work as all fees are paid via Harlands.

 

You and YS should now simply ignore demands from Harlands/CRS.

 

Get him to write to the gym by letter as follows :-

 

The Manager

Helio Gym

1, Morston Point

Manchester Rd

Bolton

BL2 1HA

 

Dear sir or madam,

 

I refer to my gym membership started in September 2016.

 

I am a student and, when my DD payments bounced, Harlands added on several admin fees in addition to the membership fees I had to pay.

 

I now understand their admin fees are not lawful and they're unfair to me as a consumer.

 

Accordingly, I now consider our agreement to be ended immediately.

 

If you cause or allow Harlands/CRS to harass me for payments, I will make formal complaints about Helio to Trading Standards and The CMA.

 

Yours faithfully,

 

This should be sent by post and get a free Certificate of Posting at the PO when it is sent.

 

Don't respond to any demand from Harlands/CRS (they're the same outfit) but keep us posted.

 

I also suggest YS tell the gym he's moved back to YOUR address so you or he sees all letters and demands they send whether he's at Uni or on hols.

 

This should not affect YS's credit files. But I hope he learns some lessons from what he's been through . Most of all, YS needs to learn NOT to stick his head in the sand when he's short of funds and a DD bounces.

 

As well as having to catch up with missed DD's, the bank may or will hit him with THEIR default fees !

 

:-)

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chargeback time too?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Cathy,

 

In reply to the Q you asked in your first post, YS won't be able to pay the gym direct - that's not how they work as all fees are paid via Harlands.

 

You and YS should now simply ignore demands from Harlands/CRS.

 

Get him to write to the gym by letter as follows :-

 

The Manager

Helio Gym

1, Morston Point

Manchester Rd

Bolton

BL2 1HA

 

Dear sir or madam,

 

I refer to my gym membership started in September 2016.

 

I am a student and, when my DD payments bounced, Harlands added on several admin fees in addition to the membership fees I had to pay.

 

I now understand their admin fees are not lawful and they're unfair to me as a consumer.

 

Accordingly, I now consider our agreement to be ended immediately.

 

If you cause or allow Harlands/CRS to harass me for payments, I will make formal complaints about Helio to Trading Standards and The CMA.

 

Yours faithfully,

 

This should be sent by post and get a free Certificate of Posting at the PO when it is sent.

 

Don't respond to any demand from Harlands/CRS (they're the same outfit) but keep us posted.

 

I also suggest YS tell the gym he's moved back to YOUR address so you or he sees all letters and demands they send whether he's at Uni or on hols.

 

This should not affect YS's credit files. But I hope he learns some lessons from what he's been through . Most of all, YS needs to learn NOT to stick his head in the sand when he's short of funds and a DD bounces.

 

As well as having to catch up with missed DD's, the bank may or will hit him with THEIR default fees !

 

:-)

Thanks so much, will get this letter done and keep you updated

..

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Hi Cathy,

 

Quite simply, work out what YS should have paid up until he cancelled the DD. Let us know how much this is, and how much he's paid in total.

 

Then we can decide if he should seek a refund of DD's paid using the DD Guarantee Scheme, or a "chargeback" where you tell the bank you need a payment reversed because it was paid in error, or because you were misled by Harlands.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Hi Cathy,

 

I'd argue that Harlands have breached YS's rights by demanding unlawful admin fees. Therefore YS should not be bound by the gym agreement.

 

I think (and I'm sure DX would agree) that YS should seek a chargeback of the amount paid of £100.90 but contacting the bank. He would say he was deliberately misled into paying fees that he now knows are not fair or payable. And he wants the £100.90 repaid using the chargeback facility.

 

Before we decide, please confirm when YS last used the gym.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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too right get it back argue afterwards.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi Cathy,

 

I'd argue that Harlands have breached YS's rights by demanding unlawful admin fees. Therefore YS should not be bound by the gym agreement.

 

I think (and I'm sure DX would agree) that YS should seek a chargeback of the amount paid of £100.90 but contacting the bank. He would say he was deliberately misled into paying fees that he now knows are not fair or payable. And he wants the £100.90 repaid using the chargeback facility.

 

Before we decide, please confirm when YS last used the gym.

 

:-)

 

Hi , he last used the gym end of November. Letter has been typed up and is going in the post tomorrow..many thanks to you and DX for your advice

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Before sending any letter to the gym, I suggest you seek the chargeback via YS's bank first.

 

If that's successful, then you can write to the gym offering to pay any balance you owe.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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chargeback is done on the phone

call your card provider now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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