Welcome finance Ppi claim

[Rkelly]

Hi,

 

 

I had a car loan with welcome finance around 1998 for about £3000 over 3 years,

then I had a loan when I paid that off,

 

 

I remember paying Ppi on both these but have no paperwork or dates or amounts ( nothing as proof)

, where do I start to try make a claim,

think the Ppi was about £80 a month,

 

 

kind regards

[honeybee13]

Hello and welcome to CAG.

 

I'll move your thread to the PPI forum here and leave you a link to follow. People should be along to advise later.

 

My best, HB

[dx100uk]

you would need to send an sar to welcome finance to get all the paperwork they hold on you.

 

 

make sure you read the SAR link and all its posts

esp if you have moved from the address you took the finance out from.

 

 

welcome appear to be coughing again on PPI claims

[Rkelly]

Thanks very much, just reading the posts on SAR, right now,

 

 

I did speak to welcome on Friday on the phone,

and they give me 3 account numbers with separate dates 1999, 2002 and 2004,

these loans had Ppi on all of them,

 

 

1999 loan they said they don't know who underwriter is so can't do anything about it,

 

 

2002 loan they give me a number to ring (aviva) so called them and they will be getting back to me in 8 weeks,

 

 

and the final loan welcome are sending me a questionnaire to fill out,

 

 

I have moved from that address when I took out loan,

 

 

I will send a SAR to them tomorrow, kind regards

[dx100uk]

little tiny tip.....DONT BELIEVE ANYTHING WELCOME TELL YOU..

 

 

don't use anyone elses questionnaire but the fos one

 

 

don't accept any refunds until you've done the spreadsheet from info on the statements.

[Rkelly]

I will certainly take your advise, sent off my SAR to welcome yesterday, I eagerly wait to see what info is there, kind regards

[Rkelly]

Hi, still waiting for my SAR from welcome , also been onto the fscs and that say because the ppi is before 2005 I can't claim, am I just wasting time I don't have to start wirh

[cruzhughes]

I claimed from Aviva on a loan that was before 2005.

 

 

I sent the claimform to welcome with the pre 2005 and post 2005 account numbers on and although welcome would not do anything with the pre 2005 ones.

 

 

They did give me the underwriters details and I claimed from those.

 

 

Had to to go fscs too Good luck!!

[Rkelly]

They have told me the underwriters details for 1 of the loans but not the other 2, do you think this information would be on the SAR

[dx100uk]

hopefully

else we should be able to work it out by the dates

[Rkelly]

Hi ,

had a phone call from aviva today offering me £282 for a 12 month loan for £750,

insurance was £119.69,

but on email is says total loan amount was £944.69,

so £75 had been added somewhere,

would I be correct thinking there is a £75 acceptance fee?

 

First loan in 1999 was for £2800 , not sure who underwriter is yet

 

And third loan was in 2004 for £2000 not sure about underwriters for that one too

[dx100uk]

look at the agreement?

[Rkelly]

Hi, received my SAR today,

 

 

the first loan I had with welcome was taken out 30/04/1999.

 

 

They have told me they don't know who the underwriter was then, would you know?

 

 

I can't find anything on the SAR

[dx100uk]

read other welcome finance PPI threads

typically ends to Aviva now but were smaller provincial insurer in those days that they've swallowed up

 

use the search CAG box of the top read toolbar.

 

welcome PPI 1999

 

or like things

[mrwozat]

Hi ,

had a phone call from aviva today offering me £282 for a 12 month loan for £750,

insurance was £119.69,

but on email is says total loan amount was £944.69,

so £75 had been added somewhere,

would I be correct thinking there is a £75 acceptance fee?

 

First loan in 1999 was for £2800 , not sure who underwriter is yet

 

And third loan was in 2004 for £2000 not sure about underwriters for that one too

 

Hiya

 

I too have several loans with welcome from the early 2000's. I have all my original paperwork still including the norwich union / Aviva policy document.(god knows how lol)

 

What phone number did you ring at Aviva?

Did you do it all over the phone? What reasons did you give for mis selling? Did they ask for any proof ect?

 

Are they giving you statutory interest on the claimed amounts?

 

Sorry for so many questions

 

Thank you for any help

 

Matt

[cruzhughes]

I done it all via email with aviva go on the website to contact them. This is what i done after Welcome admitted miss selling and I also attached welcomes final response. Had a reply within 6 weeks

[dx100uk]

better to start a new thread

[Bangsaklove]

Hello there, in a similiar situation with a pre 2000 loan from Welcome they state they dont know who the underwriter was but after much research the 2 main culprits aroudn this time seem to be Aviva and Lloyds. just wondering how you approached Aviva please? Did Welcome give you a contact? I have been doing most claims through Resolver and wonder if this is the best approach for this one. Thanks for reading

[dx100uk]

did you not read the post above yours?

please start a new thread

this one is for advising rkelly

 

thread now closed as it keeps getting bumped.

 

little tip NEVER use resolver for PPI reclaiming its USELESS

see the fca PPI website link.

 

dx