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    • Thanks everyone. Will speak with the manager first chance I get later today and let you know.
    • own topic created  tnx the info. dx  
    • this debt: MBNA Bank of Scotland Card debt- LInk got a CCJ - now want payment review - MBNA - Consumer Action Group and a barclaycard loan - did you ever send the a CCA in all these years.....when was it taken out?    
    • Welcome to the Forum. The PCN must be subject to Bye laws as the warning near the bottom of the PCN does not comply with the protection of Freedoms Act 2012 Schedule 4 Under Section 9 [2][f[] of the Act it should say: (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver ,the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Their version states they are pursuing you as the driver [because of the Bye laws they cannot transfer the liability from the driver to the keeper] even though you are the keeper. Should it go to Court Judges do not accept that the driver and the keeper are the same person. Obviously on many occasions another member of the family may be driving instead of the keeper. Indeed anyone with a valid motor insurance policy is able to drive your car. if any of the three cars were not driven by the keeper they are not liable to pay the PCN only the driver is.  as long as they do not divulge who was driving those lovely people at Alliance haven't a hope of winning against them in Court. What a shame. However while those keepers who were not driving are in the clear all is not lost for the other keeper drivers. Alliance still have to prove who was driving which is difficult providing those keepers do not appeal.  It is quite often that on appeal the keeper may say "I entered the car park at....."  immediately giving away that they were the driver. Plus even if you appeal it won't be accepted as a] they lose £100 straight away and b] mostly all the major car parking companies are dishonest scrotes. In the meantime you will be on the receiving end of threatening letters from Alliance, unregulated debt collectors and fifth, sixth or even lower rated solicitors all trying to frighten the life out of you to cough up. They can all be safely ignored since if you don't contact any of them they don't know who was driving so have no information that the can use in Court to identify the driver. Some time in the future they may send you a Letter of Claim which must not be ignored. Just let us know and we will advise a suitable snotty letter to send them which will show that you are not afraid of them and are happy to turn up in court knowing that you will win. Sorry it was a bit long winded.  
    • He’s still At it from a bungalow on Haslingden Road. Changed name to Bamberbridge cars with a Preston based phone number (01772) but dodgy dealings at the bungalow are still a go.
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Hi Consumer Dude.

Until i read your thread i had not realised what was going on.

This craze where people jump out at you dressed as clowns.

Just been looking around on you tube etc and it sure has backfired on a few and blood has spilt when people do not appreciate this prank.

 

Not clowns but a little story for you while you wait for people tell their experiences of these clowns.

The other day while nipping to the gym to drop someone off i saw this youth,no shirt skinhead look.

Looked out of place it was pretty cool.

 

After dropping at the gym i was on my way home and had to stop at a shop to recharge my gas meter,the key kind.

The youth was there and looked like he was getting into a car.

Ah i thought to myself that explains it,he has got up late and just jumped into his friends car and needed some essentials.

Could not be bothered to put his shirt on.

 

So i proceeded to exit my car.

Well he shot over with his menacing look and said to me,loudly,"I have told everyone else and warned them do you want the same treatment.

I just took this pretty lightly as i have seen a good few characters in my life and said Have you,ok.

 

 

He then said i will smash your fing car up.No one else was around or because he was loud may have been looking from behind curtains.

I would have usually just gone away from the situation but he was pretty close.

 

Well it takes a few insults these days to make my sap rise but he was now pressing all the right buttons.

So i changed my attitude and had no other choice to confront him first with words.Unless he closed in again.

 

He backed away looking a little shocked,you could see by his eyes that he did not expect that reaction.

Said a few more choice words to me and backed away across the road to the pavement.

Do you know what he said then.

You threaten me again and i will call the police,can you believe it.

 

As for the clowns jumping out at people with what sometimes looks like a weapon, which could give you quite a shock,well if my reactions were still quick enough i feel i would knock them out.Who wouldn't.

However this is based on what i have just seen on you tube where some of these pranks have certainly seemed to have backfired unless a put up stunt.

I will not put the footage up as i do not know if it is real or not.

It needs to stop as the elderly and vulnerable,children just do not need this prank.

 

A link.

Professional clowns have hit out at pranksters who have been dressing up as "creepy clowns" to intimidate and frighten people across the UK.

http://www.bbc.co.uk/news/uk-england-37611993

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i thought this was going to be another politics thread...

 

first one that comes near me gets their plastic knife in a place that wont leave them smiling

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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i thought this was going to be another politics thread...

 

first one that comes near me gets their plastic knife in a place that wont leave them smiling

 

I should co-co :lol:

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There was one of these idiots near my daughters school today, said he was coming into the school tomorrow to kill them all!!

 

She is in year 7 and is now terrified of going to school tomorrow.

 

There really are some plicks (typo) on this planet!

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There was one of these idiots near my daughters school today, said he was coming into the school tomorrow to kill them all!!

 

She is in year 7 and is now terrified of going to school tomorrow.

 

There really are some plicks (typo) on this planet!

 

Hope someone reported this guy to the police!

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It was reported by the school and i assume others aswell

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What I find quite amazing, is, a Brunel Student who decided to jump on the band wagon by brandishing a chainsaw whilst wearing a clown maske is now concerned that he will lose his place at Brunel !

 

 

 

http://www.independent.co.uk/news/uk/home-news/student-arrested-killer-clown-brunel-university-filming-youtube-video-met-police-a7356766.html

 

http://www.standard.co.uk/news/london/unmasked-student-19-behind-killer-clown-prank-at-university-says-massive-sorry-for-prank-a3366276.html

 

The student sparked chaos while running through the grounds of Brunel University in Uxbridge.

 

The 19-year-old, who gave his name only as Kenny, apologised in an interview with the Standard today, saying he bought the chainsaw at B&Q to record footage for his YouTube channel.

 

Quite a stupid stunt IMHO with all the media attention and the fear it has installed in the public, especially children !

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Sadly, because of this stupid craze, sick children are being denied the pleasure of an event that Clown Doctors were going to provide for them.

 

 

A clown production company has been forced to cancel an event at a children's hospital due to fears they would be confused for the "killer clown" craze sweeping across Britain.

 

The Clown Doctors, who include Dr Rumtumtumich, Dr Lulu McDoo and Dr Poppy Sneezitoff, were due to celebrate 10 years of visiting sick children by putting on a special event at the Great North Children's Hospital in Newcastle.

 

But due to the sinister trend that came across from the United States, security at the Royal Victoria Infirmary advised them to postpone the event.

 

 

Read more: http://www.dailymail.co.uk/wires/pa/article-3836342/Event-childrens-hospital-cancelled-killer-clown-craze.html#ixzz4NAQsi7L2

 

http://www.bbc.co.uk/news/uk-england-tyne-37644700

 

A clown troupe that visits children's hospital wards has cancelled an event after threats from a group of "killer clowns".

 

The Clown Doctors were due to mark 10 years of visiting sick youngsters at Newcastle's Great North Children's Hospital.

 

But they postponed the event after a group called North East Killer Clowns published a "hit list" of targets which included the hospital.

 

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http://www.dailymail.co.uk/wires/pa/article-3837373/Childline-flooded-calls-killer-clown-craze.html

 

 

The "killer clown" craze sweeping the UK has led to a deluge of calls to Childline from youngsters left terrified by the sinister phenomenon sweeping the UK.

 

In just one week the charity was contacted 120 times by children scared by people dressed up in frightening clown costumes to scare passers-by.

 

 

Read more: http://www.dailymail.co.uk/wires/pa/article-3837373/Childline-flooded-calls-killer-clown-craze.html#ixzz4NAc3RtHE

 

 

 

A quarter of the calls to Childline about clowns came from children under 11, while more than a third came from terrified youngsters between 12 and 15.

 

Most calls came from young people in Birmingham, Manchester and Nottingham, the charity said.

 

The US- born craze has seen cases of clowns chasing children with weapons such as knives or baseball bats, in some instances specifically targeting schools.

 

A 10-year-old-boy in Plymouth was threatened by a clown who jumped out of a bush carrying a hammer, while in Workington, Cumbria, a clown brandishing an axe chased an 11-year-old girl.

 

Children have also been targeted online, with a case in which a 13-year-old boy was arrested and bailed for malicious communications after a girl the same age in Kendal received Instagram messages from someone posing as a clown threatening to cut her throat and rape her.

 

 

 

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4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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