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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***


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Well its simply to hear the claimants application to amend their particulars (as the order states) 21st March 2018.

 

The hearing on the 26th March I presume is a continuation of the claim ...although I have not see a Court Order regarding this date and hearing.

 

Andy

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court order in 1205 now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Should I be posting stuff somewhere else as anything that’s if importabtce you don’t seem to see? Even though it’s put in here as soon as I get it and before I send stuff I always ask is it ok to go and what I need to do.

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court order in 1205 now

 

As per my post #1227 DX

We could do with some help from you.

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What do I need to take with me next week.

 

Am I likely to be asked if I agree to the amendment as it’s what I queried in my defence by saying they are contradicting themselves by giving various incorrect dates and were they even sure on when these events stated in pic took place.

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The court decides in reality...very little you can do but object.

We could do with some help from you.

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I would have thought their poc should be watertight before they issue these claims.

 

Not a mash up of inconsistent dates and conflicting and false info.

 

Very true...but we must adhere to Legislation and that the Gods that be.

We could do with some help from you.

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Then the court should dismiss their application to amend and dismiss their claim.......:-)

We could do with some help from you.

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There are no sides in litigation...the issue will be decided on the facts.... law and process.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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change of POC will be heard on the same day as the repo

that all you needed to write cruz

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I could really do with some help and guidance as to next weeks hearing.

 

My head is lost with it all.

 

I’ve half done a skeleton arguement.

 

Do I pull up their inconsistencies.

 

Is the judge likely to go through my defence and their reply paragraph by paragraph and compare

 

I don’t know what to do

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Dx I had your inbox. I don’t quite get it

 

The stuff above where the facts are you gave to me.

 

Do I just outline the facts and give that to the judge. The bottom part was bits of a witness statement, also in post 1115 where do I use all that?

cruz.txt

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the 1st sentences before where the facts are you gave to me.

 

you repeat yourself

just tidy it up to be breif and factual.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thank you. Is this skeleton arguement for me or is it to be handed to the judge before Monday

 

Dx as per post 1245 I’ve sent you the amended copy.

 

Just had a letter from court they’ve brought the hearing forward 2 hours on mon

 

Just rang the court to see why the change of time. The time it’s been moved to is the time they allocate for bigger cases. This is getting scary now

 

Can some please tell me if I need to print this skeleton arguement to give to the judge or not.

Edited by dx100uk
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This is far from over I’ve got to go back in 4 weeks.. he wanted it next week but solictor said they wouldn’t be able to get docs.

 

The charge is staying put I don’t think I put got the point across. The judge said it’s for further monies borrowed.

 

He almost quashed the possession with the fact of the 8000 Ppi refund meant that I wasn’t in arrrears at all. But now at 19 months ahead in payments.

 

Solictor argued that the 231.49 monthly installments would still have to be paid.and remained outstanding so therefore I was in arrears and that should come off the balance owing. It turned into a heated debate between the judge and the solictor.

 

He could not find anything on the loan agreement that stated this.

 

I then argued that if the amount of repayments were 231.49 at the months owing then it would mean the claimant is still charging interest.

 

The judge wanted to know where does it say that. So I pointed it out on the possession claim. And that I’d had it in notes from welcome finance. I didn’t have it so he sent me home to get it and adjourned for and hour.

 

He wanted it finished today to remunerate but the solictor had another appointment to get to and she said that she would have to go back to the claimant.

 

Also the loan agreement stated 8% then old welcome statements has 7.8%

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And the solictor argued with the judge that is was not in my defence that I was ahead with payments and it was just the judges opinion..

 

He said no its the opinion of the court.

 

The hearing was about 2 1/2 hours in the end.

 

Next hearing he said to allow 3 hours.

 

Judge is retiring in 8 days so pushed to get it all done today solictor refused.

 

But he said he will organise it so he is allowed back to finish case off.

 

Solictor today was heavily pregnant so she won’t be able to come back next time either

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