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    • I'm trying to unravel this – but I get the impression that there was no contract between you and EVRi and that you didn't even choose them but instead you decided use some third party parcel broker in the USA which organised the delivery. Is this correct? EVRi came into the picture because they would then eventually selected for part of the journey although you had no knowledge that it might be them and I suppose it didn't really matter as long as the item got to you. Secondly, I really don't understand the journey which this item made. You bought the item from somebody in the USA. They then were meant to dispatch it to you to another address in the USA but for some reason or other it came to the UK and then into the hands of EVRi at which point it was lost or stolen. More confusion here because you now tell us that EVRi marked it as being out for delivery but it was never delivered. This suggests that it was going to be delivered to a UK address but earlier on you said that it was going to be delivered to USA address. I think you need to look at the story. Maybe show it to a friend of yours who is not particularly where the details and ask them if they can make head or tail of it and then come back to us with clarification so that we fully understand. Also, I think we'd like to know what the item is, how was it declared, what was the value which was declared. You said it was a valuable item because it was rare and collectable. I gather from this that it is non-fungible. We need to understand more about this. Was an insurance policy purchased to cover it during the delivery process. I understand that this rare and collectable item be valued at £200. Have evidence this value. This could become very important. Also you have given is no idea when this happened. We need to understand the full timescale. There are a number of possibilities here including the possibility of the contract action against EVRi on the basis of your third party rights or an action for negligence but we need to know far more and we need to get a story that makes sense.   Finally, I understand that you have sent the letter of claim. What did it say? How much time did you give them? What did you expect to happen as a result of the letter of claim? Whatever the answers to those questions might be, clearly you had no idea how to proceed after having sent such a letter. A letter of claim is meant to be a serious threat of some legal action if some condition which you have stipulated is not complied with. You set a deadline for compliance and at the end of that deadline you issue the court action. Clearly you are not in a position to do that so your letter of claim is a bluff and undermines your credibility and it will find its way into the EVRi wastepaper basket – if it's not there already.  
    • Good morning. I just wanted to check something please. The other side have moved slightly and negotiated a full and final offer price to end this matter. I am happy with this. However, I want to make sure this is the end of the matter and am emailing the following over to them prior to payment. Is this enough to ensure they can come back for nothing else? Thanks -------------------------------------------------- Dear Sir.   With regards your last email below.   I am pleased to agree to the full and final settlement figure given below.   Can you confirm this payment will be in full and final payment with no further claim to be brought against me in this matter?   Best regards
    • 100% sure I didn't receive it, that why my first post is with the £100 letter.
    • Engine, the technology business Starling Bank was built on, has been busy launching banks around the world, from Romania to Australia.View the full article
    • use this your WS and inc this as an exhibit off to bed now 3 nights been up till 4am aurora watching wont be on too early as it's lambing season out herding with the dog. your WS main thrust is the debt would now be SB'd , the DN was filed xxxyrs+months after it should have been thus unlawfully extending  SB date to infinity. highlight their admittance regarding errors at that time period in your 'redetermination'  paragraph. agreements unreadable. would have already been written off due to SLC age write off criteria has they not issued the claim to stop the SB clock when they had no paperwork to prove their case in the 1st place. never earned over threshold. dx       Erudio - stopped sending email deferments won at FOS DRN-4141462.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***


cruzhughes

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Just sent this to Fos

 

Hi the last loan was started in Aug 2008. How is it out of jurisdiction?

 

However the very first Loan started in 2001 and there were numerous re writes in between .

 

The original owners of the loan were welcome finance. You could not help me last due to them entering a scheme of arrangement Re: Your complaint about Welcome Financial Services Limited (Our ref:

 

Now prime/Alpha are the owners and they are refusing to investigate my irresponsible lending complaint

 

This loan is now administered by acenden on behalf of creditor Prime Credit 5 S.à.r.l. or Alpha Credit Solutions 4 S.a.r.l.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok that sounds about right Andy already mentioned vexatious litigant after the last time it went to court. Am I able to submit new defence or add to first one? And where does it go straight to court? Can’t log in any more on PCOL to see anything

 

I haven’t replied to primes last letter on their final response yet. Anything to send to them or lightfoots

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Just received these. I thought prime tell the solicitors to issue claim not solicitors to inform them??

 

Figures are still wrong balance is showing at £18,190.63

 

sept 25th they said balance was £18,293.83

 

On the 10/10 their statement showed £18,040.73

 

In my letter to them on 17/10 I told them they were wrong and balance should be £17,989.03

letters.pdf

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lets see that bottom info lines again too please

 

the second lot is just a statement that they must send as they think they are a creditor under the CCA

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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bottom bits

 

info lines who they are and who registered with etc

 

bottom inch of each letter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On in court 2 weeks today.

 

What is it I need to be doing before I go? My file is in order all from this time last year.

 

I’m unsure if I have to fill a new defence. Write to anyone? Cos as it’s stands now I haven’t responded to them after they’ve restored the hearing.

 

Or even what my argument against them is to be or where I go with the judge.

 

If you give me some pointers I can get a draft drawn up.

 

Thank you

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with the greatest respect your honour

the company trying to repo my old home is not even registered in the UK at companies house and is neither licenced with the FCA to carry out ANYTHING of a financial nature.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no just my musings

 

p'haps ell-enn or andyorch might pop in as this new hearing is the 16th.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you received any paperwork from the court with regards to this hearing? If so if not already uploaded please scan/redact and upload.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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There is really limited advice to offer ...as the last hearing their application was suspended...they have to present grounds now for it being restored...IE you have failed to comply with the courts previous order's ?

 

http://england.shelter.org.uk/housing_advice/eviction/what_happens_at_an_eviction_possession_hearing

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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There was no orders.

 

The judge was on my side they didn’t turn up the twice. I give him all the info about the full debt background being made up of irresponsibile lending and penalty charges

 

It’s was suspended indefinitely the first time and the judge said the whole thing needed to reviewed post 527

 

Second judge gave a strike out date of Aug 2018. Due to them not providing anything I asked for and the letter I give to the court outlining the old complaint dating back to Welcome and them selling on to alpha and how the balance is made up and that no one could help due to the scheme of arrangement welcome had entered into. Post 691/3/5

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Then simply relay all that at the hearing taking all previous paperwork and copies of the strike out.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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First time it was ordered

 

The hearing be ajourned generally with a liberty to restore

 

2nd time

That the hearing be ajourned generally with liberty to restore proving that no such application is issued by 20 Aug 2018 the claim is struck out without further order

 

This company are adding stuff on all the time so it looks like I’m in arrears when a lot of that is stuff they have added on while failing to investigate anything I have put to them since day 1. Re letter post 779

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Then inform the court they are in breach of the above as they have made a further application without any further investigation or clarification......and that the arrears are false.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Ok will do.

 

What about the fact that as dx has started this alpha/Prime are not fca registered and based in Luxembourg

 

acenden are operating for 'their overseas client'

 

Bring it to the courts attention at the hearing...see what they think about jurisdiction

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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