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Hi All,

 

Need some advice, I'm contesting a Cat 6 CIFAS marker on my file by NatWest

 

History

 

In 2012, i was the victim of fraud, which involved fraudulent cheques being paid into my account, then cashed out.

 

I contested this fraud to Natwest, however they rejected my appeal;

 

I escalated this to the Financial Ombudsman, however they sided with Natwest.

 

Now

 

I tried apply for a credit card with my bank (Barclays) but was turned down;

this prompted me to investigate (currently have a Credit Expert score of 991 and earn £50k+) as I should have met the criteria.

 

Upon investigating, I found out that NatWest have placed a Cat 6 - Third Party Fraud marker on my file.

 

I've contested this with Natwest, however they believe this marker 'is a true reflection of my credit file'.

 

I'm currently in discussions with the Obudsman regarding this;

I either want this marker removed or changed to 'Facility Takeover'.

 

I would love any tips or advice from anyone on how I can deal with this

or how I can get the FO to side with me.

 

(p.s. I'm not contesting the fraud as I can't contest this again,

this matter wasn't in my original complaint in 2012 as I wasn't aware of it)

 

This marker is casuing me major issues as I'm unable to apply for credit or open new accounts,

so the mortgage I wanted to apply for this year is offer the table.

 

Thank you in advance for your help

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